Scott Friedman is a financial advisor with Merrill in Chandler, AZ, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nicacio Hernandez is a financial advisor with Merrill in Chandler, AZ. He holds the Series 66 designation and has been with Merrill since 2022. Prior to joining Merrill, he worked at Bank of America from 2022 to 2025 and has academic experience at Arizona State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Karla Schafer serves as a Senior Resident Director and International Wealth Advisor, specializing in providing wealth management solutions to high-net-worth families. With over 27 years of experience in the financial services industry, she focuses on business owners, C-suite executives, and physicians both in the United States and abroad. Karla delivers personalized financial planning tailored to meet the unique needs and goals of each client. Karla holds several professional designations, including Certified Private Wealth Advisor® (CPWA), Certified Exit Planning Advisor® (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor’s Degree from Florida International University and a Master’s in Business Administration from the University of Miami. Her expertise encompasses investment management, portfolio construction, estate planning, tax optimization, alternative investments, lending solutions, and exit planning for business owners. Fluent in both Spanish and English, Karla integrates access to Merrill’s investment insights and Bank of America’s lending capabilities to serve her clients comprehensively. Outside of her professional commitments, Karla enjoys traveling, boating, fishing, and attending sporting events with her family.

Madeline Julian is a financial advisor at Morgan Stanley in Tempe, AZ, holding a Series 66 designation with two years of industry experience. She has worked at Morgan Stanley since 2019 in multiple roles and is also involved in the hospitality industry as a partner at Kelso Theater Pub. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm utilizes structured planning processes supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Mateja Tirkas is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. Prior to joining Merrill in 2019, Mateja worked in various roles including at Yellowstone Club and UC Davis Physics Department. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Corridino is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has worked at Merrill since 2021, previously spending 19 years at Smartpractice. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Corey Young is a Financial Advisor with Merrill Lynch Wealth Management. Originally from Chicago, Illinois, he has nearly 10 years of experience in investing, personal growth, and financial planning. Corey is focused on helping individuals and families navigate financial decisions related to education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor's degree in Psychology from Bowling Green State University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Corey's approach to financial advising centers on understanding clients' goals, values, and priorities to build customized financial plans that help them achieve their objectives. Outside of his professional role, Corey is a husband and father of two children. He enjoys spending time with his family, traveling, working out, trying new experiences, playing video games, and pursuing personal growth in various areas including spiritual, physical, and mental development.

Nathan Krank is a financial advisor with Wells Fargo Clearing in Gilbert, AZ, holding a Series 66 designation and 19 years of industry experience. He previously worked at Citigroup Global Markets for two years before joining Wells Fargo in 2016. Outside of his advisory role, he coaches basketball at Highley High School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing approximately $671 billion in assets and supporting over 14,000 advisors.

Nicholas Sowa is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2020. His prior experience includes roles at Bank of America, Merrill, and Quicken Loans. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Jeremy Morgan is a financial advisor at Edward Jones in Phoenix, AZ, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, he worked for twelve years at Grand Canyon University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, and provides affiliated mutual funds and tax-efficient services under a fiduciary standard.

Evan Krska is a financial advisor with J.P. Morgan Securities in Tempe, AZ, holding Series 63 and Series 66 credentials and 10 years of industry experience. His prior roles include positions at Merrill, Bank of America, Robinhood Financial, Charles Schwab/TD Ameritrade, and Centris Federal Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and forward-looking capital market assumptions.

Kennedi Shepard is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and three years of industry experience. She has worked at Merrill since 2022 and at Bank of America since 2024. Outside of her advisory role, she is a partner in Thruthiccnthin, a clothing resale business operating at flea markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Juan Loaiza is a financial advisor with Morgan Stanley in Gilbert, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2023, he worked at Frito Lay from 2016 to 2022 and has been involved with Uber Eats since 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Logan Bertholomey is a financial advisor at Edward Jones in Tempe, Arizona, with five years of industry experience. He holds the Series 66 designation and previously worked at United Parcel Service for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Charles Smith is a financial advisor with Ameriprise in Gilbert, AZ, holding Series 63, 65, and 66 licenses and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he manages several business entities related to real estate holdings, private equity investments, and financial planning operations, including serving as president of Academy Advisors, LLC. Ameriprise offers retirement-income planning services focused on clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations through a centralized consulting team. The firm delivers a range of advisory, brokerage, and insurance solutions typical for a large institutional provider.

Daniel Gray is a financial advisor with Merrill based in Gilbert, AZ, holding a Series 66 designation and offering 17 years of industry experience. He has worked with Merrill since 2000 and has been associated with Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Gundersen is a financial advisor with Edward Jones in Tempe, AZ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,700 financial advisors.

Kristen Marler is a financial advisor at Edward Jones in Phoenix, AZ, holding a Series 66 designation with four years of industry experience. Her prior roles include positions at the Ahwatukee Chamber of Commerce and Arizona's Vision. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm maintains a large national network of advisors and branch offices and operates under a fiduciary standard.

Gustavo Flores is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and has prior work experience at Bank of America, Berge Toyota, and Fred G Acosta Job Corps. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Dressler is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. His prior work includes roles at Bank of America and Sprouts Farmer's Market, as well as CrossFit Yuma and Gila Ridge High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.