Gregory Sander is a financial advisor at J.P. Morgan Securities in Los Angeles, CA, holding Series 66 and Series 63 licenses with seven years of industry experience. His prior roles include positions at Sentinel Wealth Advisory Group Ameriprise Financial Services, Liberty One Investment Management, and Cetera Financial Group. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research supported by a centralized manager solutions team.

Elizabeth Thai is a financial advisor with Edward Jones in Huntington Beach, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard.

James Gilmore is a CFP® with 22 years of industry experience and currently advises clients at OSAIC. His prior experience includes roles at Securities America Advisors, LPL Financial, National Planning Corporation, Walnut Street Securities, and Morgan Stanley. Outside of advisory work, he is active in the Orange Rotary Club, serving as the 2023-24 President and Program Committee Chair, and volunteers with the Providence St. Joseph Hospital Foundation. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio solutions. The firm uses a model-based investment process that incorporates asset allocation, portfolio optimization, and risk management, supported by various proprietary and third-party strategies.

Marie Cammack is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at SagePoint Financial, Inc., Independent Capital Management, Inc., and ICM Lending. In addition to her advisory role, she serves as a certified paralegal assisting with estate analysis for trust services and is involved in mortgage brokerage and insurance-related activities. OSAIC Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a variety of investment programs delivered via affiliated broker-dealer and RIA relationships.

Kevin Ou is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management. He is a co-founder of The Peninsula Group, where he provides leadership, strategy, and tailored advice to a select group of clients. In his role, Kevin focuses on wealth planning with a tax-sensitive approach to retirement, investment, estate, and insurance strategies. He has extensive experience assisting clients with concentrated and restricted stock by developing thoughtful approaches to diversification and risk mitigation. Prior to joining Merrill Lynch in 2024, Kevin spent 17 years at UBS and Morgan Stanley, serving as an Executive Director and Senior Portfolio Management Director. He earned a Bachelor of Science degree in Neuroscience from the University of California, Los Angeles, and an MBA in Finance from Pepperdine University's Graziadio School of Business and Management. He is also a graduate of Columbia University's School of Industrial Engineering and Operations Research, where he earned the Certified Portfolio Manager (CPM®) designation. Additionally, he holds California life and health insurance and annuity licenses. Outside of his professional career, Kevin serves on the Board of the South Coast Botanic Garden. He is also involved with his local church, plays violin in the Holloway String Quartet, and enjoys playing tennis at the Palos Verdes Tennis Club. Kevin is fluent in English and Taiwanese.

Charles Chen is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing extensive experience since joining the firm in 1999. His primary areas of practice include corporate retirement plans, executive stock services, and liability management. Charles partners with Merrill Specialists on credit and corporate pension plans to create financial strategies aligned with his clients' risk tolerance. He serves clients across multiple focus areas including college education planning, executive compensation, legacy planning, small business strategies, and personal retirement planning. Charles holds a Bachelor's degree in Finance from California State University, Fullerton. He has earned professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Previously, he led the training program for new Financial Advisors at the Brea, Santa Ana, and Ontario offices. Charles is fluent in English and Chinese. Outside of his professional role, Charles enjoys adventure sports such as mountain biking and snowboarding. He is also an engaged father, supporting his two daughters in dance activities. Charles resides in Anaheim Hills with his wife Angel and their daughters Cameron and Kyle.

Ford Howell is a financial advisor at UBS Financial Services in Long Beach, CA, holding a Series 66 designation with 26 years in the industry. He has been with UBS since 2005. Outside of his advisory role, Howell serves as a successor trustee for a family retirement account. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and a broad platform of financial products.

Luis Gutierrez is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at UBS Financial Services, MAP Strategic Wealth Advisors, and Capital Group. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs that provide tailored portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Varun Sabhlok is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Merrill and AllianceBernstein L.P. Sabhlok is co-owner of a rental property in Marina del Rey, CA, and shares ownership of another rental property in Redondo Beach, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jagruti Makwana is a financial advisor with LPL Financial in Long Beach, CA, holding a Series 66 designation and 17 years of industry experience. Her prior roles include positions at Citi Wealth Management, J.P. Morgan Securities, Avantax Advisory Services, Bank of America, and Merrill Lynch. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, with advice delivered by investment adviser representatives using various strategic approaches.

