Yichen Sun is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. Prior to joining Cambridge, he worked at Aegon Asset Management for four years and was affiliated with the University of Iowa for four years. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Dennis Lumm is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked at various Charles Schwab entities since 2013, including Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by the Schwab Center for Financial Research.

Robert Wade is a CFP® professional with 23 years of industry experience, currently serving at LPL Financial since 2005. He holds a Series 63 license and works out of Peoria, Arizona. Wade is also involved with Credit Union West in an investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Tyler Boxwell is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and previously worked in full-time education for a year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

Robert Gershkowitz is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. He is also the co-founder of Allwealth Planning, a financial planning firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Paul Ruble Jr. is a financial advisor at Stifel with Series 63 and Series 65 licenses and 40 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a broad client base, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment process relies on a proprietary methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decision-making.

David Dobrusin is a financial advisor with LPL Financial in Sun City, AZ, holding CFP® and Series 66 credentials and bringing 16 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Cambridge Investment Research Advisors and has operated Dobrusin Financial LLC since 2010. He also provides tax and accounting services through his CPA practice. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services with both discretionary and non-discretionary management supported by proprietary and third-party research.

Thomas Levin is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, alongside a long tenure at Citigroup Global Markets beginning in 1993. Outside of his advisory role, Levin serves as president of Saguaro Partners Holdings LLC, a private equity and venture capital firm. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Brayden Salmins is a financial advisor with LPL Financial based in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. His prior work experience includes roles at the Department of Economic Security and StandardDAO. Outside of his advisory duties, he is involved with RB Builders, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing a variety of model portfolios and third-party research to support both discretionary and non-discretionary management approaches.

Thomas Gerboth is a CFP® with 14 years of industry experience, currently affiliated with Ameriprise Financial Services. His prior roles include positions at Harbour Investments, Thompson Wealth Management, Tandem Wealth Advisors, and Schwab Private Client Investment Advisory. He is also the owner of Gerboth Ventures LLC, a business involved in real estate. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income strategies.

Gary Yeager is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Cetera and its related entities since 2013 and has operated his own firm, G. A. Yeager & Co, since 1977. In addition to his advisory work, he prepares taxes through a separate business activity. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Thomas Wheeler is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Charles Schwab. His prior experience includes roles at The Vanguard Group and AllState Insurance Company. Outside of his advisory work, he has maintained soccer coaching and referee licenses and occasionally engages in youth soccer coaching and officiating. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering clients multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Lukas Haugen is a financial advisor with Charles Schwab holding a Series 66 designation and eight years of industry experience. He has worked at Charles Schwab since 2017, including a year at Charles Schwab Bank, SSB, and previously spent six years at Groupon. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios and conducts due diligence on alternative investments through its formal onboarding and placement process.

Ty Meadows is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 66 and Series 63 designations and has worked at Schwab Wealth Advisory Inc. since 2016, following roles at Charles Schwab Bank and Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational resources.

Karen Berkman is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2008, including her current role starting in 2018. In addition to her advisory work, she is a general partner at Bewilderknits, a retail business focused on clothing, accessories, and knitting and crochet pattern publishing. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and employs a multi-asset strategic allocation approach supported by centralized operational and custodial services.

Eric Long is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options in its investment offerings and acts as an ERISA fiduciary when providing investment advice.

Jessica Love is a financial advisor at Charles Schwab with eight years of industry experience. She has held her current role since 2017 and previously worked at AeroCare Holdings, Inc. from 2013 to 2017. She holds Series 63 and Series 66 credentials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured approach to alternative investments.

Dennis Butner is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing extensive experience in financial services since 2005. He has focused on managing individual wealth through various market conditions and emphasizes a comprehensive approach tailored to each client's unique needs. Dennis specializes in retirement planning, portfolio management, tax minimization, and family wealth management strategies, serving high net worth retirees, corporate executives, business owners, and philanthropists. Dennis began his career in real estate and finance in 2001 before joining Merrill Lynch Wealth Management in 2010. He holds a Bachelor's Degree from Arizona State University and the Personal Investment Advisor (PIA) designation. Leveraging the Total Merrill platform, Dennis develops personalized wealth management strategies, including estate management, small business management, retirement income planning, job transfers, and 401(k) services. He also leads business marketing efforts and cultivates new client relationships to support seamless communication and transitions. An Arizona native, Dennis resides in Glendale, Arizona with his wife and two daughters. His community involvement includes support for events such as Prescott Frontier Days Rodeo, Payson Arizona Pro Rodeo, and Xavier College Preparatory. Dennis balances professional commitments with personal interests including camping, cooking, fishing, golfing, horseback riding, hunting, scuba diving, skiing, swimming, and spending time with his family.

Amelia Smith is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group Inc. Prior to her career in finance, she held various roles including positions at Rusty Taco and DoorDash. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Noreen Hill is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities since 2016. Outside of her advisory role, Hill serves as an officer and finance committee chair for Jobs for Arizona's Graduates, a nonprofit focused on youth education and vocational skills, and is a board member of the Arizona Community Foundation. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.