Laurie Presnell is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 66 registrations and 26 years of industry experience. She has been with UBS since 2008. Outside of her advisory role, she owns a vacation home in Tahoe. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Bianca Jortner is a financial advisor with J.P. Morgan Securities based in San Francisco, CA. She holds the Series 66 designation and has been with the firm since 2026. Her prior experience includes roles at JPMorgan Chase Bank, AQR Capital Management, and involvement with academic and entrepreneurial centers. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Stephen Guiney is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. His career includes 25 years at Citigroup Global Markets and over a decade with Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers services through direct and corporate financial planning arrangements.

Matthew Sheehan is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He serves on the advisory board of the Catholic Community Foundation in San Jose, California. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and investment modeling techniques while offering both retail and institutional investment solutions.

Surya Gopineedi is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Franklin Templeton Investments prior to joining J.P. Morgan. Based in San Francisco, he is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer a range of bank products and services. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers access to broader derivatives and commodities capabilities.

Deanna Dozier is a Senior Financial Advisor at Venture Services Group and is affiliated with Merrill Lynch Wealth Management. She has been with Venture Services Group since 2015, following her tenure at Merrill Private Wealth Management. In her current role, she serves as the Venture Network coordinator, assisting private clients with navigating the combined organization and providing institutional access when appropriate. Deanna holds a Bachelor of Arts degree in Liberal Arts from the University of Mississippi. Prior to her career in financial services, she spent several years working in songwriting and the TV, film, and commercial industry. She holds the designation of Personal Investment Advisor (PIA). Growing up in Auburn, Alabama, Deanna is a fan of Auburn Tigers football and the Miami Dolphins.

Ruth Miller is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, following a prior role at Wells Fargo Investments, LLC. Ruth also serves as a successor trustee for her mother's trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with diversification principles to offer both brokerage and advisory solutions.

David Lowi is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with Stifel Nicolaus & Co Inc since 2011. Outside of his advisory role, Lowi serves as a board member for the San Francisco Campus for Jewish Living. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide capital market analysis, asset allocation, and financial planning guidance.

Zhi Lu is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and 10 years of industry experience. He has been with Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Srdan Stojic is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several major firms, including Citigroup, Bank of America/Merrill Lynch, and JPMorgan Chase Bank. Outside of traditional financial roles, he was involved with Salt and Honey in 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The program emphasizes a non-discretionary approach supported by a centralized due diligence process and integrates ESG considerations within its investment recommendations.

Nadia Fawcett is a Series 66 licensed financial advisor with 21 years of industry experience. She has been with UBS Financial Services since 2006 and previously worked at Citigroup Global Markets. Based in San Francisco, CA, she provides advisory services through a major financial institution. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Larry Anderson is a CFP® with 36 years of industry experience and is currently an advisor at Cetera in San Francisco, CA. He previously worked at Avantax in various capacities for over three decades. He also owns and operates LJ Anderson Tax & Financial Service, providing tax preparation and accounting services. Additionally, Anderson serves as a trustee for certain family and estate trusts. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and planning services on a multi-manager platform, supporting a wide range of program structures and investment strategies.

Mark Carandang is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. He is based in San Francisco, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and includes broader derivatives and commodities capabilities.

Byron Huang is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. He previously worked at Merrill and Bank of America, N.A., and also has experience in the technology sector with Uber. His professional background includes roles in investment advisory and portfolio management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Benjamin Fitzmaurice is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with approximately one year of experience at the firm. Prior to joining Morgan Stanley, he held positions at Marin Bay Wealth Advisors and Vans, and earlier worked in education. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning primarily in an advisory capacity without individual security recommendations as part of standalone plans.

Robert Sullivan is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Bank of America, N.A. from 2013 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, leveraging research and analytics to support its investment approach.

Lawrence Smith is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following an 11-year tenure at A. G. Edwards & Sons, Inc. He owns a 12-unit apartment complex outside his investment-related activities. Wells Fargo Advisors is a national firm serving individual, corporate, and institutional clients with a range of advisory and brokerage services, employing research-driven investment approaches and offering solutions that include retirement plan consulting and financial planning.

Christopher Coghlan is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Kaushal Kumar is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their unique ambitions and develop personalized financial plans. His services include general investing, retirement planning, and strategies for managing unexpected expenses, all tailored to align with clients' individual priorities. Kaushal holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He completed an Accredited Certificate Program at the Australian Institute of Technology and Education. Fluent in English, Punjabi, Hindi, and Urdu, Kaushal is able to communicate effectively with a diverse clientele. He is also involved in the Fresno Cambodian Buddhist Society, Inc.

Tomokazu Kuwamoto is a CFP® professional with 16 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016 and previously held roles at J.P. Morgan Securities and Chase Investment Services Corp. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its diversified investment approach.