Truell Williams is a financial advisor at Goldman Sachs Wealth Services with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Goldman Sachs & Co. LLC, he held positions at Charles Schwab, Experis, Bowlero, and ASU. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients. The firm offers financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs, utilizing a range of strategic allocation models and access to alternative investments.

Steven Yang is a financial advisor at Oppenheimer with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Oppenheimer since 2019, previously spending five years at Wells Fargo Clearing and nine years at Wells Fargo Bank NA. Outside of advisory work, he serves as trustee for a personal trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services across various account types with both discretionary and non-discretionary approaches.

Ian Hornstein is a financial advisor with Centaurus Financial, Inc. in Irvine, CA. He holds a Series 66 designation and has 17 years of industry experience. Since 2007, he has also worked as a tax manager at Kieckhafer, Schiffer and Company LLP, focusing on tax preparation. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, and specialized retirement-plan consulting through multiple investment platforms and employs a mix of fundamental and technical analysis.

Michael Mullen Jr. is a financial advisor at Centaurus Financial, Inc. with 13 years of industry experience. He holds a Series 66 designation and previously worked for SEI Investments Management Corp and SEI Investments Distribution Company for ten years. Mullen is involved with SPIVAK FINANCIAL GROUP, a non-investment-related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a blend of fundamental and technical analyses and both discretionary and non-discretionary arrangements.

Adam Lewis is a CFP® professional at Schwab Wealth Advisory with four years of industry experience. He previously worked at J.P. Morgan and has additional work history outside of financial services, including a role in catering. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, offering tailored recommendations and requiring client authorization for trades.

Juna Chiang is a financial advisor at Beacon Pointe Advisors, LLC with 16 years of industry experience. She holds the CFP® designation along with Series 63, 65, and 66 licenses. In addition to her advisory role, Chiang is a licensed real estate broker handling residential transactions. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of clients, including individuals, institutions, and charitable organizations, utilizing a manager-focused, asset-allocation approach with proprietary due-diligence processes.

Linda Wang is a financial advisor at Citigroup Global Markets with five years of industry experience. She holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, Fidelity Brokerage Services, and in roles outside finance including Bloomingdales and Central Escrow Group. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and also operates in market roles such as swap dealing and futures commission merchant activities.

Mari Bowidowicz is a financial advisor at Beacon Pointe Advisors, LLC in Newport Beach, CA, holding a Series 65 designation. She has been with Beacon Pointe Advisors since 2025 and has prior experience at Torrey Pines Bank. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individual investors, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

Ryan Lam is a financial advisor at Beacon Pointe Advisors, LLC with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fountainhead Capital Management, Hornor, Townsend & Kent, and Penn Mutual Life Insurance Company. Outside of advisory work, he has been involved in creative marketing and photography ventures. Beacon Pointe Advisors provides wealth advisory, financial planning, and outsourced chief investment officer services to individuals, corporations, and institutional clients. The firm combines proprietary asset-allocation modeling with third-party Independent Managers across active and passive strategies and offers tailored reporting, performance measurement, and participant education for retirement plans.

Nicholas Colletta is a financial advisor at Beacon Pointe Advisors, LLC with seven years of industry experience. He holds the CFA® designation and Series 65 license. Prior to joining Beacon Pointe in 2024, he worked at Bridge Advisory LLC and K2 Financial Inc. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and offers active and passive strategies across public and private asset classes.

Carlos Ocampo is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with CitiBank since 2014. Outside of his advisory role, he provides DJ services for weddings and works as a dog sitter and personal shopper in his community. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including operating as a swap dealer and futures commission merchant.

Jeffrey Myers is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He is also the managing partner of Wright Ford Young, a CPA firm where he has worked since 2007. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term approach and oversight of third-party asset managers.

Karen Reifel is a CFP® professional with 18 years of experience in the financial services industry. She is currently with Beacon Pointe Advisors, LLC, where she has worked since 2011, and has prior experience with Fidelity. In addition to her advisory role, she is a licensed insurance agent involved in the sale of life and health insurance products through Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement plan services, and OCIO solutions to a diverse client base including individuals, corporations, and institutional clients. The firm combines proprietary asset-allocation modeling with third-party independent managers, employing both active and passive strategies across various asset classes.

Raymond Chavez is a financial advisor at Centaurus Financial, Inc. with 26 years of industry experience, including 21 years at Centaurus. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is a partner in BWRC & Associates, a non-investment-related business. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management, and retirement-plan consulting, employing both discretionary and non-discretionary arrangements with multiple investment analysis approaches.

Sze Wan Lee is a financial advisor at Transamerica Financial Advisors with 20 years of industry experience. Lee holds Series 63 and Series 65 licenses and has worked at several firms, including Capital One Financial Corp and IBM. In addition to advisory work, Lee is involved in sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers through multiple program platforms such as Transamerica ONE, TFA365, and the Transamerica ALPHA digital program.

Aaron Gabriel is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 registrations. He has three years of industry experience, including roles at Northwestern Mutual Wealth Management and Northwestern Mutual Investment Services. Outside of his advisory work, he is an active associate with LegalShield, providing clients access to legal services related to estate planning and other needs. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and investment solutions, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.

Steven Stauff is a CFP® and holds a Series 66 license with 24 years of industry experience. He has been with IEQ Capital, LLC since 2023 and previously worked at City National Bank for seven years. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, and nonprofit organizations. The firm’s investment process includes centralized macroeconomic research and client-specific Investment Policy Statements, utilizing a combination of liquid strategies, third-party independent managers, and private alternative investments.

Verne Weisberg is a financial advisor with Transamerica Financial Advisors holding Series 65 and Series 63 licenses and has one year of industry experience. Prior to his advisory role, he has a background in medical practice and business mentoring, including leadership roles at his own medical practice and involvement in family investment activities through Birchwood Holdings, LLC. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to institutions, offering both advisory and broker-dealer services through various fee-based programs and access to third-party money managers. The firm combines proprietary and third-party investment models and manages both discretionary and non-discretionary assets.

Steven Lazette is a financial advisor at Centaurus Financial, Inc. in Anaheim, CA, with 15 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2010. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services for annuities and variable life sub-accounts.

Cesar Garcia is a financial advisor at Centaurus Financial, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been with Centaurus Financial since 2014. Outside of his advisory role, he has maintained involvement with HD Concreteworks since 2005. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, businesses, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements.