Joseph Suarez is a financial advisor with Wells Fargo Clearing in Cerritos, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked with Wells Fargo Clearing Services LLC since 2017 and has been with Wells Fargo Bank, N.A. since 2007. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes both non-discretionary and discretionary options tailored to plan objectives, demographics, and risk tolerances.

Natalie Castaneda Becerra is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Flag Solutions LLC and Ilink Business Management. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Christopher Andrade is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has a background that includes service in the United States Marine Corps and teaching roles at the University of Southern California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

James Rumph II is a financial advisor with Edward Jones in San Pedro, CA, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. His prior roles include positions at J.P. Morgan Chase Bank, TD Ameritrade Investment Management, and Infosys. Outside of advising, he owns an e-commerce business specializing in coffee and tea. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors across a wide range of asset levels. The firm offers a variety of advisory programs and strategies, supported by a large network of financial advisors and branch offices nationwide.

David Brown is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Cetera since 2013 and is currently based in Torrance, CA. Outside his advisory role, he is a minority owner of several real estate income properties. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management and financial planning services through multiple program structures and a multi-manager platform.

Ritas Smith is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and over 36 years of industry experience. She previously worked at Securities America Advisors and National Planning Corporation, and she operates a tax preparation and planning business, Ritas Smith & Associates. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations, offering integrated brokerage and advisory services supported by a range of investment platforms and third-party solutions.

Aayush Aggarwal is a financial advisor at Cetera with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and Roth Capital Partners. Outside of his advisory role, he is involved as a landlord with Crestwood Huts, LLC and Redwood Huts, LLC. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Alexa Holm is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has worked at UBS since 2017. Prior to joining UBS, she spent one year at the University of Southern California. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

John Harvey IV is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2016. Outside of his advisory role, he and his spouse co-own several rental properties in Arizona. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Clive McKay is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior experience includes roles at Securities America Advisors, Inc., Investacorp Advisory Services, and Ameriprise Financial Services. He is involved as a solicitor referring prospective clients to LTAM’s website and assists clients in gathering information for estate planning services provided by a law firm. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services along with comprehensive financial planning and retirement consulting. The firm employs a range of portfolio construction tools and third-party platforms to deliver tailored investment solutions.

Alfred Escamilla is a financial advisor with Cetera and holds a Series 66 designation, bringing 14 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2016. Outside of advising, he owns and operates two assisted living businesses focused on care for older adults. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program structures.

Dean Choi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Vincent Macnguyen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Kacy Allen is a financial advisor with LPL Financial in El Segundo, CA, holding a Series 66 designation and 20 years of industry experience. Prior to joining LPL Financial in 2026, Allen spent 19 years at Crispigna Financial and Harbour Investments, Inc. Outside of finance, Allen has been involved with Shadian Landscaping for two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Joshua Jahnke is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at NYLIFE Securities LLC, New York Life Insurance Company, Wells Fargo Private Bank, and Banc of California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, offering both brokerage and advisory solutions.

Christopher Zelaya is a financial advisor with Cetera in El Segundo, CA, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at firms including The Vanguard Group, First Republic Securities, J.P. Morgan Securities, and JP Morgan Chase Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting a range of investment strategies across discretionary and non-discretionary account structures.

Alicia Wong is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and models.

Steven Barrett is a financial advisor at OSAIC with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Premier America Credit Union, LPL Financial, and Xceed Financial Credit Union. Barrett operates a sole proprietorship focused on financial planning, investment sales, and insurance solutions. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services using asset-allocation tools, risk-tolerance assessments, and a range of investment options managed on discretionary or non-discretionary bases.

Luis Arzate is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with J.P. Morgan in various roles since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

William Edgar is a financial advisor with Merrill in El Segundo, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Merrill since 2017 and is also employed by Bank of America, N.A. since 2019. Outside of his advisory role, Edgar is a consultant and independent contractor driving for Uber and serves as a board member and trustee of the Redondo Beach Moose Lodge. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and institutional investors.