Ronald Grimm is a financial advisor with Merrill, holding a Series 66 designation and 23 years of industry experience. He has worked at Merrill and Bank of America since 2017 and was previously with Penniall & Associates from 2015 to 2017. Grimm is also associated with a separate business entity registered as Ronald Grimm in Long Beach, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cheryl Hayden Rambeau is a financial advisor with UBS Financial Services in Los Angeles, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research, model-based asset allocations, and institutional trading capabilities to tailor financial plans and portfolio management.

Adam Smith is a Series 66 licensed financial advisor with five years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., where he has worked since 2020. His prior roles include positions at The Advanced Planning Group and Concurrent Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals, supported by analytical tools and models, and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Aaron Diaz is a CFP® professional with seven years of experience in financial advisory roles. He is currently with MassMutual Investors Services and MassMutual Life Insurance Company. Prior to that, he worked at EP Wealth Advisors, Lincoln Financial Advisors, Farther Finance Advisors, Bank of America, Merrill, and Wells Fargo. In addition to his advisory work, he is involved in insurance brokerage, focusing on life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing financial planning, asset management, and various educational programs. The firm structures planning engagements as annual, collaborative relationships using firm-approved analytical tools and offers a range of event-driven and specialized planning services.

Todd Buchner is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He has been with Wells Fargo Advisors and its affiliates since 2009. In addition to his advisory role, he owns CADOX LLC, a related business based in Long Beach, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a large network of advisors. The firm offers a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing Wells Fargo research and tools to develop customized recommendations.

Matthew Freeman is a CFA® charterholder with eight years of industry experience. He is currently with Cetera Wealth Services, LLC and Cetera, having joined in 2023, and he also maintains a role as a financial professional with Tax and Financial Group. His prior experience includes positions at Securian Financial Services Inc. and Minnesota Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a nationwide network of independent advisors, employing a multi-manager platform with access to both affiliated and third-party managers.

Robert Meaux Jr. is a financial advisor at Thrivent Investment Management in Anaheim, CA, with 25 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory work, he participates voluntarily in market research focus groups for a consumer research firm. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers goal-based planning and managed-account programs while keeping planning and implementation services separate.

Ronald Rand is a financial advisor with Morgan Stanley in Long Beach, CA, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of advising, he serves on the board of the Children's Dental Foundation and owns a racehorse managed by a trainer. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and model simulations to support client financial strategies.

Benjamin Ling is a financial advisor with UBS Financial Services in Brea, California, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, Ling serves on an advisory committee for the Taiwanese American Citizens League, providing guidance to national and local boards. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Nancy Woo is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 24 years of industry experience. Her prior roles include positions at SchoolsFirst FCU, CUNA Mutual Group, The Leaders Group Inc, and Westland Financial Services Inc. Outside of advising, she is involved with SchoolsFirst Federal Credit Union as a life and long-term care insurance specialist. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Alex Basmadjian is a Financial Consultant at Fidelity Investments, focusing on developing tailored financial plans that align with clients' personal and long-term financial objectives. His professional experience includes roles as a Portfolio Specialist and Investment Management Consultant at Fidelity Investments from 2022 to 2023, and an Investment Solutions Representative from 2021 to 2022. Prior to that, he served as a Relationship Manager at Bank of America between 2020 and 2021, and as a VP, Client Services Manager at Community Bank from 2016 to 2018. His expertise encompasses asset management, retirement and income planning, and tax-efficient investment strategies. He holds a California Insurance License, which supports his advisory capabilities. Outside of his professional work, Alex enjoys concerts, family activities, music, reading, and traveling.

Mirzayit Mirzijon is a financial advisor at LPL Enterprise with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Cetera Investment Services and East West Bank. Prior to his advisory roles, he was employed at JPMorgan Securities and Citibank. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Louella Basco is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked with J.P. Morgan Securities since 2013 and has been affiliated with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Andrew Quillope is a financial advisor with Ameriprise in Cerritos, CA, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. In addition to his advisory role, he assists with trade requests and annual report reviews for a colleague’s practice. Ameriprise is a large institutional firm offering a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

John Wisenbaker is a Series 66-registered financial advisor with eight years of industry experience. He is currently with OSAIC and previously worked at Royal Alliance Associates, Inc., Sii, and Capital Resources & Insurance, Inc. He served in the U.S. Army Reserves for ten years. At Capital Resources & Insurance, Inc., he holds a role assisting a managing executive with client and clerical support. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and advisory platforms. The firm integrates brokerage and investment advisory services with tools such as asset-allocation models, risk assessments, and automated rebalancing, offering both discretionary and non-discretionary portfolio management.

Neddie Bokosky is a financial advisor with Cetera in Newport Beach, CA, holding the CFP® designation and Series 63 and 65 licenses, with 36 years of industry experience. Prior to joining Cetera in 2023, he worked at Securian Financial Services and Minnesota Life for 33 years. He serves as a board member of the Project Kokoro Club of Orange County Buddhist Church, a senior outreach organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals across wealth levels, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brenda Navarro is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials and two years of industry experience. Her work history includes roles at Wells Fargo Clearing Services and prior experience at American Air Balance Co. and A & B Hotel Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Glenn Hamburger is a CFP® with eight years of industry experience, currently associated with Wells Fargo Clearing. His prior roles include positions at JPMorgan Securities LLC, Banc of California, and Bank of the West. He serves as an Advisory Board member for the University of California, Irvine Paul Merage School of Business Center for Investment and Wealth Management. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Kevin Vanhaaster is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

George Mendoza is a financial advisor with OSAIC, holding a Series 63 designation and over 30 years of industry experience. He has worked with Regal Advisory Services, Inc. for the past decade while maintaining a long-term association with OSAIC. Outside of his advisory roles, Mendoza owns and operates a tax preparation service and is involved in selling fixed annuities and life insurance for estate planning purposes through his own financial corporation. OSAIC serves a diverse client base including retail and institutional investors, offering a range of integrated brokerage and advisory services supported by advanced asset-allocation tools and multiple third-party platforms. The firm’s complex organizational structure includes numerous mergers and private-equity involvement, providing access to a wide array of investment and managed-account solutions.