David Delino is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, and Unionbanc Investment Services. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Mohammad Ali is a Series 66–licensed financial advisor at Edward Jones with seven years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2015 to 2024. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Kieron Brimacombe is a Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to provide comprehensive financial planning, utilizing available tools and resources to co-create personalized plans that address long-term goals. Kieron has held various positions at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This progression reflects his experience in financial consulting and client relationship management. He holds a California Insurance License.

William Bitsimis is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and over 42 years of industry experience. He has been with Wells Fargo Advisors LLC since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Ann Reagan is a financial advisor at Cetera with 13 years of industry experience and holds the Series 66 designation. She has worked at several firms including Avantax and Landmark Financial Management, where she also serves in an administrative capacity. Reagan is additionally involved with Monheit Frisch Group PLC as an assistant. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers multiple portfolio management options through a multi-manager platform and supports diverse investment strategies with discretionary and non-discretionary authorities.

Andrea Ashbacher is a financial advisor with Osaic Wealth, Inc. She holds Series 63 and Series 65 licenses and has 30 years of industry experience. Her prior work includes 14 years at SagePoint Financial, Inc. She also operates a corporate investment advisory service and provides insurance recommendations related to life, health, and fixed annuities. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services alongside financial planning and retirement consulting. The firm employs asset-allocation tools and risk-tolerance assessments to construct portfolios across various asset classes and supports both discretionary and non-discretionary account management.

Steven Anderson is a Series 66-registered financial advisor with J.P. Morgan Securities in Houston, TX, where he has worked since 2020. He has five years of industry experience, including ten years at Investment Planning Counsel prior to joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Dennis Hennings is a financial advisor at Ameriprise in San Diego, CA, with 14 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its related entities since 2011. He is a 5% owner of Everafter Events, an event planning business operated by his wife. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies, using a combination of research, modeling, and tax-efficiency analysis to develop personalized retirement income recommendations.

Ronald Landelius is a CFP® and CFA® credentialed advisor with 22 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. for 13 years. He is based in Del Mar, CA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm employs a quantitative asset-allocation approach combined with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Ara Hunt is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of experience primarily with Wells Fargo since 2019. Prior to joining Wells Fargo, Hunt worked in the hospitality industry with Hilton Hotels and DoubleTree By Hilton. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from internal and third-party sources.

David Simpson is a financial advisor with LPL Financial in San Marcos, CA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His career includes roles at Pacific Financial Group since 2019, LPL Financial since 2017, and National Planning Corporation from 1999 to 2017. He is also the CEO and owner of Pacific Tax & Financial Group, a tax preparation and accounting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management supported by research and model portfolios.

James Bohm is a financial advisor with Charles Schwab in Carlsbad, California, holding a Series 66 designation and 17 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Evan Hennessy is a financial advisor with Ameriprise in Carlsbad, CA, holding Series 63 and Series 66 licenses and over 42 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 14 years before joining Ameriprise. He is also the owner of Hennessy Hedge Holdings LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies and ongoing advice.

Carl Friedemann is a financial advisor at Ameriprise with 35 years of industry experience. He has been with Ameriprise and its affiliates since 2005 and holds a Series 63 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Justin Ross is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds a Series 66 designation and has worked at firms including J.P. Morgan Securities and Morgan Stanley. Outside of his advisory role, he is a commissioned notary public in Del Mar, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Olivier Nazon is a financial advisor at UBS Financial Services with two years of industry experience. Before joining UBS in 2023, he worked at First Republic Bank and was employed at the San Diego Metropolitan Transit System. Prior to his finance career, he operated an e-commerce store on the Amazon platform for seven years. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm provides a range of services including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products, leveraging proprietary research and institutional trading capabilities.

Lisa Miller is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she works with individuals and families to develop personalized financial strategies aligned with their long-term goals. A significant focus of her practice is supporting women navigating major life transitions such as divorce and widowhood. She holds the Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA) designations, enhancing her ability to guide clients through complex financial situations. Lisa's work includes organizing and clarifying clients' financial pictures, collaborating with attorneys, accountants, and other professionals to ensure coordinated decision-making, and providing guidance during both stable and transitional periods. She joined Merrill Lynch Wealth Management in 2016 and has over 12 years of experience in the financial services industry. Lisa holds a Bachelor's Degree from the University of Minnesota System. Outside of her professional role, Lisa participates in community activities including leadership in the Second Saturday Divorce Workshop and involvement with Wife.org. She enjoys gardening, practicing yoga, reading, and spending time with her family.

Aidan Dressler is a financial advisor with Thrivent Investment Management in Del Mar, CA, holding a Series 66 credential and three years of industry experience. His prior work includes roles at Yelp, Whova, and several educational institutions before joining Thrivent. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning across a broad range of financial topics, with options to combine planning with managed accounts under a consolidated billing system.

Daliya Mansour is a financial advisor at Charles Schwab with six years of industry experience. She holds Series 66 and Series 63 licenses and has worked at major firms including J.P. Morgan Securities and Bank of America. Prior to her finance career, she was employed by the San Diego Unified School District. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by in-house research and alternative investment due diligence.

Carie Phelps Estrada is a financial advisor at LPL Financial with 24 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at firms including Securities Equity Group and J2X Legacy Advisors. Outside of her advisory work, she serves as president of Phelps Farms, Inc. and is involved in several business ventures such as Gypsy Road Holdings, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and various portfolio management tools.