Robert Kelly is a CFA® charterholder with 19 years of industry experience. He currently works at Capital Group Private Client Services, Inc., where he has been since 2021, and previously worked at Capital Bank and Trust Company from 2016 to 2021. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, employing a multi-manager approach and emphasizing fundamental research and long-term investment horizons.

Joseph Grabowski is a financial advisor at D.A. Davidson & Co. with Series 63 and Series 65 credentials and one year of industry experience. Before joining D.A. Davidson, he spent six years at ONE&ALL Church and one year at Gateway Theological Seminary. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm provides fiduciary advisory services, comprehensive financial planning, and specialized wealth management programs, combining qualitative and quantitative analysis in its investment approach.

John Woo is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has held roles with World System Builders, Worldwide Legacy Builder, and the National Association of Registered Social Security Analysts. Additionally, he serves as an instructor at the Heartland Institute of Financial Education’s College Planning Program, where he provides coaching on college financial planning. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a diverse client base including individual investors, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its advisory services through a large network of advisors and multiple program platforms.

Kareem Hout is a CFA® charterholder with six years of industry experience. He currently serves as a financial advisor at MAI Capital Management, LLC and previously worked at Evoke Advisors and First Republic Bank. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio strategies across multiple asset classes and integrates financial planning and tax services into many client relationships.

Jason Baldridge is a financial advisor at Lido with a Series 65 credential and four years of industry experience. He has been with Lido Advisors, LLC since 2021. Prior to that, he worked at OluKai and Boston College. Lido serves a wide range of clients including high-net-worth individuals, family offices, charitable organizations, corporations, and pension plans, providing investment management, financial planning, and family office services. The firm applies an integrated wealth-management approach that incorporates diverse asset classes and tactical option strategies, and it is noted for its active sub-advisory role and affiliated capabilities across trust, tax, insurance, and brokerage services.

Alexander Hwang is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, holding a Series 65 designation with one year of industry experience. His prior experience includes a position at Ernst & Young and four years at UCLA. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, using a multi-manager approach that combines separately managed accounts, mutual funds, ETFs, and alternative strategy funds.

Andrew Stewart is a CFA® charterholder based in Los Angeles, CA, with eight years of industry experience. He has been with Lido Advisors, LLC since 2025 and previously worked at Exchange Capital Management, Inc. from 2017 to 2025. Outside of his advisory work, Stewart serves on the finance committee of St. John's Episcopal Church, volunteers with the CFA Society Detroit, and is a board member of the Huntington Woods Men's Club. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional entities, offering investment management, financial planning, and affiliated trust, tax, and insurance services. The firm employs an integrated wealth-management approach, combining tactical option strategies and traditional asset allocation across various investment types, and is active in sub-advisory roles for ETFs and private funds.

Hasan Shirazi is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution, and custody services. Citigroup Global Markets combines large institutional scale with specialized market roles, providing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.

Ruth Melody Chukwunyere is a Series 65-licensed advisor at Mariner with four years of industry experience. Prior to joining Mariner in 2023, she worked at McAdam LLC and has been involved in the hospitality industry through Levy Restaurants since 2017. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, and specialized services such as tax integration and Core Family Office solutions. The firm employs a customized, discretionary portfolio approach supported by an Investment Committee and combines in-house research with third-party manager allocations.

Sam Lim is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 13 years of industry experience. He has worked at Citigroup since 2017 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing investment advisory, broker-dealer execution, custody services, and derivatives trading.

Jeffrey Christie is a financial advisor at Lido with 21 years of industry experience. He holds a Series 66 designation and has worked previously at firms including Investment Security Corporation, Ken Stern & Associates, and Asset Planning Solutions, Inc. He maintains a valid California life insurance license, though he is not actively using it. Lido serves a diverse client base, including high-net-worth individuals, family offices, trusts, and institutional investors, providing investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with tactical option strategies and combines traditional advisory services with extensive affiliated capabilities and active roles in sub-advisory and investment-company management.

Sandra Morelli is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, CA, holding Series 63 and Series 65 licenses with 22 years of industry experience. She previously worked at Capital Bank and Trust Company for five years before joining her current firm in 2021. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach through separately managed accounts, mutual funds, ETFs, and access to private-equity and alternative strategy funds.

Neil Martin is a financial advisor at Rockefeller Financial LLC with four years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing, JM Construction Services US, the Federal Aviation Administration, and Borbon, Inc. Martin is based in Los Angeles, CA. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer offering securities transactions, variable insurance products, and placement and investment banking services.

Jennifer Birdsey is a CFP® with 17 years of industry experience. She is currently with Capital Group Private Client Services, Inc., where she has worked since 2021. Prior to that, she spent five years at Capital Bank and Trust Company. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, employing a multi-manager investment approach through separately managed accounts, mutual funds, ETFs, and alternative strategy funds.

Melinda Mchugh is a CFP® professional with 23 years of industry experience, currently serving at Lido Advisors, LLC since 2019. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 11 years and Wells Fargo Clearing for one year. Lido advises a diverse range of clients including high-net-worth individuals, family offices, trusts, charitable organizations, and corporate pension plans. The firm employs an integrated wealth-management approach with tactical and defined-risk option strategies, and it stands out for its active sub-advisory roles and extensive affiliated capabilities across trust, tax, insurance, and brokerage services.

David Kalata is a financial advisor with HSBC Securities (USA) Inc. in Beverly Hills, California. He holds a Series 66 designation and has 23 years of industry experience, including 19 years at HSBC Securities and HSBC Bank USA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment process uses five model risk profiles and combines strategic and tactical asset-allocation advice with ongoing fund due diligence, serving clients with a mix of discretionary and non-discretionary portfolios.

Glenn Geist is a financial advisor with Capital Group Private Client Services, Inc., holding Series 63 and Series 65 designations and bringing 15 years of industry experience. He previously worked at Capital Bank and Trust Company for five years before joining his current firm in 2021. Capital Group Private Client Services provides discretionary investment management mainly to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach and a combination of separately managed accounts, mutual funds, ETFs, and alternative investment vehicles.

Barbara Lommen is a CFP® and holds a Series 65 license, with 10 years of industry experience. She is currently an advisor at Lido Advisors, LLC and previously worked at Colorado Financial Management, LLC for eight years. Lido serves a diverse client base, including high-net-worth individuals, family offices, trusts, charitable organizations, corporations, and pension plans. The firm employs an integrated wealth-management approach combining tactical asset allocation and defined-risk option strategies and is notable for its active sub-advisory role and extensive affiliated capabilities.

Julie Shen is a financial advisor at Independent Financial Group, LLC with 15 years of industry experience. She holds a Series 66 designation and previously worked at VOYA Financial Advisors, Inc. from 2012 to 2015. Shen is a 50% owner of ENT Wealth Management, a marketing DBA, and is also a licensed California insurance agent offering various insurance products. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers financial planning and portfolio management through multiple platforms, combining strategic asset allocation and multi-manager portfolios with both passive and active investment exposures.

Benjamin Klaus is a Series 65-licensed advisor at Lido with one year of industry experience. Prior to joining Lido, he held various roles outside the financial industry, including positions in landscaping, painting, and valet services, and was a full-time student until 2025. Lido serves a diverse client base, including high-net-worth individuals, family offices, trusts, charitable organizations, and institutional investors. The firm employs an integrated wealth-management approach combining equities, fixed income, alternatives, and defined-risk option strategies, supported by a broad range of affiliated services such as trust, tax, and insurance subsidiaries.