Sarah Mackay is a financial advisor at Thrivent Investment Management with Series 65 and Series 63 licenses and four years of industry experience. She has worked at Thrivent Financial and its affiliates since 2021. Prior to her financial services career, her background includes roles in education and various industries such as agriculture and retail. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through financial advisors. The firm offers holistic, goal-based financial planning without discretionary trading authority, allowing clients to integrate planning with managed accounts under a consolidated billing option called WealthPlan.

Jose Valdez is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities from 2012 to 2017. Valdez has been with Wells Fargo Clearing since 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs in its offerings.

Jeremy Hui is a financial advisor at Edward Jones with seven years of industry experience. He previously worked at J.P. Morgan Securities, NYLife Securities, and Tutton Insurance Services. Hui holds Series 66 and Series 63 licenses and is based in Fullerton, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets and offers a range of investment strategies and affiliated products through a nationwide network of advisors and branch offices.

Charssy Zhang is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and eight years of industry experience. Zhang has worked at Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Matthew Sanchez is a Series 66 licensed financial advisor with 15 years of industry experience. He has been with J.P. Morgan Securities since 2016, following prior roles at Merrill and Equitable Advisors. Based in Santa Ana, CA, Sanchez provides investment guidance within an institutional consulting framework. J.P. Morgan Securities offers non-discretionary consulting services to institutional clients, including plan sponsors and endowments, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and may include ESG criteria in its recommendations.

Curtis Wolfslau is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2018. He is also affiliated with Chapman University since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers various advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

William Thomas is a Series 66-licensed financial advisor with LPL Enterprise in Irvine, CA, and has two years of industry experience. He has held prior roles at The Prudential Insurance Company of America and Pruco Securities LLC and has been self-employed in consulting and business development since 2016. In addition, Thomas is a business owner contracted as Chief Marketing Officer for Tangram Solutions LLC, a private company developing the MedicareWizard platform. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, using portfolios developed internally and by third parties, and offers financial planning, access to asset managers, and insurance product sales through affiliated entities.

Delbert Secrist is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Stifel Financial Corp, First National Capital, and Wells Fargo Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and may include ESG considerations in its recommendations.

Mark Thornburg is a financial advisor with Wells Fargo Advisors in Long Beach, CA, holding a Series 63 designation and 41 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Citigroup Global Markets. Outside of his advisory career, he is a partner in a golf driving range business in Lewisville, Texas. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment recommendations, utilizing proprietary research and tools, with an approach that integrates advisory services alongside other financial products.

Diogo Draese is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative and qualitative research to build model asset allocations and incorporates ESG frameworks in its recommendations.

Joseph Christian is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds the Series 66 designation and has been affiliated with MassMutual and its subsidiaries since 2016. Outside of his advisory role, he is involved in the sale of individual and group life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, annual financial planning engagements.

Mark Givenrod is a Series 66-licensed financial advisor with LPL Financial, based in Cerritos, CA, and has 21 years of industry experience. He previously worked at CUNA Brokerage Services, Inc. for 15 years and has been involved with SchoolsFirst Federal Credit Union for 20 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Allen Tsai is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Investments, Chase Investment Services Corp., and Wamu Investments. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party databases.

Audrey Hong is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 26 years of industry experience. She has worked at Linsco/Private Ledger since 2007, following prior roles at Citicorp Investment Services and Ameriprise. Outside of advisory work, she is involved in selling fixed and long-term care insurance through Orange County Investment Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, utilizing various portfolio management strategies and technology tools to support advisors.

Farnaz Sharifian is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Wells Fargo Clearing since 2016 and affiliated with Wells Fargo Bank since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Susan Ellena is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Outside of advisory work, she holds ownership and board roles in several private companies, including a sand and gravel business and a freight brokerage firm. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a wide range of planning options for clients meeting a net-worth threshold, with tailored recommendations supported by Wells Fargo’s research and planning tools.

Kinnie Chen is a CFP® with seven years of industry experience, currently advising at Cetera in Newport Beach, CA. Her background includes roles at Cetera Wealth Services, Securian Financial Services, and business valuation, with additional experience at Synear Foods USA LLC. She has held positions involving tax and financial group services since 2018. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operates a multi-manager platform with both affiliated and third-party managers, and manages over $256 billion in assets across more than 10,000 advisors.

Enrique Santos is a financial advisor with Mass Mutual Investors Services in Newport Beach, CA. He holds a Series 66 designation and has been in the industry since 2025, with prior experience in various roles including at Able Plumbing, Magnolia Foods LLC, and educational institutions. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver written recommendations within annual collaborative client relationships.

Eva Choi is a financial advisor at Merrill with eight years of industry experience and holds the Series 66 designation. She has worked at Bank of America, N.A. and Merrill since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions. The firm utilizes internal and third-party investment models and offers strategic asset allocation with tax-aware options.

Kimberly Jaso is a financial advisor with LPL Financial, holding a Series 66 license and 15 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank NA. Kimberly is also a commissioned notary in California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.