Christian Ong is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and having one year of industry experience. Prior to joining Primerica Advisors in 2024, he worked at Primerica Financial Services beginning in 2023. Outside of finance, he has experience working at Chick-fil-A since 2021. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Michael Ray is a financial advisor with LPL Financial in Los Alamitos, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Avantax Investment Services for 27 years and maintains an ongoing tax preparation and financial services business since 1992. LPL Financial serves a wide range of clients including individuals, retirement plans, and institutional entities through a national network of advisors. The firm offers diversified advisory programs, retirement plan consulting, and brokerage services utilizing discretionary and non-discretionary management supported by proprietary and third-party research.

Derek Wilson is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and totaling 16 years of industry experience. His prior roles include positions at Lincoln Financial Securities Corporation and Nationwide Financial. Outside of his advisory work, he manages Wilson Financial & Insurance Services, LLC, an entity associated with his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Kristopher Lu is a Series 66 licensed financial advisor with Charles Schwab, bringing three years of industry experience. His prior roles include positions at US Bank, JP Morgan, HSBC, and Citi Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and alternative investment options, supported by a large-scale, integrated operational structure.

Justin Harmier is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Placentia, CA. He has 19 years of industry experience, including over a decade at Wells Fargo Clearing and a prior year at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Paul Wu is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jeffrey Malaterre is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has worked at several firms, including ABN Financial Group and Bankers Life and Casualty. Outside of his financial career, he has written a book. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Max Yamaguchi is a financial advisor at Primerica Advisors with 35 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1991. Yamaguchi’s other business activities include sales of investment-related products and non-investment-related referrals for home security and automation products through affiliated companies. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers and provides discretionary separately managed account options supported by BNY Mellon Advisors and Pershing.

Santiago Arreola Marcial is a financial advisor with Merrill in Brea, CA, holding a Series 66 designation and seven years of industry experience. He has worked at Merrill since 2018 and previously held positions at Instacart and Farmers and Merchants Bank of Central California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Livmillie Arias is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has been with UBS since 2006. Based in San Dimas, CA, she provides investment advisory services through a major institutional firm. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Christopher Vanhorn is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2020, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Felipe Saavedra is a Series 66-licensed financial advisor at Fidelity, with professional experience beginning in 2020. He previously worked at Mahe from 2021 to 2025 and has been with Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including offering discretionary and non-discretionary portfolio management and fund advisory services. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing model portfolios.

Bevan Poyyak is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2018, with prior experience at JPMorgan Chase Bank and Partners Federal Credit Union. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

William Anastas is a financial advisor at LPL Financial with 37 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at FSC Securities Corporation and OSAIC. He also operates a tax preparation and accounting business under William F. Anastas, EA, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Nicolas Alamillo is a Financial Consultant at Fidelity Investments, where he has been serving since 2026. He collaborates with individuals to develop customized financial plans tailored to their unique situations and goals. His work focuses on retirement planning, income strategies, and tax-efficient investing. Nicolas has accumulated experience within Fidelity Investments through various roles, including Investment Consultant (2025-2026), Planning Consultant (2022-2025), and Relationship Manager (2021-2022). He holds a California Insurance License.

Gina Nguyen is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at J.P. Morgan Securities since 2012, with prior experience at JPMorgan Chase Bank and Deluxe Beauty. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Steven Delpino is a financial advisor at Edelman Financial Engines in Anaheim, CA, holding Series 63 and Series 65 licenses with three years of industry experience. His prior experience includes roles at Lyft, Inc. and The Vanguard Group, Inc. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven proprietary modeling with planner delivery and online tools, offering both discretionary and non-discretionary investment options across diversified portfolios with long-term orientations.

Tim Chu is a Financial Consultant at Fidelity Investments, where he currently focuses on Wealth Planning, including Investment Strategies, Retirement Planning, and Income Planning. He aims to guide clients in discovering ways Fidelity can support them and their families in achieving their financial goals. Tim has held several roles at Fidelity Investments, progressing from Investment Solutions Representative (2021-2022) to Workplace Planning Consultant (2022-2023), Planning Consultant (2023-2024), and currently Financial Consultant since 2024. Prior to Fidelity, he worked as an Annuity & Life Insurance Specialist at Auto Club of Southern California (2020-2021), and as a Financial Advisor at JPMorgan Chase & Co (2009-2010) and Metlife (2006-2008). He holds a California Insurance License.

Joseph Klahorst is a Series 66-licensed financial advisor with 16 years of industry experience. He is currently with Cetera and has held positions at First Allied Advisory Services and First Allied Securities. In addition to his advisory work, he owns Golden Hills Investment Advisors. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary accounts.

Michael Wong is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior roles include positions at Fidelity Investments LLC and brief engagements in academic institutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs.