Travis Daugherty is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 25 years of experience, he specializes in personalized wealth management strategies tailored to the unique financial goals of his clients. His expertise includes working with wealthy families and individual investors on investment needs such as restricted stock sales, 10B5-1 plans, cashless option exercises, fixed income and equity trades, 529 plans, and large block equity trade transactions. Travis works closely with trading desks to execute both taxable and tax-exempt fixed income trades, equity and option trades, restricted stock trades, and corporate transactions. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Cal Poly San Luis Obispo. In addition to his professional work, Travis participates in community activities and enjoys spending time with his family. His personal interests include baseball, football, golfing, hiking, running, skiing, swimming, tennis, and traveling.

Maureen Gallagher is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at Morgan Stanley, UBS Financial Services, and Wells Fargo Advisors. Gallagher is also employed by JPMorgan Chase Bank, where she offers bank products and services in addition to her advisory role. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Reza Abcari is a CFP® with 22 years of experience in the financial services industry, currently serving at Charles Schwab since 2019. His previous experience includes roles at AXA Advisors and The Entrust Group. Outside of his advisory work, he manages rental properties inherited by his family. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and advisory services.

Tess Nogles is a financial advisor with J.P. Morgan Securities in San Francisco, holding the Series 66 designation and accumulating several years of experience, including prior roles at Hall Capital Partners, SEI Investment Company, and Hartford Funds. She has also been affiliated with JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Laurie Presnell is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 66 registrations and 26 years of industry experience. She has been with UBS since 2008. Outside of her advisory role, she owns a vacation home in Tahoe. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Bianca Jortner is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. Her prior roles include positions at JPMorgan Chase Bank, N.A., AQR Capital Management, and Commonfund. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their recommendations.

Stephen Guiney is a financial advisor with Morgan Stanley in San Francisco, CA, holding Series 63 and Series 65 designations and over 46 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and was previously with Citigroup Global Markets starting in 1984. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning services that emphasize advisory roles without specific security recommendations.

Matthew Sheehan is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He serves on the advisory board of the Catholic Community Foundation in San Jose, California. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and investment modeling techniques while offering both retail and institutional investment solutions.

Surya Gopineedi is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and Franklin Templeton Investments. He is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer certain bank products and services alongside advisory offerings. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis.

Deanna Dozier is a Senior Financial Advisor at Venture Services Group and is affiliated with Merrill Lynch Wealth Management. She has been with Venture Services Group since 2015, following her tenure at Merrill Private Wealth Management. In her current role, she serves as the Venture Network coordinator, assisting private clients with navigating the combined organization and providing institutional access when appropriate. Deanna holds a Bachelor of Arts degree in Liberal Arts from the University of Mississippi. Prior to her career in financial services, she spent several years working in songwriting and the TV, film, and commercial industry. She holds the designation of Personal Investment Advisor (PIA). Growing up in Auburn, Alabama, Deanna is a fan of Auburn Tigers football and the Miami Dolphins.

Ruth Miller is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent five years with Wells Fargo Advisors LLC. Outside of her advisory role, she serves as successor trustee for her mother's trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

David Lowi is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with Stifel Nicolaus & Co Inc since 2011. Outside of his advisory role, Lowi serves as a board member for the San Francisco Campus for Jewish Living. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide capital market analysis, asset allocation, and financial planning guidance.

Zhi Lu is a Series 66-licensed financial advisor with Merrill in San Francisco, CA, with nine years of industry experience. He has worked at Merrill and Bank of America since 2016. Outside of his advisory role, he is involved with a rental property business in Fremont, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Srdan Stojic is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and 66 licenses and has worked at major firms including Citigroup, Bank of America/Merrill Lynch, and JPMorgan Chase Bank. He also had a brief role at Salt and Honey in 2017. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services that include asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Nadia Fawcett is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds the Series 66 designation and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Larry Anderson is a CFP® with 36 years of industry experience and is currently an advisor at Cetera in San Francisco, CA. He previously worked at Avantax in various capacities for over three decades. He also owns and operates LJ Anderson Tax & Financial Service, providing tax preparation and accounting services. Additionally, Anderson serves as a trustee for certain family and estate trusts. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and planning services on a multi-manager platform, supporting a wide range of program structures and investment strategies.

Mark Carandang is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. He holds Series 63 and Series 66 designations. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Byron Huang is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. He previously worked at Merrill and Bank of America, N.A., and also has experience in the technology sector with Uber. His professional background includes roles in investment advisory and portfolio management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Benjamin Fitzmaurice is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with approximately one year of experience at the firm. Prior to joining Morgan Stanley, he held positions at Marin Bay Wealth Advisors and Vans, and earlier worked in education. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning primarily in an advisory capacity without individual security recommendations as part of standalone plans.

Robert Sullivan is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Bank of America, N.A. from 2013 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, leveraging research and analytics to support its investment approach.