Jennifer Tuttle is a Series 66-registered financial advisor with 17 years of industry experience, currently with Merrill in San Francisco. She has worked at Merrill since 2011 and holds a concurrent position at Bank of America. Outside of her advisory role, she serves as a non-voting member of the Finance Committee at the San Francisco Yacht Club, a 501(c)(7) social and recreational organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Echo Chen is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with UBS Financial Services since 2016. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Emily Sims is a financial advisor with LPL Financial in San Mateo, CA, holding a Series 66 designation and six years of industry experience. She previously worked at Waddell and Reed and other firms before joining LPL Financial in 2021. Outside of her advisory work, she operates a freelance design business and owns an Etsy shop. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management alongside proprietary and third-party research.

Patrick Benson is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2014 and applies a comprehensive approach to wealth management that begins with understanding clients’ financial situations, family dynamics, and priorities. Patrick helps create customized, flexible strategies that adapt to clients’ needs and changing market conditions, leveraging the investment insights of Merrill and the banking services of Bank of America. His client focus includes Corporate Executive Services, Equity Compensation Services, Family Wealth Management Strategies, Liquidity Management, and Managing New Wealth. Patrick holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Amherst College. Raised in the Sacramento River Delta, he attended college on the East Coast and eventually returned home to begin his career. Patrick is actively involved in his community through volunteering and fundraising with organizations such as Active 20-30 Club #1 and the Walnut Grove Fire Department. Outside of work, he participates in basketball, football, golfing, and refereeing local college and high school basketball games. He communicates with clients in English, German, and French.

Joshua Newsom is the Vice President and Branch Leader at Fidelity, a role he has held since 2023. In this capacity, he oversees, coaches, and supports a team of financial advisors and planning partners who provide comprehensive financial planning and guidance to Fidelity clients. He has progressive experience within Fidelity, having served in positions including Assistant Branch Leader (2022-2023), Team Leader for Fixed Income and Client Services, Financial Consultant, Investment Consultant, Investment Solutions Representative, and Customer Relationship Advocate, spanning from 2016 to the present. This career progression highlights his expertise in client services, investment solutions, and team leadership within the financial services sector. Joshua holds a California Insurance License. Outside of his professional responsibilities, his personal interests include comedy, food, social events with friends, movies, singing, and theater.

Yifei Chai is a Series 66 licensed financial advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan Securities, Yifei held roles at JPMorgan Chase Bank, N.A., Huatai United Securities, and Huagai Capital. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a non-discretionary approach that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework when recommending strategies and offers access to a broad range of products through its affiliation with the wider J.P. Morgan organization.

Kevin Rucker is a financial advisor with LPL Financial in San Francisco, CA. He holds the Series 66 designation and has nine years of industry experience, including six years at San Francisco Fire Credit Union and Cuso Financial Services. Outside of his advisory role, he is involved in baseball coaching through the PitcherPerfect Baseball Academy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management across its offerings.

Tzetang Ting is a Series 66-licensed financial advisor with four years of industry experience, currently affiliated with Cetera in San Francisco, CA. His prior experience includes roles at East West Bank, Deloitte Taiwan, and self-employment, along with a position at UCSD. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party money managers, managing over $256 billion in assets through a nationwide network of advisors.

James Schembs is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He previously worked at BMO Capital Markets Corp. and Zachary Scott & Co. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, providing financial planning and investment services supported by firm-approved tools and a comprehensive investment process.

Sean Pipkin is a financial advisor at Morgan Stanley with 30 years of industry experience. He has been with Morgan Stanley since 2009 and currently works at Morgan Stanley Private Bank, N.A. in San Francisco. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market outlook estimates.

Ron Mizrachi is a financial advisor at Merrill with seven years of experience in the industry. He holds a Series 66 license and has previously worked at Union Bank and Wells Fargo Bank. Based in San Francisco, CA, he has been with Merrill since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Susan Silver is a financial advisor at Morgan Stanley with 28 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to support clients’ planning needs.

Tami Lautoa is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and First Republic in various advisory roles since 2009. Lautoa is based in San Francisco, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct individual planning and corporate financial planning agreements.

Carla Chen is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 66 licenses. She has 24 years of industry experience, including over 16 years with UBS Financial Services and more than 21 years with UBS International Inc. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and advisory solutions, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, offering a broad platform that includes brokerage, advisory, custody, underwriting, and capital markets services.

Amanda Lo is a CFP® professional with 17 years of experience in the financial services industry. She is currently with J.P. Morgan Securities and has previously worked at Bank of America and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Zachary Klinke is a financial advisor at Charles Schwab in Oakland, CA, holding Series 63 and Series 65 licenses with one year of industry experience. His prior experience includes roles at The Vanguard Group and Charles Schwab Bank, along with academic positions at several universities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related services, offering a mix of non-discretionary and discretionary investment options supported by integrated custody, brokerage, and advisory capabilities.

Anthony Rojo is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and 17 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2014. Previously, he operated a business called Anthony Rojo Creative from 2011 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Arnoldo Trionfi is a financial advisor at UBS Financial Services in San Francisco, holding a Series 66 designation. He joined UBS in 2025 and has prior experience at Citi Bank, Shared Studio, Pizzeria Delfina, and has an academic background from U.C. Santa Cruz and International High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and affiliated banking programs.

Brady Dilena is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2014 and 2015, respectively. Merrill, in conjunction with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alejandro Pulido is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and having 15 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2011 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly and through Corporate Financial Planning agreements.