John Skoblar is a financial advisor at Fidelity with one year of industry experience and holds the Series 66 designation. His prior work includes roles at Crowe LLC and Cal Poly Associated Students Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Virginia Panjvani is a financial advisor with Stifel, holding a Series 63 designation and 49 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2018 and previously spent 30 years at UBS Financial Services. Based in San Diego, CA, she currently serves clients through Stifel’s platform. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and financial planning analyses that support client decision-making.

Gabriel Ramirez is a Series 66-licensed financial advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan Securities, he held roles at JPMorgan Chase Bank, N.A., CEA CAPA, Signet Strategic Wealth Management, and spent three years at the University of Colorado Boulder. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative and qualitative research and may incorporate ESG criteria, with final investment decisions made by clients.

Brandon Gill is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds the Series 65 and Series 63 designations and has worked at firms including First Republic Bank, Wells Fargo, and Mission Hills Church Inc. in various capacities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Carla Osbourne is a financial advisor at Stifel with 17 years of industry experience and holds a Series 66 credential. She has worked at Stifel Nicolaus & Co. Inc. since 2015. Outside of her advisory role, she is also a travel advisor and influencer with InteleTravel. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies using forward-looking capital market assumptions and probabilistic modeling to assist clients in asset allocation and financial planning.

Jack Fox is a financial advisor at Ameriprise with Series 66 and Series 63 licenses and four years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities from 2021 to 2024. His earlier career includes roles at Bath Fitters, Farm Fresh to You, and running his own business, Jack Fox Forager, from 2003 to 2021. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement planning and ongoing advice focused on dependable income and tax-efficient withdrawal strategies.

Nicholas Lechuga is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, having also worked at Wells Fargo Bank, N.A. since 2006. Outside of his advisory role, he co-owns an online retail business selling sports equipment, toys, baseball cards, comics, and cars. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Nicola Vincent is a financial advisor with Mass Mutual Investors Services based in Encinitas, CA. She holds Series 63 and Series 65 licenses and has one year of industry experience. Her prior work includes roles at Northwestern Mutual and VIP Remote Health. Mass Mutual Investors Services, LLC is a subsidiary of MassMutual that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements utilizing firm-approved software and provides specialized programs such as divorce planning and employer-sponsored planning services.

William Gaston is a financial advisor with Charles Schwab in La Jolla, CA, holding Series 63 and Series 66 licenses and with 19 years of industry experience. He has worked at Charles Schwab since 2011 and at Charles Schwab Bank since 2014. Outside of his advisory role, he is an owner of rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset, model portfolio investment approach supported by Schwab Center for Financial Research.

Toby Ferner is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 25 years of industry experience. His prior experience includes roles at UBS Financial Services and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services, managing approximately $671 billion in assets and employing over 14,000 advisors.

Drew Slacum is a financial advisor with Morgan Stanley in La Jolla, CA, holding a Series 66 credential and having 22 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a player in the National Pickleball League. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Mary Moses is a financial advisor with RBC Capital Markets in La Jolla, CA, holding a Series 66 designation and 17 years of industry experience. She has worked at RBC Capital Markets since 2017 and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Mary serves as Treasurer of the Village Bloom Foundation, a charitable organization. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual, institutional, and charitable clients through various advisory programs. The firm offers tailored portfolio management solutions using both in-house and third-party managers and incorporates features such as tax management, responsible investing, and alternative investments.

William Boggs is a CFP®-designated financial advisor with 19 years of industry experience. He is currently with Wells Fargo Advisors in La Jolla, CA, having joined the firm in 2025. Prior to this, he worked for nine years with Pence Wealth Management Corporation and LPL Financial, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations supported by internal research and planning tools, covering diverse areas such as retirement, education, and specialized planning for business owners and other niche needs.

Estela Maria Carvalho Almeida is a financial advisor with Charles Schwab who holds a Series 66 designation. She has been in the industry since 2025 and previously worked at San Diego County Credit Union and Uber Eats. Based in La Jolla, CA, Almeida has experience in diverse fields including financial services and customer-focused roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational support.

Wenduo Guo is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He previously worked at First Command Advisory Services and its affiliated firms from 2016 to 2019 before joining Cambridge in 2019. Guo is also an independent insurance agent associated with Fortress Brokerage. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and provides access to multiple investment platforms, proprietary model strategies, and third-party advisers.

Travis Lewis is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and over 23 years of industry experience. He has worked at several firms including Commonwealth Financial Network and Securities America Advisors, Inc. In addition to his advisory work, Lewis co-owns several businesses related to tourism and charter services in Ketchikan, Alaska. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various financial planning and investment management solutions through a large network of advisors supported by research, technology tools, and a comprehensive platform including related financial products and services.

Dustin Rief is a Certified Financial Planner (CFP®) with 23 years of industry experience. He has worked at UBS Financial Services since 2019 and previously spent time at Mercer Global Advisors Inc. and Mercer Advisors. He is based in San Diego, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management through proprietary research and a broad service platform.

Brian Duckworth is a financial advisor with Equitable Advisors, holding a Series 66 designation and 17 years of industry experience. His prior roles include work at TIAA-CREF from 2016 to 2020 and earlier years at Equitable Advisors from 2009 to 2016. Outside of his advisory work, he serves as a trustee for both an immediate family trust and a personal living trust. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, offering financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models and relies on third-party program sponsors and affiliated asset managers to deliver investment solutions.

Krista Goryl is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She worked at Merrill from 2004 to 2009 before joining Wells Fargo in 2016. Outside of financial advising, she has a 50% ownership interest in a sports company called SECRETS OF SUPERWOMEN, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Caden Kelley is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA since 2021, with prior experience at Bank of America NA and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a manager solutions team and integrates ESG considerations alongside traditional investment strategies.