Amber Emmerson is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. She has worked at Diversified Securities, Inc., Grove Point Investments, LLC, and Grove Point Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.

Stephen Andrusky is a CFP®-designated financial advisor with 25 years of industry experience. He is currently with LPL Financial in Anaheim, CA, having previously worked at Charles Schwab and TD Ameritrade. He also serves as a Member Experience Advisor at Partners Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Cady Tran is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2014. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Corey Fast is a financial advisor at Edelman Financial Engines with 21 years of industry experience. He holds a CFP® designation as well as Series 63 and 65 licenses. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services for individual investors, retirement-plan participants, and institutional clients. The firm offers a mix of discretionary management and online advice, utilizing diversified model portfolios and a fiduciary approach for retirement accounts, managing substantial assets across a large client base.

Kristopher Atzeff is a Series 66 credentialed financial advisor at Fidelity with 18 years of industry experience. He has been with various Fidelity entities since 2008, including Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its formal advisory roles to multiple registered investment companies and its use of advanced methodologies, including AI and algorithmic methods in research.

Tien Dinh is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked with various divisions of J.P. Morgan since 2016 and spent one year at Pacific Advisors LLC prior to that. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Fu Lin is a financial advisor at Cetera with 22 years of industry experience and holds the Series 66 designation. Fu Lin has worked at Cetera and Cathay Bank since 2017 and previously held roles at OneAmerica Securities and American United Life. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a large nationwide network of independent advisors and operates a multi-manager platform with various program options and custodial relationships.

Worawit Tongprajiad is a financial advisor with LPL Financial in Brea, CA, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. His prior roles include positions at Waddell & Reed, Inc. and various insurance carriers, as well as involvement with Brio La Habra Community Association. LPL Financial serves individual and institutional clients nationwide, offering financial planning, advisory programs, retirement plan consulting, and brokerage services through a large network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes a broad range of model portfolios and research resources.

Matt Tran is a Financial Consultant at Fidelity Investments, a role he has held since 2021. He began his career at Fidelity as an Investment Consultant in 2021 before transitioning to his current position. Prior to joining Fidelity, Matt worked as a Premier Banker at Wells Fargo Bank from 2014 to 2021. Matt's approach centers on thoroughly understanding his clients and their financial goals. He aims to ensure that all important aspects of his clients' financial situations fit together, providing them with a clear financial picture and peace of mind as they work toward achieving their objectives. He holds a California Insurance License. Outside of his professional work, Matt enjoys family activities, football, golf, movies, and traveling.

Christopher Kislig is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2016. In this role, he partners with individuals and families to develop financial plans and investment strategies aimed at helping clients work toward their current and future goals. Christopher has been with Fidelity Investments since 2013, starting as a Relationship Manager, then serving as an Investment Consultant before advancing to his current position. He holds a California Insurance License, which supports his ability to provide comprehensive financial advice.

Louis Windawi is a CFP®-certified financial advisor with 34 years of industry experience, currently affiliated with LPL Financial since 2007. He operates out of Tustin, CA, and maintains an additional business activity under Windawi & Associates, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm provides comprehensive financial planning and advisory services with various program options, utilizing both proprietary research and third-party strategies.

Johnny Tan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory work, Tan is involved in a mobile software application venture, Zircos, Inc., and maintains a blog called Coffee and Whiskey. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and advanced technologies.

Chance Vega is a financial advisor at Edward Jones in Huntington Beach, CA, holding Series 66 and Series 63 licenses with four years of industry experience. Prior to joining Edward Jones in 2025, he worked at Northwestern Mutual Wealth Management Company and related entities from 2022 to 2025, and he spent 19 years at Southern California Edison. He is also president of 9th Inning Baseball in Buena Park, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm is notable for its extensive nationwide network of advisors and offices, offering a range of advisory programs and affiliated investment products under a fiduciary standard.

Wendy Nguyen is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with various J.P. Morgan entities since 2015. Outside of finance, she is an owner and manager of a nail salon business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Steven Fischer is a financial advisor with LPL Financial in Orange, CA, holding a Series 66 designation and 19 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Vi Le is a financial advisor with J.P. Morgan Securities in La Habra, CA, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Kristy Archi is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo since 2009, including time at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Hassett is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. Prior to his current role at Cetera, he worked for Verizon Communications for 18 years. He is also the owner of Malley & Hassett, LLP, a CPA firm that provides accounting and tax services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager investment platform with various program structures and access to both affiliated and third-party money managers.

David Penn is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2014. Penn serves as a member of a municipal Finance/Investment Committee, contributing to the oversight and selection of city investments. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Nhan Nguyen is an Investment Solutions Representative III at Fidelity Investments, where he partners with clients to understand their financial goals and to develop customized financial plans. He emphasizes forming strong relationships with clients and their families, prioritizing trust, reliability, and competency in his work. Nhan has professional experience as a Financial Advisor at Merrill Lynch from 2019 to 2020 before joining Fidelity Investments in 2021. He holds a California Insurance License.