Elizabeth Xilas is a financial advisor at EP Wealth Advisors with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Rappaport Reiches Capital Management for 14 years. EP Wealth Advisors is a registered investment adviser serving individuals, corporations, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm offers customized model portfolios and a range of ancillary services, including tax preparation and estate-document preparation for qualified clients.

Quang Mike Tran is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 credentials and one year of industry experience. His work history includes roles at Golden Choice Lending Corporation and 24/7 Mortgage Corporation, alongside ongoing involvement with WFGIA and his own company, QTD International LLC. Tran also served in the Army National Guard for 20 years. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm provides access to proprietary and third-party investment models with discretionary and non-discretionary management options.

Edgardo Ortiz Flores is a CFP® professional with 15 years of experience in the financial services industry. He currently works at Citigroup Global Markets and has prior experience at J.P. Morgan Securities, Merrill, and MSI Financial Services, Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and execution services, and provides tailored solutions for high-net-worth relationships.

David Bennett is a financial advisor with Eagle Strategies (NY Life) based in Placentia, CA. He holds Series 63 and Series 66 licenses and has one year of industry experience. Prior to entering financial services, he worked for 17 years at In-N-Out Burger. Eagle Strategies serves a diverse clientele including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice and offers multiple program types, with the majority of its assets managed on a non-discretionary basis.

Jules Yang is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds the Series 66 designation and has worked at Goldman Sachs since 2024. Prior to that, he was affiliated with the University of California, Riverside. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, and institutional clients. The firm integrates centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support within a large, multi-affiliate financial group.

Michael Horne is a CFP® and holds a Series 66 license, with 17 years of experience in the financial advisory industry. He has worked at Mariner Wealth Advisors since 2021 and previously held roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. Outside of his advisory work, he manages a rental property in Chatham, MA. Mariner serves a diverse client base including individuals, institutions, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm employs customized discretionary portfolios supported by in-house research and third-party managers, with a notable integration of tax and accounting services uncommon for firms of its size.

Andrew Zehnder is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Private Client Services LLC, Executive Wealth Management, and INVEST Financial Corporation. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, utilizing customized model portfolios with a mix of fundamental, technical, and cyclical analysis, and provides additional services such as tax preparation and estate-document assistance for qualifying clients.

Kayla Folts is a financial advisor at EP Wealth Advisors with a Series 66 designation and five years of industry experience. She previously worked at Fidelity Investments and held various roles at firms including MML Investors Services, Mass Mutual Life Insurance, Lenox Advisors, and Equitable Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and comprehensive financial planning, employing a range of investment strategies including fundamental, technical, and cyclical analysis.

Phuong Quach is a CFP® and holds a Series 65 license, currently advising at EP Wealth Advisors with two years of industry experience. Prior to joining EP Wealth Advisors, Quach worked at Cinergy Financial and Pho Ha+, among other roles. Outside of financial advising, Quach has been involved with Educational Talent Search for several years. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers customized wealth management, discretionary portfolio management, and financial planning services, employing a mix of fundamental, technical, and cyclical analysis alongside various investment strategies.

Scott Sayre is a CFP® professional with 24 years of industry experience, currently serving at EP Wealth Advisors since 2020. Prior to this, he spent 16 years with The Insight Group Insurance Agency, LLC and The Insight Group, Inc. He is the owner of Focused Financial Education Services, LLC, where he provides professional speaking and instruction on planning strategies to tax, legal, and financial professionals. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses customized model portfolios and a variety of analytical techniques, including fundamental, technical, and cyclical analysis, and incorporates third-party managers and ERISA plan services.

Vanessa Pearson is a financial advisor with Integrated Wealth Concepts LLC in Huntington Beach, CA, holding Series 63 and Series 66 registrations and 13 years of industry experience. She has operated Pearson Advisory Services, LLC since 2013, focusing on financial coaching and money relationship education through her business Fix Your Money Mindset. Pearson also serves as Board Treasurer for Viet-CARE, a nonprofit supporting the Vietnamese community with mental health education and outreach. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios with a long-term approach alongside shorter-term trading for rebalancing or liquidity needs.

Stephanie Acker is a financial advisor at Transamerica Financial Advisors with one year of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining Transamerica, she managed strategy and implementation at Snapsheet, Inc. and serves as Executive Director of The National Fraternity of Phi Gamma Nu, a professional business fraternity focused on developing college students. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm offers a range of advisory and broker-dealer services using proprietary and third-party model portfolios, with both discretionary and non-discretionary program options.

Frank Milnarik is a financial advisor at Goldman Sachs Wealth Services with 15 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021. Prior to that, he spent 12 years at The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Eileen Lee is a financial advisor at Eagle Strategies (NY Life) with nine years of industry experience. She holds Series 66 and Series 63 licenses and has been affiliated with New York Life Insurance Company and its related entities since 2015. Lee serves as a board member of the Taiwanese Chamber of Commerce in Orange County. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm offers various programs tailored to client objectives and manages the majority of its assets on a non-discretionary basis.

William Hunnicutt is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 65 credentials and possessing 30 years of industry experience. He worked at Mercer Allied Company, L.P. for 25 years before joining Ayco/Goldman Sachs & Co. LLC in 2021. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base including individual investors, executives, corporate participants, and institutional clients. The firm combines strategic allocation models and manager selections with discretionary and non-discretionary implementations, offering a range of services such as Private Family Office programs, Specialized Executive Wealth, and access to Alternative Investments.

Edwin Unland is a financial advisor with Independent Financial Group, LLC, holding a Series 63 credential and bringing 33 years of industry experience. He has been with Independent Financial Group since 2010 and has maintained his own insurance agency under the name Money Matters since 1996. In addition to his advisory work, he is a licensed insurance agent and a notary public, and he serves as a part-time supervisor at UPS. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate and retirement plans. The firm utilizes a combination of firm- and third-party models to develop tailored client strategies and offers a range of services from financial planning to portfolio management across multiple platforms.

Joseph Silla is a financial advisor with Guardian Life in Costa Mesa, CA, holding Series 63 and Series 65 credentials and 16 years of industry experience. His career includes roles at Park Avenue Securities and MassMutual. He also provides clients with insurance products such as long-term care, income annuities, disability, and life insurance outside of Guardian. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary wrap programs, third-party advisory solutions, and a range of financial planning and consulting services.

Adam Wass is a financial advisor with OSAIC Institutions, Inc. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. His prior work includes roles at Infinex Investments, Inc., LPL Financial, and Financial Partners Services. Wass is involved with AmeriEstate, referring clients for prepaid legal and trust services. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory and financial planning services, combining a hybrid adviser/broker-dealer structure with access to alternative investments, lending solutions, and third-party manager arrangements.

Eric Gallinger is a financial advisor at Stratos Wealth Partners, Ltd. with 16 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Bank of America, N.A. and Merrill. Stratos Wealth Partners is an SEC-registered enterprise advisor serving a diverse client base that includes high-net-worth individuals, retirement plans, corporations, nonprofits, and institutional clients. The firm offers a range of services through independent advisor representatives, utilizing an open-architecture investment approach with third-party platforms and sub-advisors.

Robert Davis is a financial advisor with EP Wealth Advisors holding a Series 65 designation and seven years of industry experience. He has worked at several firms including Fidelity Brokerage Services and The Insight Group Insurance Agency. Prior to joining EP Wealth Advisors, he was associated with Insight Group Insurance Agency for insurance commission trails but is no longer active in that business. EP Wealth Advisors is a registered investment adviser serving individual, corporate, and retirement plan clients through wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and various analytical approaches, including fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate document preparation for qualifying clients.