Maarten Rietveld is a financial advisor with LPL Financial based in Santa Monica, CA, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. His prior roles include positions at PlanVest Financial, Nationwide Securities, 1717 Capital Management Company, Banc of America Investment Services, and Truist Investment Services. He is involved in business ownership through entities related to insurance and succession strategies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services using model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Arthur Wexler is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His career includes roles at firms such as Edward Jones, Horace Mann Investors, and TIAA-CREF. Outside of finance, he is an early investor and partner in Tastry, an AI technology company focused on the wine industry. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary advice on asset allocation, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Nicholas Anthony is a financial advisor with Merrill in Santa Monica, CA, holding Series 63 and Series 65 registrations and bringing 37 years of industry experience. He has been with Merrill since 2010 and Bank of America, N.A. since 2011. Outside of his advisory role, he is an owner of a trust that manages a second home. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional investors, providing managed account programs, discretionary portfolio management, and brokerage execution services. The firm integrates investment management through various program strategies and manager-constructed approaches, supported by its affiliation with Bank of America’s broader capital markets platform.

James Mercier is a financial advisor with Ameriprise in Long Beach, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations. The firm serves clients through a centralized consulting team and emphasizes use of Ameriprise-managed accounts and affiliated products.

Julianne Oshinomi is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with the firm for over 20 years, providing clients with tailored financial advice and wealth management strategies. Julianne works alongside her team in Boca Raton, Florida, collaborating with multiple generations of affluent families to help identify their financial goals and implement strategies to meet their needs. Her role supports a disciplined approach to investing and personalized service. She holds a Bachelor's Degree from the University of Florida and carries professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA).

Carlos Quintana De La O is a financial advisor with LPL Financial in Culver City, CA, holding over one year of industry experience. He has worked with LPL Financial since 2024 and operates his own business, Carlos D Quintana Inc, founded in 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Sarah Branstetter is a financial advisor with Raymond James Financial, holding a Series 66 designation and five years of industry experience. Her prior roles include working at Crux Wealth Advisors and her ongoing tenure at Raymond James Financial Services, Inc. She also supports transitions for new advisors through an independent contractor role with Noble Wealth Partners. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, providing tailored, non-discretionary advisory services supported by advanced analytical tools and a broad advisor network.

Nicole Novales is a financial advisor with Charles Schwab in Torrance, CA, holding a Series 66 designation and 12 years of industry experience. Her career includes roles at LPL Financial and LBS Financial Credit Union prior to joining Charles Schwab and Charles Schwab Bank in 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Jeffrey Stoll is a CFP® with 27 years of industry experience, currently affiliated with Cetera. He has worked with Cetera since 1999 and operates his own CPA firm specializing in income tax planning and preparation. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services.

Charles Nuwer is a financial advisor with J.P. Morgan Securities in Huntington Beach, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior roles include positions at JPMC Bank NA, Principal Life Insurance Company, and Principal Securities, Inc. He also spent time working at Newport Harbor High School. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative screens and qualitative research to deliver non-discretionary, customized asset allocation advice and investment manager searches, supporting clients who retain final decision-making authority.

James Dumbeck is a CFP® with 29 years of experience in the financial services industry. He currently works at LPL Financial and has prior experience with Waddell and Reed Inc, various insurance carriers, and teaching roles at Santiago Canyon College and Orange Coast College. Dumbeck is also a partner at Wavelength Insurance Consulting, Inc., focusing on non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management solutions through a large network of representatives.

Andres Escobar is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2017. Prior to that, he was with Bank of America and Merrill from 2006 to 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, with recommendations limited to eligible strategies and incorporating an ESG eligibility framework.

Jerry Dillon is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities for 10 years. Outside of his advisory role, he owns and manages a rental property in St. Gardenia, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy preparation, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Brian Bellinkoff is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at Northwestern Mutual Wealth Management Company and Selects Media LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Diederich Rivas is a Financial Advisor at Merrill Lynch Wealth Management, where he leads a team dedicated to assisting families, individuals, and successful business owners in developing comprehensive, long-term financial strategies. His approach connects all aspects of clients' financial lives to help them prioritize and pursue the goals that matter most. Diederich and his team guide clients through a detailed discovery process to articulate and prioritize short- and long-term financial objectives, providing personalized attention supported by the global resources of one of the world's largest financial services firms. He offers expertise in various financial areas, including personal retirement planning, portfolio management services, and tax minimization. Diederich and his team help clients prepare for retirement lifestyles, education funding for children and grandchildren, wealth transfer, legacy establishment through family foundations and philanthropy, diversifying business interests, lending through Bank of America, and investment strategies. He emphasizes understanding clients' life priorities to create personalized plans aligned with their goals and aspirations. Diederich holds several professional designations, including Accredited Portfolio Management Advisor (APMA), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned his Bachelor's Degree from the California State University System. Outside of his professional role, Diederich enjoys cooking, golfing, and traveling, and communicates fluently in English and Spanish.

Larry Takahashi is a CFP®-designated financial advisor with 18 years of industry experience. He is currently with LPL Financial and previously worked at Grove Point Advisors, LLC and Grove Point Investments, LLC. Outside of advising, he teaches at a school or university. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered by investment adviser representatives using various discretionary and non-discretionary strategies.

Kevin Mc Gough is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked at Wells Fargo Advisors and has a background in education with positions at multiple schools. Outside of finance, he was involved with Onyx Indoor Golf & Cafe. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and modeling techniques to support client goals.

Roger Conde is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has held roles at multiple firms including Founders Financial Securities, JLife Wealth Management, and Pacific Retirement Advisors. Conde is also an independent insurance agent and owner of JLife Wealth Management, an advisory business. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm offers both discretionary and non-discretionary management and maintains proprietary model strategies under the Founders Gate Capital brand.

Tom Kim is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent six years with Wells Fargo Investments, LLC. Outside of his advisory role, he holds a real estate license in California, which he uses for personal residential transactions. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Nikesh Kadakia is a financial advisor with Morgan Stanley, holding a Series 66 designation and having 26 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved processes to develop financial plans.