Dennis Nepomuceno is a financial advisor at Wells Fargo Advisors with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has worked in various roles within Wells Fargo and Morgan Stanley. Outside of his advisory work, he owns a small business selling apparel and pet products through Amazon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory solutions with other financial products and referral channels.

Linh Hoang is a financial advisor at RBC Capital Markets with 17 years of industry experience and holds a Series 66 designation. Prior to joining RBC in 2025, Linh worked at Morgan Stanley Private Bank and Morgan Stanley, as well as Wells Fargo Clearing Services. Outside of advisory work, Linh is involved as a partner in a restaurant, bar, and nightclub business. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs and portfolio management services tailored to client risk profiles. The firm leverages both in-house and third-party investment managers and provides integrated capital markets and alternative investment capabilities.

Evelyn Liang is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation. She began her career in the financial industry in 2026 and previously worked at Anchor Realty, Inc. and held roles related to education at Saints Peter and Paul School and the University of California Irvine. Morgan Stanley Wealth Management serves individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm‑approved tools and model-based outcome simulations.

Michael Cox is a CFP® with 11 years of industry experience and is currently with RBC Capital Markets in San Francisco. He previously worked at First Republic Securities Company and First Republic Investment Management for seven years. Outside of his financial advisory role, he operates a sole proprietorship as a dance instructor. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and a range of portfolio management, financial planning, and brokerage services.

Maria Potter is a financial advisor with Charles Schwab in Corte Madera, CA, holding Series 63 and Series 66 designations and 15 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, with an emphasis on multi-asset model portfolios and centralized operational support.

Katherine Lee is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. She has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a broader investment menu that includes insurance-related products and bank deposit sweep options.

Jackson Roberts is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior experience at Equitable Financial Life Insurance and Equitable Advisors, LLC. Outside of his advisory role, he is involved with JDR Group Holdings, LLC, a family-owned holding company. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, manager selection, and customized performance reporting through a non-discretionary process that incorporates quantitative modeling and ESG considerations.

Besart Morina is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 20 years of industry experience. He previously worked at Unionbanc Investment Services for six years before joining LPL Financial in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Patrick Mullen III is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and nine years of industry experience. His career includes roles at Morgan Stanley Private Bank, Bank of America, and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate agreements.

Nicholas Spangler is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he partners with clients to develop personalized financial plans that reflect their unique values and vision for the future. He focuses on understanding clients' lifestyle and retirement goals to create strategies tailored to their individual priorities. Prior to joining Fidelity Investments, Nicholas worked as a Financial Planner at Marina Capital from 2018 to 2021 and at Securities America Advisors from 2014 to 2018. He began his career as a Financial Advisor at MassMutual, where he worked from 2011 to 2014. Nicholas holds a California Insurance License.

James Davis is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2016, including six years with Morgan Stanley Private Bank, N.A. Outside of his advisory role, he coaches youth lacrosse with the San Francisco Riptide Lacrosse Club. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes and offers a wide range of investment and planning solutions.

Andrew Burns is a CFP® with six years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities in San Francisco. His prior experience includes six years at Charles Schwab and Co., Inc. before joining J.P. Morgan in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Diane Free is a financial advisor at UBS Financial Services with 26 years of industry experience. She has been with UBS since 2011 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary capital market assumptions and research to tailor financial plans suited to clients’ goals and risk tolerances.

Ryan Rehnke is a Series 66-licensed financial advisor with UBS Financial Services in San Francisco, where he has worked since 2012. He has 13 years of industry experience. Outside of his advisory role, he is a co-founder and partner of SHINES, a partnership based in San Francisco. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a broad range of services, including access to proprietary research and affiliated banking programs.

Shawn Moussavi is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at both Morgan Stanley and Bank of America, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by proprietary tools to assist clients.

Mario Diaz is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has previously worked in various roles including at R&R Craftails Inc and Oakland Pro Soccer LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, combining proprietary fundamental research with quantitative analysis and systematic portfolio construction, including model portfolios delivered to intermediary platforms.

Austin Tyler is a financial advisor at Morgan Stanley with three years of industry experience. His prior roles include positions at J.P. Morgan Chase Bank and J.P. Morgan Securities, as well as five years at Turner Tyler Development and four years at the Organization for Economic Cooperation and Development. He holds Series 65, Series 63, and Series 66 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm uses structured planning tools and investment modeling techniques and manages approximately $2.74 trillion in client assets.

Paul Dyliacco is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior experience includes 14 years at Citigroup Global Markets before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using advanced modeling tools to support client financial goals.

Lawrence Young is a financial advisor at Morgan Stanley in San Francisco with eight years of industry experience. He previously worked at Merrill Lynch from 2016 to 2019 before joining Morgan Stanley in 2019. Young serves on the finance committee and board of the nonprofit Grand Fleurs LLC and is a partner in Venturo Motors LLC, a car rental business. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning processes and a variety of investment-related offerings for its broad client base.

John Cardente Jr. is a Private Wealth Advisor at Merrill Private Wealth Management and the founder of Team Cardente. He provides leadership and tailored advice to wealth creators and professional investors, advising some of the most significant client relationships at the firm. His work focuses on helping ultra-high-net-worth individuals and families pursue their financial ambitions while managing the complexities of their affairs. He specializes in areas such as block trading, concentrated and restricted stock strategies, alternative investments, derivatives, portfolio design, tax-sensitive wealth transfer, pre-liquidity event planning, and family wealth dynamics. John joined Merrill Lynch Wealth Management in 2002 and has over twenty years of experience in the financial services industry. Earlier in his career, he led the Structured Product Team for the Pacific Northwest. He is involved with the Bank of America LGBTQ+ Pride Employee Network, the Hispanic/Latino Organization for Leadership and Advancement, and the Military Support and Assistance Group. John earned his bachelor's degree from Elmira College and has held a position on its Board of Trustees. He holds professional designations including Certified 401(k) Professional and Certified Plan Fiduciary Advisor. Outside of his professional role, John coaches middle school lacrosse and serves on the board of the San Francisco Italian Athletic Club Foundation. He divides his time between San Francisco, Lake Tahoe, and Hawaii with his wife and their Bull Terrier.