Eric Chang is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and 27 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for 23 years before joining Equitable Advisors. Outside of his advisory role, he owns CJ Capital Insurance & Financial Services, Inc., which sells fixed life, health, disability, and medical insurance products. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of advisers, utilizing third-party asset managers and LPL-sponsored advisory solutions.

Edwin Yi is a financial advisor at Ameriprise in Torrance, CA, holding a Series 66 credential with two years of industry experience. He previously worked at Kinecta Federal Credit Union and LPL Financial. Yi is also employed at Kinecta Wealth Management, where he is involved in investment management. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Aubrey Robertson is a financial advisor with Thrivent Investment Management in Lakewood, CA, holding a Series 66 designation and 16 years of industry experience. He has worked with Thrivent Financial since 2017 and has prior experience at Wells Fargo Advisors and Raymond James Financial. Outside of his advisory role, Robertson is an author of Christian books and content. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations on various planning topics without discretionary trading authority. The firm’s approach combines planning with managed-account programs under a consolidated billing option while maintaining separation between these services.

Bryan Kang is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank, N.A. and Chase Investment Services Corp since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to build model asset allocations and may incorporate an ESG eligibility framework.

Kevin Coyle is a CFP® with 14 years of experience in the financial industry, currently serving at Morgan Stanley since 2017. Prior to this, he worked at Merrill from 2011 to 2017. He holds the Series 66 designation. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process emphasizes structured discovery and firm-approved tools, while clients retain responsibility for plan implementation and updates.

Gary Tsou is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. His work history includes roles at Bank of America, Merrill, Nylife Securities LLC, and New York Life Insurance Company. He has also held positions at California State College Fullerton and Mountain San Antonio College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Njambi Hooks currently serves as a Branch Leader at Fidelity Investments, a role she has held since 2023. In this capacity, she leads, manages, and coaches a team of professionals focused on understanding client needs and assisting them throughout their financial planning journeys. Prior to this position, she gained extensive experience across various roles at Fidelity Investments, including Wealth Management Planning Consultant from 2017 to 2023, Senior Relationship Manager from 2014 to 2017, and Private Client Specialist from 2012 to 2013. Her professional background also includes a Vice President, Director of Operations role at Beacon Pointe Wealth Advisors from 2013 to 2014, and earlier experience at HSBC Private Bank as an Assistant Vice President and Relationship Officer from 2007 to 2012. She began her career in banking with Wells Fargo Bank, serving as a Client Service Consultant and Assistant Branch Manager between 1999 and 2007. Njambi holds a California Insurance License. Outside of her professional responsibilities, Njambi has personal interests that include cooking and baking, exploring culinary experiences as a foodie, running, traveling, and practicing yoga.

Sandy Gage is a Senior Financial Advisor with Merrill Lynch Wealth Management. She brings extensive experience in wealth management, specializing in helping high-net-worth individuals preserve their principal through tax-efficient strategies and facilitating effective wealth transfers. Sandy's practice emphasizes personalized financial planning tailored to clients' unique goals, including family wealth management, legacy planning, tax minimization, and retirement income strategies. Her career began in 1985 on the trading floor of Security Pacific Bank, where she focused on tax-free bond portfolios. Following a series of mergers, her firm became part of Bank of America and later Merrill Lynch Wealth Management. Sandy completed executive education at Wharton in 2003, enhancing her expertise in financial advisory services. She holds the Personal Investment Advisor (PIA) designation and has maintained a focus on client-centric strategies throughout her career. Outside of her professional endeavors, Sandy is actively involved in her community through St. Paul The Apostle Church and supports Dana Farber Cancer Research. An avid runner, she has completed marathons across all seven continents, the six World Marathon Majors, all 50 states, and several 100-mile ultra marathons. She balances her career with family life, sharing her passion for running and philanthropy with her husband and four adult children.

Daniel Lasker is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2011 and 2015, respectively. He is based in Long Beach, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning, utilizing firm-approved tools and scenarios developed by its Global Investment Committee.

Kristopher Raney is a CFP® with 24 years of industry experience and is currently affiliated with Wells Fargo Advisors. He has held positions at Wells Fargo Clearing and Morgan Stanley in various roles since 2002. Outside of his advisory work, he owns and operates Raney Wealth Management LLC, an independent practice based in Manhattan Beach, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and planning tools to develop customized recommendations.