Scott Cheo is a financial advisor at LPL Financial with 17 years of industry experience. He holds the CFP® designation and Series 66 and Series 63 licenses. His prior experience includes roles at Schwab Wealth Advisory, Charles Schwab & Co., Optimize Financial Inc., Wells Fargo Advisors Financial Network, and City National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management strategies supported by technology and a large network of advisors.

Adriana Wagner is Vice President and Financial Consultant at Fidelity Investments, where she has worked since 2019. She has progressed through several roles within the firm, including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, she worked as a Banker at US Bank in 2018. Her work focuses on collaborating with clients to identify strengths and opportunities within their financial plans and co-creating strategies tailored to their individual goals. Adriana holds a California Insurance License. Outside of her professional responsibilities, Adriana enjoys spending time at the beach, gardening, traveling, playing golf, exploring food, and caring for pets.

Andre Lee is a financial advisor at Osaic with a Series 66 credential and less than one year of industry experience. His recent work history includes roles at Cal State Fullerton University and Pasadena City College, as well as positions outside finance such as Mister Car Wash and Colombo's Italian Restaurant. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of investment programs delivered through affiliated broker-dealer and RIA relationships.

William Fetter is a financial advisor with Edward Jones in Orange, CA, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has been with Edward Jones since 1997. Outside of his advisory role, he coaches a team at St. Norberts School. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large national network of financial advisors and branch offices.

Jun Min Koh is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2009, including J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Richard Downer is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank, N.A. since 2015 as well as Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is an independent contractor and an author of books reflecting on spiritual themes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and advanced modeling tools.

Robert Mustafa is a CFP®-certified financial advisor with LPL Financial in Torrance, CA, with nine years of industry experience. He has worked at LPL Financial since 2016 and was also associated with Pence Wealth Management Corporation from 2016 to 2023. Mustafa serves in the United States Army Reserves. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions combined with advanced operational tools and serves over 22,800 advisors managing more than $819 billion in discretionary assets.

Geoffrey Smith is a financial advisor at Edward Jones with one year of industry experience and holds a Series 66 designation. Prior to joining Edward Jones, he worked with San Gabriel Community Church for 15 years. Outside of his advisory role, he serves as an Assistant Project Manager for Surge Consultant Group, LLC, a business consulting firm in Pasadena, CA, where he participates in client research and intermittent film shoots. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments. The firm manages over $1 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient overlays within a fiduciary framework.

Alma Lazaro is a Series 66-licensed financial advisor with Morgan Stanley, based in Los Angeles, CA, bringing 15 years of industry experience. Her prior roles include positions at City National Securities, Merrill, and UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs supported by firm-approved tools and a structured discovery process.

Jenny Choe is a financial advisor with LPL Financial in Brea, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at Vartan Grigoryan, Waddell & Reed, and Foresters Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and model portfolio programs, supported by advanced operational and research tools.

Andrew Deieso is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of experience at the firm. His prior roles include positions at American International Group and Andre Balazs Properties. He has also worked in educational settings, including Loyola Marymount University and Notre Dame High School. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Paige Wang is a Financial Consultant with experience in financial advising roles at TYWL Wealth Advisors, LLC and Signature Estate & Investment Advisors, LLC. She has worked as an Associate Advisor from 2021 to 2025, gaining expertise in providing financial guidance and support. Her approach to financial advising involves collaboration and attentive listening, aiming to help clients achieve clarity and confidence in their financial decisions. Paige holds a California Insurance License, which supports her work in the financial services field. Outside of her professional work, Paige has interests in fitness, football, gardening, hiking, pets, and traveling.

Juan Bermudez is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Wells Fargo and BBVA Securities. He is also involved with X Bermudez LLC since 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes derivatives and commodities capabilities.

Mariah Simmons is a financial advisor with Primerica Advisors in Carson, CA, holding Series 63 and Series 65 licenses and having two years of industry experience. Her prior work includes roles at the Department of Defense and Horseshoe Casino Baltimore. She is also involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Sandra Kassis is a Planning Consultant at Fidelity Investments. In her current role, she partners with advisors and their clients to provide personalized financial planning support, aiming to assist clients in navigating important financial decisions with clarity and confidence. She focuses on supporting clients as they work toward their long-term financial objectives through thoughtful planning and ongoing guidance. Sandra has been with Fidelity Investments since 2020, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2023. Her experience encompasses various aspects of financial advising and client relationship management. She holds a California Insurance License, which supports her work in the financial services field.

Marco Cisneros is a CFP®-certified financial advisor with 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Merrill, Banc of America Investment Services, Inc., and Citicorp Investment Services. He is based in Seal Beach, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

David Reasoner is a financial advisor with LPL Financial in Orange, CA, holding Series 63 and Series 65 licenses and having 44 years of industry experience. His prior roles include positions at Cooper McManus, Securities America Advisors, Citicorp Investment Services, and UBS Financial Services. He is also involved in an insurance-related business activity with Back Nine Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory strategies implemented on both discretionary and non-discretionary bases.

Stephen Lee is a financial advisor at Merrill in Los Angeles, CA, holding a Series 66 designation with 10 years of industry experience. He has been with both Bank of America, N.A. and Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jerry Au is a Senior Vice President and Wealth Management Advisor with The Kevin Hanley Group at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and focuses on 401(k) plans, estate and retirement planning services, and financial and cash management strategies for businesses and high net worth individuals. His client focus areas include corporate executive services, divorce transition planning, employee benefits planning, executive compensation, equity compensation services, services for endowments, foundations, and non-profits, services for defined benefit plans, investment consulting for defined contribution plans, small business strategies, and sports and entertainment. Jerry joined Merrill Lynch Wealth Management in 2002 after graduating from the University of California, Los Angeles with a degree in Mathematics Economics and a minor in Computing. During his studies, he engaged in advanced coursework including Game Theory under Economics Nobel Laureate Dr. Lloyd Shapley and Competitive Equilibrium under Dr. Bryan Ellickson. He completed an Executive Program at Northwestern University's Kellogg School of Business. He earned his Chartered Retirement Planning Counselor™ designation in 2004 and attained his CFP® certification in 2006. He has also earned certifications as a Certified Plan Fiduciary Advisor® and Sports and Entertainment Accredited Wealth Management Advisor™. Jerry's professional philosophy emphasizes understanding clients' life priorities to create personalized plans tailored to their goals and aspirations. Outside of his professional work, he has interests in basketball, spending time with family, and traveling. He is also involved in professional organizations including Bridge to Connect Financial Literacy Mentor, CHP 11-99 Foundation Gold Lifetime Member, and Petersen Museum Checkered Flag 200 Lifetime Member.

Rhandy Arzaga is a financial advisor at OSAIC with 26 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at firms including Royal Alliance Associates, Signator Investors, and Transamerica Financial Advisors. Outside of his advisory role, he provides administrative support for Zahorik Financial & Insurance Services, assisting with solo 401(k) annual reporting. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization with access to discretionary strategies, third-party managers, and alternative investments.