David Salazar is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over five years of experience in the financial services industry, having joined Merrill Lynch in 2018. Prior to that, David worked at Morgan Stanley’s Private Wealth Management office in San Francisco and Barclays Global Investments and Solutions division in London. His practice focuses on serving small business owners, employees of publicly traded companies, and high net worth families. David holds a Bachelor’s degree in Finance with a minor in Economics from the University of San Francisco, where he graduated Cum Laude. He also has earned the Personal Investment Advisor (PIA) designation. He is a member of the Phi Delta Theta Fraternity and supports community organizations such as LightHouse for the Blind and Visually Impaired. In his client relationships, David emphasizes understanding clients’ priorities and tailoring financial strategies that address their unique needs and aspirations. He focuses on clear communication regarding investment risks and strives to provide sensible, confident guidance. Outside of his professional work, David enjoys golfing, fishing, traveling, and exploring California’s wine regions.

Baran Alaeehosseini is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Merrill and Bank of America in 2026, he worked at J.P. Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2023 to 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maximilian Ortiz is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Silicon Valley Bank, and Hall Capital Partners LLC. Ortiz has also served as a relationship manager at SVB Wealth LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Maria Cecilia Gapunuan is a financial advisor at OSAIC with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial Inc. and AIG Financial Advisors, Inc. In addition to her advisory role, she is a licensed insurance agent assisting clients with group insurance service issues. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with access to discretionary strategies and third-party managers.

Spencer Griffith is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works directly with clients to understand their financial goals and develop strategies tailored to pursue those objectives. His services encompass a broad range of areas including general investing, retirement planning, and saving for unforeseen circumstances. Additionally, he can facilitate access to specialists from Bank of America concerning banking, credit, home financing, and small business solutions. Spencer's expertise covers Divorce Transition Planning, Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Individual and Corporate Investment Strategy, and Retirement Income. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the California State University System.

Shouquan Huang is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 66 registrations and bringing nine years of industry experience. Prior to joining UBS in 2020, he worked at TalentWave and JPMorgan Chase Bank. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor investment solutions.

Marco Salerno is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with 14 years of industry experience. He has been with Morgan Stanley and its affiliated private bank entities since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside guidance from its Global Investment Committee.

Daniel Henke is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following a prior role at Equitable Advisors. Based in San Francisco, CA, his background includes work at prominent financial firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Annie Etchegoyhen is a Managing Director and Private Wealth Advisor with Merrill Private Wealth Management in Palo Alto, California. She has been with the firm since 2001, beginning her career in the finance department of a major technology firm before transitioning to wealth management. Annie holds a B.S. in Finance from the University of San Diego and is a certified Personal Investment Advisor (PIA). Annie works closely with individuals and families who have complex wealth management needs, including principals in venture capital and private equity, senior executives, business owners, and multi-generational families. She focuses on understanding each client's interests and intentions to provide customized strategies in areas such as liquidity event planning, business structuring, tax-efficient investing, trust and estate planning, customized credit, and philanthropy. Annie has received national recognition for her work, including being named among Forbes' "Best in State Wealth Advisors" and "America's Top Women Wealth Advisors," as well as being listed in Working Mother's "Top Wealth Advisor Moms." She is committed to her community as an Ambassador for Lucile Packard Children's Hospital and has volunteered with the Boys & Girls Club of America. In her free time, Annie enjoys sports and activities with her family.

Habib Ngom is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He has been with J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. Ngom holds Series 63 and Series 65 licenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Tushar Zalpuri is a Senior Financial Advisor with Merrill Lynch Wealth Management, utilizing the investment resources of Merrill Lynch and the banking services of Bank of America to support various aspects of clients' financial lives. Since joining Merrill Lynch in 2015, he has focused on working with high net worth individuals, households, business owners, and professionals throughout the Bay Area to develop and maintain personalized financial strategies. His client services include corporate executive services, family wealth management, legacy planning, retirement income, and socially responsible investing. Tushar holds a bachelor's degree in economics with a minor in communications from the University of California, Davis. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in Hindi, Spanish, and English, he also participates in professional organizations such as the Serra Alumni Board, UC Davis Men's Rugby, and Zeta Psi Fraternity, Inc. Originally from San Mateo, California, Tushar now resides in San Francisco. While at UC Davis, he was a member of the rugby team that won the D1AA National Championship in 2015. In his spare time, he enjoys running marathons, attending local sporting events, basketball, football, spending time with family, traveling, and watching movies.

Grant Silverman is a CFP® professional with nine years of industry experience, currently affiliated with Cetera. His career includes roles at Northwestern Mutual and managing his own business, Silverman Financial. In addition to financial advising, he is active in insurance sales, focusing on life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Daniel Gallisa is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 16 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary models as part of its advisory services.

Judy Wong is a financial advisor at OSAIC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services, Wells Fargo Clearing, Wells Fargo Investments, and Wamu Investments. Outside of advising, she is also an insurance agent. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services with a model-based investment approach supported by portfolio optimization and multiple program options.

Hana Qasrawi is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and one year of industry experience. Her background includes roles at J.P. Morgan Securities, Jpmorgan Chase Bank, N.A., and UBS, as well as three years at Cornell University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework in its recommendations.

David Benavidez is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2021. Prior to his current roles, he was employed at DoorDash and Heffernan Financial Services, and has a background that includes work at San Diego State University and In-N-Out Burger. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Isha Huston is a financial advisor at Morgan Stanley in San Francisco, holding Series 63 and Series 65 credentials with four years of industry experience. She has been with Morgan Stanley since 2019, following a role at One Wealth Management and various positions at New York University. Outside of her advisory work, she owns and operates two retail-related businesses in New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by structured discovery processes and firm-approved planning tools.

Jordan Parker is a financial advisor with LPL Financial in San Rafael, CA, holding a Series 66 designation and 21 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jonathan Thompson is the Resident Director at Merrill, where he has been serving clients since 2005. In his role, Jonathan emphasizes a comprehensive approach to wealth management, beginning with understanding each client’s unique needs and goals. He connects clients with the investment expertise of Merrill Lynch Wealth Management and the banking services of Bank of America to address various financial aspects. His focus areas include college education planning, family and international wealth management, retirement planning, tax minimization, and small business strategies, among others. Jonathan holds a Bachelor’s degree in Finance from Azusa Pacific University and the Chartered Retirement Planning Counselor™ (CRPC) designation. He works closely with professionals, business owners, and affluent families to develop wealth management strategies aimed at optimizing wealth while managing risk. Jonathan is also committed to his local community in Novato and Marin County, where he volunteers by coaching youth sports. Outside of his professional responsibilities, Jonathan enjoys tennis, golf, hiking, and spending time with his family.

Kristin Sheridan is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 13 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer agreements.