Armand Fidler is a CFP® with 18 years of industry experience, currently serving at Osaic Advisory Services, LLC. His previous roles include eight years at Arbor Point Advisors and Securities America, along with ongoing work as an insurance owner and operator of Picacho Financial Consulting LLC, which provides investment advisory and financial services. Osaic Advisory Services, LLC is an SEC-registered enterprise advisor serving a broad client base including individuals, pension plans, corporate and charitable entities, and sovereign wealth funds. The firm employs a range of investment strategies and offers access to alternative investments, retirement plan consulting, and annuity sub-account management.

Hanna Horenstein is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been affiliated with Transamerica since 2012 and has held multiple roles in related financial, real estate, and consulting businesses. Horenstein is also the author of *The Virtuity Edge: A Compilation of Success*. Transamerica Financial Advisors serves a wide range of clients, including individual investors and institutional entities, offering advisory and broker-dealer services with both proprietary and third-party investment models. The firm operates as both a registered investment adviser and broker-dealer, providing discretionary and non-discretionary portfolio management options.

Ryan Reiff is a financial advisor at Cerity Partners LLC with four years of industry experience. He holds a Series 65 designation and previously worked at West Coast Financial, LLC. Cerity Partners advises a broad client base including individuals, families, trusts, estates, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and utilizes a client-specific investment framework that incorporates proprietary quantitative screening, manager selection, and access to alternative and private market solutions.

Darnel Bentz is a financial advisor at Kayne Anderson Rudnick Investment Management, LLC with 23 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked at Kayne Anderson Rudnick since 2013, following a prior role at Charles Schwab from 2004 to 2007. Kayne Anderson Rudnick provides discretionary investment management and sub-advisory services to a diverse client base, including institutional investors and high-net-worth individuals. The firm’s investment approach centers on fundamental, company-level research and incorporates proprietary governance and sustainability assessments in portfolio construction.

Drew Bryant is a CFP®, ChFC®, and Series 65–licensed financial advisor with five years of industry experience. He has worked at MAI Capital Management, LLC since 2022 and previously held roles at Intersect Capital LLC and BNY Mellon Wealth. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio management across various strategies and serves both advisory and product-sponsor roles, managing over $72 billion in assets.

Nicolas Bazarevitsch is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Valic Financial Advisors since 2013 and also holds a position as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants, offering managed-account programs, financial planning, and brokerage services through its broker-dealer operations.

Justin Walsh is a CFP® professional with three years of industry experience currently serving at Lido Advisors, LLC. Prior to joining Lido, he worked at Tolleson Wealth Management and Abundant Life Financial, among other firms. His background includes roles in both wealth management and financial services across several firms since 2019. Lido serves a broad client base including high-net-worth individuals, family offices, trusts, charitable organizations, and pension plans. The firm employs an integrated wealth-management approach combining equities, fixed income, alternatives, and options strategies, and it is notable for its active sub-advisory role with ETFs and affiliated investment entities.

Michael Chen is a CFA® charterholder and holds a Series 65 license, currently serving as a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, with six years of industry experience. His prior roles include positions at First Foundation Advisors, RVW Wealth, and Suntrust Advisory Services. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach known as the “Capital System” and emphasizing fundamental research and a long-term investment horizon.

Grant Vahalla is a CFP® professional with 15 years of industry experience. He currently serves at Lido Advisors, LLC and has prior experience with TIAA-CREF, Fidelity Brokerage Services, and Advanced Practice Advisors. Outside of financial advising, he is a co-owner of Launderland, a self-serve laundry business in Encinitas, California. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, estates, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with active sub-advisory and options-based strategies, and operates a range of affiliated entities providing trust, tax, insurance, and brokerage services.

Gavin Stellpflug is a financial advisor with Lido in Los Angeles, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, Merrill, and Equitable Advisors, as well as coaching and academic positions at Rutgers University and the University of Maryland. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional clients, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with tactical option strategies and maintains significant affiliated capabilities across trust, tax, insurance, and brokerage services.

