Toni Brock is a financial advisor with Merrill, holding a Series 66 designation and 15 years of industry experience. Her prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. She is based in El Segundo, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joshua Kondo is a Series 66-licensed financial advisor with Wells Fargo Advisors. He has worked at Wells Fargo Advisors since 2021 and previously had a 19-year career in education spanning several schools and universities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services, including niche areas like business-owner transition and special-needs planning, using proprietary research and tools to develop tailored client recommendations.

Ralph Occhino is a financial advisor with Raymond James Financial who holds a Series 63 designation and has 43 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1988 and serves as president of Ralph Occhino Inc., a support company providing services to his sole proprietorship. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting using risk profiling and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Becky Tapper is a financial advisor with Morgan Stanley in Long Beach, CA, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets through a structured financial planning process.

Michael Hardin is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management services. His investment advisory practice focuses on delivering personalized strategies that address the unique ambitions and priorities of his clients. Michael’s areas of expertise include Corporate Executive Services, Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, and Portfolio Management Services. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of California System.

Shawn Gruver is a CFP® with 23 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Outside of his advisory role, he has a 50% ownership interest in a royalty stream from his father’s book. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Jaime Garcia is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked extensively in financial and tax advisory roles, including long tenures at Avantax and Investax-related firms. Garcia serves as a trustee for a family trust outside of his advisory work. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services and providing access to affiliated and third-party investment solutions.

Philip Blum is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA. He holds Series 63 and Series 65 licenses and has 16 years of industry experience, having worked with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2009. In addition to his advisory role, he is involved in individual and group life and health insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services, using firm-approved software to analyze client goals and deliver written recommendations.

Michael Jowdy is a CFP® with 28 years of experience in the financial industry. He has worked at Wells Fargo Advisors since 2024 and previously spent 23 years at LPL Financial. Outside of his advisory role, he is a silent partner in a restaurant business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, allowing tailored recommendations delivered through meetings and written summaries.

Kevin Khu is a financial advisor with Charles Schwab in Torrance, CA, holding a Series 66 designation and seven years of industry experience. His career includes roles at Citibank and Citigroup before joining Charles Schwab and Charles Schwab Bank in 2018. Outside of his advisory work, he occasionally broadcasts live gameplay on Twitch. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Michael Goguen is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Edward Jones since 2004. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is Vice Chair of the Torrance Chamber of Commerce, overseeing membership renewals and subgroup meetings. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

Lazaro Osorio Pichinte is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans, investment strategies, retirement, and income strategies. His approach emphasizes identifying client goals and fostering strong client relationships to achieve effective results. He has been with Fidelity Investments since 2022, progressing through roles as a Financial Representative and Investment Consultant before his current position. Prior to that, he worked as a Client Services Associate at Royal Alliance Associates from 2021 to 2022. Lazaro holds a CA Insurance License. Outside of his professional work, Lazaro has interests in camping, cooking and baking, movies, parenthood, photography, and surfing.

Nadia Baig is the Vice President and Financial Consultant at Fidelity Investment, a position she has held since 2024. Prior to this role, she served as a Financial Consultant at Fidelity Investment from 2021 to 2024. Nadia's professional experience also includes positions as a Financial Consultant at ETRADE from 2020 to 2021, a Wealth Management Advisor at TIAA from 2017 to 2020, and a Financial Solution Advisor at Merrill Edge from 2015 to 2017. In her role, Nadia partners with clients to develop holistic financial plans that are customized to the unique goals and needs of each client and their family. She emphasizes the importance of understanding her clients thoroughly and conducting in-depth analyses to build tailored financial strategies aimed at achieving their desired lifestyles. Nadia holds a California Insurance License, which supports her work in providing financial and insurance-related advice.

Alfonso Garcia is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Garcia is a part-owner of a horse racing operation in Inglewood, CA. Wells Fargo Clearing provides retirement plan consulting primarily to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, demographics, and risk tolerances.

Amy Kaufman is a financial advisor at LPL Financial with 20 years of industry experience. She holds Series 63 and Series 66 designations and has worked at several firms, including Meeder Advisory Services, Cetera, and Summit Brokerage Services. Amy is based in Cypress, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and advanced technologies.

Antonio Olvera is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to Cetera, he worked at AIG for two years and has held multiple roles within the Cetera network since 2023. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options and access to both affiliated and third-party money managers.

Abraham Jaimes is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, FNEX Capital, Cove Capital Investments, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Blake Vogelsang is a Series 66-licensed financial advisor with Morgan Stanley in Torrance, CA, with 4 years of industry experience. He has been with Morgan Stanley since 2019 and also serves as a board member of the California Surf Club. He is involved as a partner in retail and online sales businesses named Redmond Life and Armra. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market models.

Jason Solano is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses, and has five years of industry experience. His work history includes roles at Le Mieux Cosmetics and Afterburn Fitness prior to joining J.P. Morgan Securities in 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework when recommending strategies. The firm operates within the broader J.P. Morgan organization and offers services on a non-discretionary basis.

Amy Voong is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and 18 years of industry experience. She previously worked at Bank of America and Merrill from 2012 to 2017. Outside of her advisory role, she is the owner and partner of Love You Matcha Cookies, a baked goods business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.