Traci Miller is a Series 66-licensed financial advisor with UBS Financial Services in Beaverton, Oregon, bringing four years of industry experience. Prior to joining UBS in 2021, she worked for Peregrine Sports LLC, associated with the Portland Timbers, from 2013 to 2021. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, utilizing proprietary capital market assumptions and research to tailor investment strategies. The firm combines wealth management with institutional trading capabilities, offering comprehensive financial planning and portfolio management solutions.

Kimila Setzer is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 38 years of industry experience. She has worked at Cetera and its affiliated entities since 2013 and previously at K Investment Management, Inc. from 2000 to 2017. Outside of advising, she is an author of fictional books. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management and access to various third-party money managers.

Brian Holmes is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 66 and Series 63 credentials. Prior to joining Morgan Stanley in 2026, he worked with ADP Broker Dealer Inc. and ADP, accumulating a total of 17 years in related roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and advisory programs without providing individual security recommendations as part of its standalone planning services.

Tanner Cavaille is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and seven years of industry experience. His career includes roles at Cetera, Crown Capital Securities LP, and New York Life, as well as a 13-year tenure at Sprint prior to entering the financial sector. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, and consulting services, with access to multiple program structures and custodial relationships, managing over $256 billion in assets.

Emily Aley is a financial advisor with RBC Capital Markets in Lake Oswego, OR, holding a Series 66 designation and 20 years of industry experience. She has been with RBC Capital Markets since 2009. Outside of her advisory role, she serves on the board of directors for the American Lung Association in Oregon. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies based on clients' Advisory Risk Profiles and utilizing both in-house and third-party investment resources.

Lillian Berry is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, she held various roles including independent contracting in dog sitting. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios along with fund advisory and model portfolio delivery.

Ronnie Cobb is a financial advisor at UBS Financial Services with 36 years of industry experience. He has been with UBS since 2013 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Felipe Jasso is a financial advisor with LPL Financial in Portland, OR, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior experience includes roles at Ethos Inc., Cole Mills, Bridgetown Wealth Management, and Waddell & Reed Inc. Outside of his advisory work, he is involved in executive coaching through Oregon Executive Coaching. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jason Helbig is a Certified Financial Planner (CFP®) with 21 years of industry experience, all of which he has spent at Ameriprise since 2005. He serves as a trustee of an irrevocable trust involving securities investments where he acts in a fiduciary capacity. He has also provided expert witness statements related to asset allocation, diversification, and retirement income generation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that offers tailored planning and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Andrea Umenhofer is a financial advisor at Ameriprise with 20 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written recommendation reports that consider income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients and delivers these services through a centralized consulting team in partnership with financial advisors like Ms. Umenhofer.

Joel Rogers is a Financial Consultant currently working at Fidelity Investments since 2020. He has over a decade of experience in the financial industry, having held various roles at Charles Schwab & Co. from 2008 to 2020, including Associate Financial Consultant, Financial Consultant Partner, Specialist in Brokerage Services, and Retirement Plan Services Consultant. Throughout his career, Joel has focused on providing accountability, objective guidance, and serving as a resource to help clients pursue their financial goals. He holds a California Insurance License.

Gregory Schmidlin is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He worked for Crown Capital Securities, LP for 16 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Margaret Howell is a Series 66-licensed financial advisor with Merrill, based in Portland, Oregon. She has 10 years of industry experience and has been with Merrill since 2015. Outside of her advisory role, she works part-time bartending at Forest Hills Golf Course in Cornelius, Oregon. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Timothy Davis is a financial advisor at Charles Schwab with 30 years of industry experience. He has held positions at Charles Schwab and Charles Schwab Bank since 2004 and 2005, respectively. He holds Series 63 and Series 66 registrations and is based in Lake Oswego, Oregon. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational systems.

Yoana Pulley is a financial advisor with Morgan Stanley in Portland, OR, holding a Series 66 designation and having two years of industry experience. Her prior roles include positions at PricewaterhouseCoopers Bulgaria and US Bank. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group while managing approximately $2.74 trillion in client assets.

Nicholas Salisbury is a Series 66-licensed financial advisor with 14 years of experience, currently affiliated with UBS Financial Services in Portland, OR. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Jacquelene Hall is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with RBC Capital Markets since 2015. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

William Defreitas is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 17 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. for eight years prior to joining OSAIC. He also sells disability insurance through Guardian and serves as executor of his parents' estate. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisors and multiple advisory platforms. The firm provides various investment solutions including managed accounts and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing.

Caryn Alles is a financial advisor with Morgan Stanley in Portland, OR, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she serves as a board member for the United Church of God in Portland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions. The firm offers tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Tyler Muller is a financial advisor with Wells Fargo Clearing in Beaverton, OR, holding Series 63 and Series 65 licenses and three years of industry experience. His work history includes roles at Wells Fargo Bank, Personal Plumbing Inc., and positions in education and sales. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management grounded in modern portfolio theory. The firm’s approach includes a broader range of financial product options than typical institutional advisers, including insurance-related vehicles and bank deposit sweep programs.