Kimberly Rico is a financial advisor at Merrill with 22 years of industry experience and holds a Series 66 credential. She has worked at Merrill since 2009 and has also been associated with Bank of America since 1993. Outside of her advisory role, she serves as a co-trustee of The B Family Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Ching Yu Lam is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining J.P. Morgan Securities and JP Morgan Chase Bank in 2021, Lam worked at Bank of America, Merrill, Wells Fargo Bank, and also served at Los Angeles City College. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Sarah Boyd is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at various J.P. Morgan entities since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Tiffney Chang is a financial advisor at LPL Financial with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Bank of the West and Bancwest Investment Services, Inc. since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with access to model portfolios, research, and various investment strategies.

Christopher Zambrano is a CFP® professional at LPL Financial with 14 years of industry experience. He previously worked at Wells Fargo Clearing, Wells Fargo Advisors, LLC, and Wells Fargo Bank, N.A. Outside of his advisory role, he has royalty income from Guayacali Music. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Mark Hammond is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Hammond is also a self-employed musician. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options such as money market funds, collective investment trusts, mutual funds, and group annuity contracts.

Walter Wodtke is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 credential and has worked at Wells Fargo in various capacities since 2007. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice.

Siera Baghoomian is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and has prior roles at the University of Southern California, the City of Glendale, Glendale Community College, and Hoover High School. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Ronald Thomas is a financial advisor with Thrivent Investment Management in Glendale, CA, holding a Series 66 designation and having one year of industry experience. Prior to entering the financial sector, he worked in the automotive and electronics industries with companies such as Toyota Motors North America, Faraday Future, and Samsung Electronics. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial analyses and written recommendations across various planning topics without discretionary trading authority. The firm combines planning services with managed-account options under a consolidated billing arrangement called “WealthPlan.”

Angele Ohannessian is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. Prior to joining J.P. Morgan, she held positions at Equitable Advisors and other companies, and attended the University of California from 2021 to 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Christopher You is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a distinctive inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Marc Rodriguez is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior work includes roles at UnionBanc Investment Services and MUFG Union Bank. Outside of his advisory career, he serves as a board member for the La Verne Girls Softball Association, a community organization focused on youth sports. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages extensive client assets and employs structured planning processes supported by firm-approved tools.

Robert Albert is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 66 designation and has previously worked at Cadaret Grant & Co, Inc. and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he is involved with business entities related to his LPL practice, including Novus Wealth Group and Sage Planning Solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Jorge Cabrera is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has worked at various Wells Fargo entities since 2006. Outside of his advisory role, he owns and operates a party and event planning business in North Hollywood, California. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Noella Rae Yap is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 and Series 63 licenses and has previously worked at Charles Schwab, td ameritrade, Tiffany & Co., and Omega. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Radovich is a financial advisor at Morgan Stanley in Los Angeles, CA, holding Series 63 and Series 65 licenses. He has recent experience at Bessemer Trust and previously worked in the U.S. school system for ten years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and processes.

Nora Li is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has worked at Edward Jones since 2022 and previously held positions at AIA and SCOR. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Armine Nazaryan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been with Merrill and Bank of America since 2006. Outside of her advisory role, she operates a TikTok cooking demonstration account and participates in the Amazon Influencer Program, sharing cooking and baking product recommendations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Devin Robinson is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill and Bank of America. He serves as a board member for the South Pasadena Chamber of Commerce, participating in activities to support local businesses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its Institutional Consulting Services program.

Sophia Liu is a Financial Advisor currently with Merrill Lynch Wealth Management. She has over 19 years of experience in the financial industry, having also worked at Morgan Stanley and UBS. Sophia holds a Bachelor's Degree from the University of Southern California (USC) Marshall School of Business, with an emphasis in Finance. She is a Personal Investment Advisor (PIA) and is fluent in English, Chinese, and Taiwanese. Sophia works with individuals from diverse backgrounds to help develop strategies for achieving short-, mid-, and long-term financial goals. She provides guidance on general investing, retirement planning, and saving for unexpected events. Additionally, she offers access to Bank of America specialists for banking, credit, home financing, and small business solutions. Sophia emphasizes building long-term relationships based on trust, clarity, and care. Outside of her professional work, Sophia enjoys dancing, music, painting, singing, spending time with her family, traveling, and practicing yoga.