Tara Garcia is a Series 66-licensed financial advisor with Edward Jones in San Clemente, CA, where she has worked since 2016. She has two years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.

Shawn Mulrenan is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017, following a three-year tenure at Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies constructed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of strategic and tactical asset allocation approaches.

Damon Chinn is a financial advisor with J.P. Morgan Securities in Newport Beach, CA, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2011. Chinn is also employed by JPMorgan Bank, where he offers certain bank deposit and credit products in addition to advisory services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering non-discretionary advisory programs supported by centralized due diligence and ESG eligibility processes.

Rashik Aryal serves as a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. In this capacity, he collaborates with clients to develop personalized financial strategies tailored to their goals and life circumstances. He joined Fidelity Investments in 2007 and has held several positions within the company, including Investment Consultant, Retirement Relationship Manager, Retirement Solutions Representative, Investments Solutions Representative, and Financial Representative. With over 18 years of industry experience and a strong foundation in finance, Rashik specializes in retirement planning, investment strategies, and financial decision-making support. He holds a California Insurance License, enabling him to provide a range of financial services. Outside of his professional commitments, Rashik engages in activities such as fitness, hiking, music, parenthood, table tennis, and yoga.

Kevin Zheng is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to Fidelity, he was with Merrill Lynch for one year and has academic experience at Columbia University and the University of California, Irvine. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Scott Sinek is a financial advisor with Mass Mutual Investors Services in San Juan Capistrano, CA, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2003. Outside of his advisory role, he is involved in legal work related to wills and trusts as "Of Counsel" at Blied Dillon & Mackey and coaches basketball. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved tools to support collaborative, annual planning engagements.

Jordan Frank is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked at Automatic Data Processing, Inc. from 2013 to 2017. He holds a Series 66 designation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Teresa Proano is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Shaun Skeris is a CFA® charterholder with 17 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2023. His prior roles include positions at IEQ Capital, BNY Mellon, Umpqua Bank, Umpqua Investments, and City National Bank. Outside of his advisory work, he is a 50% owner of Crescent Road Productions, LLC, an investor in Broadway productions. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Christopher Heintz is a financial advisor at UBS Financial Services in Newport Beach, CA, holding a Series 66 designation and bringing 14 years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he contributes to the Southern California Professional Golfers Association by educating the board on financial planning, cash management, and investment strategies. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. Its advisory work utilizes proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Colin Smith is a CFP® professional with 18 years of experience in the financial industry. He has worked at Edward Jones since 2007 and is based in San Clemente, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a range of investment strategies and advisory services supported by a large nationwide network of financial advisors and branch offices.

Mark Benson is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he is the owner of a family business in Newport Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

George Ramirez is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Merrill, Bank of America, MassMutual, JPMorgan Securities, and JP Morgan Chase Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervision and custody services.

Shane Lunneborg is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 66 and Series 63 licenses and has been with Charles Schwab and its affiliated entities in various capacities since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by due diligence from the Schwab Center for Financial Research.

Dean Riley is a financial advisor at UBS Financial Services in Newport Beach, CA, holding a Series 66 designation with five years of industry experience. Prior to joining UBS in 2021, he worked at Lee & Associates from 2018 to 2021 and has experience outside finance with a role at TGIS Catering. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolios to clients’ goals and risk tolerances.

Ramin Naghshineh is a Series 66 licensed financial advisor with Merrill, based in Newport Beach, CA, and has 11 years of industry experience. He has been with Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anna Chevrier is a financial advisor at Stifel with 25 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services that incorporate a proprietary investment methodology developed by its Investment Strategy Group. The firm provides fee-based financial planning and advisory solutions with a focus on client discretion over implementation.

Sandra Rutan is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a variety of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies to model outcomes, managing approximately $2.74 trillion in client assets.

Travis Smith is a financial advisor with UBS Financial Services in Newport Beach, CA, holding a Series 66 designation and 15 years of industry experience. He has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Anne Wight is a financial advisor with RBC Capital Markets in Newport Beach, CA, holding a Series 66 designation and 18 years of industry experience. She has worked at RBC Capital Markets since 2008 and was previously employed at City National Bank from 2016 to 2017. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors across wealth levels, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs with customizable portfolio management solutions using both in-house and third-party investment managers.