Mark Werner is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Chipotle, Northwestern Mutual, and Tony's Market, as well as over a decade in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options, as well as integrated brokerage, custody, and financial planning services.

Juliane Rollon is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at BMO Bank, Banner Bank, Comerica Bank, and Bank of the West. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of investment adviser representatives.

Robert Cohen is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked in self-employment roles and the visual effects industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Alvariana Gonzalez is a Series 66-licensed financial advisor with two years of industry experience. She currently works at Fidelity Investments, having joined in 2025, and previously held roles at Equitable and Gelfand Rennert & Feldman LLC. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment vehicles, supporting model portfolios and managing multiple registered investment companies.

Blake Hilts is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2013, including 11 years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and offers financial planning based on structured discovery and firm-approved tools.

Fushan Korfi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research supported by a centralized manager solutions team and includes capabilities in derivatives and commodities through its broader regulatory affiliations.

Chinsheng Lin is a financial advisor at Cetera with two years of industry experience. He holds Series 63 and Series 66 licenses. Lin also serves as a branch manager at East West Bank and is CEO, CFO, and secretary of Birkin Corporation, an electronics import/export business. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services with multiple program options and access to third-party money managers.

Jerry Wai is a financial advisor with J.P. Morgan Securities in San Gabriel, CA, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative screens and qualitative research, incorporating an ESG eligibility framework and comprehensive derivatives and commodities capabilities.

Osvaldo Cabrales Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His background includes roles at Bank of America and Western Asset Management. Outside of advising, he tutors children with special needs in English and math through an educational service. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of individual and institutional investors.

Jonathon Hollins is a financial advisor with LPL Financial in Burbank, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes positions at Wells Fargo Bank and Northwestern Mutual, and he is also involved as an artist and musician through GODY Ent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by technology tools and a broad platform that includes insurance and credit-related offerings.

Oscar Izaguirre is a financial advisor at Merrill in Los Angeles, CA, holding a Series 66 designation with 18 years of industry experience. He has been with Merrill Lynch since 2006 and also worked at Bank of America, N.A. starting in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kelly Kohagura is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and with 25 years of industry experience. She has been with Merrill Lynch since 1999. Outside of her advisory role, she has a family interest in a non-investment related entity, RSKT LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Steven Liang is a financial advisor with Cetera in Glendale, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has been with Cetera and affiliated entities since 2025 and has worked with Cuso Financial Services since 2012. Outside of his advisory role, he is noted as an owner of rental property. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Ehud Rinot is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining Wells Fargo in 2017, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities Inc. from 2010 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Preni Keshishi is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Wells Fargo, Preni worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., and earlier at Sears Holdings Corporation/K-Mart. Outside of finance, Preni provides in-home supportive care to a family member. Wells Fargo Clearing offers retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, utilizing an investment policy statement-driven approach based on modern portfolio theory. The firm serves institutional clients with both discretionary and non-discretionary services, including investment selection, performance reporting, participant education, and plan benchmarking.

Christine Lee is a financial advisor with Charles Schwab in Pasadena, CA, holding a Series 66 designation and with 27 years of industry experience. She has been with Charles Schwab and its affiliated bank since 1997. Outside of her advisory role, she is a member of Girlies Gone Yonder LLC, a non-agent real estate venture. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, supported by strategic asset allocation models and alternative investment due diligence.

Susie Lu is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. She has worked at Morgan Stanley and its affiliated Private Bank since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analysis.

David Chrisman is a CFA® charterholder and Series 63 licensed financial advisor at Edward Jones with two years of industry experience. He previously worked at Alpha Technologies Capital Management LLC and spent over two decades at First Quadrant. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Rachael Aspaturian is a financial advisor with RBC Capital Markets in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. Her career includes roles at Bank of America N.A. and Merrill from 2022 to 2024, as well as prior positions outside finance such as work at Nordstrom and involvement with the Boys and Girls Club. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations by providing discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm offers tailored investment strategies using a range of in-house and third-party managers and emphasizes integrated capital-markets capabilities.

Jay Lometillo is a financial advisor with Merrill in Pasadena, CA, holding Series 63 and Series 66 designations and 27 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 2016. Previously, he was employed by Banc of America Investment Services, Inc. from 2003 to 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams and supports trading, account administration, and custody functions.