Anne Fomon is a financial advisor at Wells Fargo Clearing with 46 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a trustee for her mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Mark Gerardi is a CFP® professional with 31 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has held prior roles at Cetera, U.S. Bancorp Investments, and UnionBanc Investment Services. Outside of his advisory work, he coaches high school wrestling and works as a mortgage loan originator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research from internal and third-party sources.

Stephen Geribo Jr. is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining Ameriprise in 2021, he worked for eight years at Independent Financial Group. Outside of his advisory role, he serves as Vice-President on the Board of Directors for his homeowners association and coordinates Financial Peace University at his church. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jamileth Saleh is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2025, she worked at Advice Analytics, Inc. and Charles Schwab & Co., Inc. She has a background in education spanning several years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and broad investment resources in its services.

George Dorvillier is a financial advisor with LPL Financial in La Jolla, CA, holding Series 63 and Series 66 licenses and possessing 35 years of industry experience. He has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 1997. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Liliana Rurup is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 credential and eight years of industry experience. She previously worked at Edward Jones from 2017 to 2021. Outside of advising, she is involved in energy healing through her business, Inlight Intuitive Wisdom-Lili of the Valley. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and other organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supporting clients with discretionary and non-discretionary management, model portfolios, and various investment strategies.

Joshua Stein is a Series 66 licensed financial advisor at UBS Financial Services in San Diego, CA, with 12 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans.

Amanda Weese is a financial advisor with Cetera in San Diego, CA, holding Series 65 and Series 63 licenses and having four years of industry experience. Her prior work includes roles at Guardian Life Insurance, Park Avenue Securities, and Wealth Navigation Advisors. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm operates a multi-manager platform with diverse program options and manages over $256 billion in assets.

Ryan Kirby is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor with LPL Financial since 2024. Prior to joining LPL, he spent 17 years at UnionBanc Investment Services. He is co-owner and owner of two separate business entities unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer offering a wide range of financial planning and advisory services to individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides both discretionary and non-discretionary management through various programs and supports its advisors with research, model portfolios, and advanced technologies.

Jacob Soinski is a CFP® and CFA® with seven years of experience in financial advising. He is currently with Morgan Stanley in San Diego, having joined in 2025. His prior roles include positions at USI Advisors, USI Consulting Group, and Valmark Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and sophisticated planning tools. The firm manages approximately $2.74 trillion in client assets and provides services that include both direct individual plans and corporate financial planning agreements.

Adam Baldridge is a Financial Consultant currently working at Fidelity Investments since 2021. He specializes in collaborating with clients to develop personalized financial plans and strategies that adapt to their evolving circumstances and goals. Adam focuses on delivering guidance and resources to help clients make informed financial decisions aligned with their objectives. Prior to his current role, Adam gained experience as a Fixed Income Specialist II at TD Ameritrade from 2018 to 2021 and as a Financial Services Representative at Scottrade from 2017 to 2018. He holds a California Insurance License, supporting his capability to provide comprehensive financial advice. Outside of his professional work, Adam has interests in golf, outdoor adventures, pets, skiing, snowboarding, and surfing.

Serene Burbidge is a financial advisor with Ameriprise in San Diego, CA, holding a Series 66 designation and over one year of industry experience. She previously worked for First Command Financial Services for ten years before joining Ameriprise. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. This service provides written recommendations and annual advice focused on dependable income sources and tax-aware withdrawal strategies.

Andres Cervantes is a financial advisor at J.P. Morgan Securities with 4 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2021, with prior experience at JPMorgan Chase Bank, Tru Nature, and Pizza Hut. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Tusan is a financial advisor with UBS Financial Services in La Jolla, CA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad suite of capital markets services.

Joseph Tansey is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial, Inc. and National Planning Corporation. In addition to his advisory role, he owns IE&J, LLC, an S-Corp unrelated to investment activities. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers, employing asset-allocation tools and automated rebalancing in portfolio construction.

Tanya Martinez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. Her prior roles include positions at Charles Schwab & Co., Inc., Charles Schwab Bank, TD Ameritrade, MML Investors Services, and MassMutual Life Insurance Co. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Justin Niles is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Nosheen Rizai is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and bringing seven years of industry experience. She has been associated with Wells Fargo entities since 2012, including Wells Fargo Bank, N.A., Wells Fargo Advisors, LLC, and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Jeremy Middleton is a Financial Advisor at Merrill Lynch Wealth Management with over eight years of experience in the wealth management and financial services industry. He focuses on assisting hardworking, high-net-worth individuals from diverse backgrounds to achieve their financial goals. Jeremy provides tailored strategies aimed at preserving and growing client wealth through a range of services including retirement planning, wealth and estate transfer planning, asset and investment management, and corporate cash-reserve management. Having started his career in Boston, Massachusetts in 2016, Jeremy has since established his practice in Southern California. His professional expertise is supported by a Personal Investment Advisor (PIA) designation and a Bachelor's Degree from Emmanuel College. Jeremy is proficient in both English and Spanish, enhancing his ability to serve a broader client base. He is also an active member of the San Diego Black Chamber of Commerce and involved in its Emerging Leaders community initiative. Beyond his professional commitments, Jeremy maintains personal interests in baseball, boxing, football, hiking, hunting, music, skiing, and watching movies. As a Merrill advisor, he aims to connect all aspects of his clients' financial lives to help prioritize and pursue their most important goals.

Jeffrey Von Behren is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served since 1999. He has more than 20 years of experience in the financial services industry and specializes in areas including education planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and socially responsible, values-based, and ESG investing. Mr. Von Behren holds a Bachelor of Arts degree in Economics from Pomona College and a Master of Arts degree in Economics from the University of Oklahoma. He also earned a certificate in Personal Financial Planning from San Diego State University. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Prior to his career in financial services, Mr. Von Behren served four years as a Field Artillery Officer in the United States Army, achieving the rank of Captain. He has been recognized by Forbes in its "Best-in-State Wealth Advisors" list for 2023 through 2025, and his team, The Roel Von Behren Group, was named to the Forbes "Best-in-State Wealth Management Teams" list for 2023 through 2026. He resides in Mission Hills with his wife and their two children and enjoys biking, reading, running, skiing, and spending time with his family.