Jorge Guerra is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he is an author of a children's book. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and advanced modeling tools, offering tailored solutions while generally acting in an advisory capacity.

Jonathan Van Sickle is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding the Series 66 designation and possessing 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Investments, LLC from 2005 to 2011. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Christopher Valeriano Bernal is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at JPMorgan Chase Bank, N.A. from 2016 to 2023. Bernal is based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and outcomes modeling in its financial planning process.

Matthew Biggie is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously held positions at Morgan Stanley and Morgan Stanley Private Bank from 2012 to 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Amber Reams is a financial advisor with OSAIC in San Diego, CA, holding Series 66 and Series 63 licenses and 13 years of industry experience. Her prior roles include positions at Commonwealth Financial Network, LPL Financial, Cetera Advisor Networks, and Financial Planning Department, Inc., where she also engages in accounting and tax preparation. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is known for its scale, complex affiliate network, and recent consolidation activities.

Nicola Drury is a financial advisor at LPL Financial with 15 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2011, following a brief period at Independent Financial Group, LLC. Based in San Diego, CA, Drury focuses her practice within a nationally recognized firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Angela Fogleman is a financial advisor with LPL Financial in La Jolla, CA, holding Series 63 and Series 66 licenses and totaling 17 years of industry experience. Her prior roles include positions at J.P. Morgan Securities LLC, J.P. Morgan Chase Bank, N.A., and TD Ameritrade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing both discretionary and non-discretionary strategies.

Eric Brakowski is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2011, with a brief period of unemployment in 2020-2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

Gregory Roel is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 1999 and brings over 20 years of experience in the financial services industry. Greg holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and a certificate in Personal Financial Planning from San Diego State University. Prior to his career in financial services, he worked as a national sales manager for a privately held textile chemical company. Greg is a native of San Diego and resides in La Mesa with his wife, Rebecca, and their daughter, Jessica. He holds a High School Diploma from Patrick Henry and maintains the Professional Investment Advisor (PIA) designation.

Ramona Delarosa is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. She has worked across several Cetera entities since 2018 and has prior experience in wellness and dental fields. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets with a network of more than 10,000 advisors.

Michael Kent is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2013. Outside of his advisory role, he owns and rents out a single-family home in La Mesa, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Calen Ketcham is a financial advisor at Raymond James Financial with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Commonwealth Financial Network for seven years. Ketcham also serves as a Senior Client Service Representative at The Manning Companies in San Diego. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Stewart Weissman is a financial advisor with LPL Financial based in San Diego, CA, holding Series 63 and Series 65 designations and having 22 years of industry experience. He has worked at firms including Laurel Wealth Advisors and Integrated Wealth Concepts and currently conducts advisory business under the name Wealth Preservation, LLC. He has been licensed as a California insurance agent since 1975, offering fixed life and long-term care insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions through its broad network of investment adviser representatives. The firm provides a range of advisory and brokerage services with capabilities including model portfolios, third-party asset management, and institutional platforms.

Chomreun Pao is a financial advisor with LPL Financial in San Diego, CA, holding Series 66 and Series 63 licenses and bringing seven years of industry experience. Prior to joining LPL Financial in 2026, Pao worked at Commonwealth Financial Network for five years and CUSO Financial Services, LP for nine years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including access to model portfolios, third-party asset management, and institutional platforms.

Chun Phung is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Phung has been with Linsco Private Ledger since 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

John Rey is a CFP® professional with three years of industry experience, currently affiliated with LPL Financial. He has previously worked at JM Financial Strategies and Commonwealth Financial Network. Outside of his advisory work, he teaches leadership training with the Carmelite Sisters in San Diego. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by extensive research and technology tools.

Darryle Grimes is a financial advisor with Ameriprise, holding a Series 66 designation and 10 years of industry experience. He has worked at Ameriprise since 2020 and previously spent six years with First Command in various advisory and planning roles. He serves as treasurer on the board of the Military Officers Association of America, Miramar Chapter. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. Its Premier Retirement Income service offers tailored retirement planning advice focused on income reliability and tax-aware withdrawal strategies.

Mehvish Khan is a financial advisor with J.P. Morgan Securities in La Jolla, CA, holding Series 66 and Series 63 licenses with 11 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. From 2013 to 2019, she operated a separate business, La Jolla Galaxy Limousine. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative manager research and incorporates ESG criteria within its recommendations, with broader derivatives and commodities capabilities distinguishing its services.

Amy Horsley is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has previously worked at TD Ameritrade and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jose Aguilar is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and offers a structured planning process supported by firm-approved tools and modeling techniques.