Jeff Khang is a Series 66-credentialed advisor at Rockefeller Financial LLC with one year of industry experience. Prior to joining Rockefeller Financial, he held positions at UBS Financial Services Inc. and CIBC. Outside of finance, he has experience working in the food service industry. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and financial planning services and operates as a registered broker-dealer with an integrated investment platform that delivers discretionary and non-discretionary solutions across multiple asset classes.

Arleta Hacopian is a Series 66 licensed financial advisor with seven years of industry experience, currently affiliated with Commonwealth Financial Network. She has been with Advisory Group West since 2003. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Nicholas Hixon is a CFP® professional with four years of industry experience. He is currently a wealth manager at Lido Advisors, LLC, a firm that acquired his previous employer, Shore Morgan Young. His prior work includes roles at Lincoln Investment and various positions outside the financial sector. Lido serves a broad range of clients, including high-net-worth individuals, family offices, trusts, estates, and institutional entities, offering integrated wealth management that spans equities, fixed income, alternatives, and options strategies. The firm is notable for its active sub-advisory role with investment companies and its extensive affiliated capabilities in trust, tax, insurance, and brokerage services.

Shaan Baren is a ChFC® credentialed financial advisor at Hightower Advisors with seven years at the firm and four years of industry experience. Prior to joining Hightower in 2019, he worked at LourdMurray from 2015 to 2019. He is a 33% partner in a private commercial lending fund through Like Father Like Son LLC, an activity he does not pursue during business hours. Hightower Advisors provides investment advisory and planning services to a diverse client base that includes individual investors, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager strategies, utilizing both affiliated and third-party managers alongside proprietary research and varied investment vehicles.

Susannah Emami is a financial advisor at Capital Group Private Client Services, Inc. with 12 years of industry experience. She has worked at several firms, including Capital Bank & Trust Company, Alliance Bernstein, and KLS Advisors. Emami holds Series 65 and Series 63 credentials and is based in Los Angeles, CA. Capital Group Private Client Services primarily provides discretionary investment management to high-net-worth individuals and charitable organizations, employing a multi-manager approach through separately managed accounts, mutual funds, ETFs, and alternative strategy funds.

Alexander Kob is a Series 66-licensed advisor at Lido with 11 years of industry experience. He has worked at Lido Advisors, LLC since 2017 and previously held roles at Purshe Kaplan Sterling Investments, McAdam LLC, and VOYA Financial Advisors. Lido serves a diverse client base including high-net-worth individuals, family offices, charitable organizations, and pension plans. The firm employs an integrated wealth-management approach that includes tactical option strategies and offers a range of services through affiliated entities, managing approximately $42.5 billion in assets.

Rafiq Wiley is a financial advisor with Osaic Institutions, Inc. holding Series 63 and Series 65 licenses and 25 years of industry experience. His prior roles include positions at Infinex Investments, Mass Mutual Investors Services, and Planmember Securities Corporation. Outside of advisory work, he is involved in insurance sales through multiple agencies. Osaic Institutions, Inc. serves a diverse client base including individuals, ERISA plans, and corporate clients by providing customized advisory services, financial planning, and access to alternative investments. The firm operates a hybrid adviser/broker-dealer model, supporting investment adviser representatives with firm supervision while allowing clients to maintain control over their accounts.

David Cox is a financial advisor at Integrated Wealth Concepts LLC with one year of experience at the firm and a background as a partner at Duffy Kruspodin LLP, a CPA firm where he has worked since 2012. His professional credentials include both financial advisory and accounting expertise. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term investment approach and oversight of third-party asset managers.

Bernard Reina is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Outside of his advisory role, he is involved in operating a high-end car wash and detailing business and is the founder and president of a nutrition and health company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Christopher Peterson is a CFP® and holds a Series 66 license with 13 years of industry experience. He has worked at Lido Advisors, LLC since 2016, and previously held roles at Asset Planning Solutions/Ken Stern & Associates and Northwestern Mutual Investment Management. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, charitable organizations, corporations, and pension plans. The firm employs an integrated wealth-management approach featuring tactical and defined-risk option strategies and offers a broad range of affiliated services including trust, tax, insurance, and brokerage.