Anthony Navarro is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. His prior roles include positions at Wachovia Bank, N.A. and Wells Fargo Clearing. Navarro also serves as Treasurer for the Palm Bay Yacht Club, where he participates in budget review and maintenance discussions. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a broad range of financial planning and investment services to individuals, trusts, and institutional clients, using proprietary research and planning tools.

Noah Solomon is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Fort Lauderdale, FL. He has been with Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jeffrey Dowd is a financial advisor with Ameriprise based in Boca Raton, FL, holding a Series 63 designation and over 35 years of industry experience. His career includes long-term roles with Ameriprise Financial Services, Uslife Insurance Company, American Life Underwriters, and Connecticut General Life Insurance Company. Outside of finance, he is involved in general contracting and home building through self-employed ventures. Ameriprise offers a retirement-income planning service tailored for clients approaching or in retirement with significant investable assets, providing detailed, tax-smart income strategies. The firm combines research, modeling, and automated tools to deliver personalized recommendations, emphasizing assets held in Ameriprise-managed accounts.

Michael Kantor is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Citigroup, First Republic Investment Management, and JPMorgan Chase Bank. He has also worked with several firms early in his career, including Balthazar and Fixed Dating, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, incorporating an ESG eligibility framework and leveraging broader derivatives and commodities capabilities.

Stephen Jaffe is a financial advisor at Ameriprise with 40 years of industry experience. He holds the Series 63 designation and previously worked at Oppenheimer & Co for 15 years before joining Ameriprise in 2025. Based in Boca Raton, FL, he provides advisory services as part of a large institutional firm. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive advice to support clients' retirement planning, primarily focusing on assets held in Ameriprise-managed accounts.

Jason Semel is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its affiliated private bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a variety of investment and planning solutions.

Michelle Giovanelli is a financial advisor at Raymond James & Associates with 25 years of industry experience. She holds a Series 63 designation and has worked previously at Morgan Stanley for 15 years and Ameriprise for one year. Michelle is based in Boca Raton, Florida. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities with a range of financial planning and consulting services, employing various portfolio management styles and offering both advisory and municipal services.

Aquilino Mayo is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Sagepoint Financial, Equity Services, and National Life Group. Outside of his advisory role, he serves as President of Mayo Vera Financial Group LLC, which sells fixed insurance products, and acts as an agent for Creative Financial Network, focusing on life and health insurance sales. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs model-based asset allocation and portfolio optimization strategies and supports a variety of investment programs delivered through its affiliated broker-dealer and investment advisory relationships.

Stephen Van Besien is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Citigroup, Bancwest Investment Services, Bank of the West, and J.P. Morgan Securities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles and affiliated research.

Lindsey Derby is a financial advisor at LPL Financial with 16 years of industry experience. She previously worked at Cambridge Investment Research, Inc. for 17 years before joining LPL Financial. Lindsey holds a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering financial planning, model portfolio programs, third-party asset management, and institutional platforms to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a broad range of advisory approaches and leverages research and technology tools for operational support.

Juan Carlos Bastida is a Financial Advisor with the GTZ Group at Merrill Lynch Wealth Management. He joined the team in 2019 and serves as a team financial advisor, working with both international and domestic high to ultra-high net worth individuals, their families, and their businesses. Juan Carlos focuses on family wealth management strategies, international wealth management, portfolio management services, individual and corporate investment strategy, and retirement income planning. Juan Carlos earned his bachelor's degree in finance from the University of Arizona, Eller College of Management. He holds the Series 7 and 66 FINRA registrations as well as the Personal Investment Advisor (PIA) designation. He is fluent in both English and Spanish. His approach emphasizes tailoring financial strategies to individual goals and priorities, relying on the combined resources of Merrill Lynch and Bank of America to deliver comprehensive wealth management and banking solutions. Outside of his professional role, Juan Carlos enjoys football, traveling, and spending time with his family.

David Nelson is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds Series 63 and 65 licenses and has been with Wells Fargo Clearing since 2016. Outside his advisory role, he serves as a trustee and is involved in managing family assets through several family limited partnerships and trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and follows investment practices based on research, diversification principles, and modern portfolio theory.

Mark Exler is a financial advisor at LPL Financial with 26 years of industry experience. He holds the PFS™ and Series 66 designations and has worked at firms including Avantax Investment Services and 1ST Global Advisors. In addition to his advisory work, he serves as a tax partner overseeing operations at H2 R CPA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Patricia Pollock Imbo is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Morgan Stanley Dw Inc. and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, special-needs analysis, and divorce planning.

Mary Ferreira is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and two years of industry experience. She previously worked at Bank of America N.A. and Merrill for ten years before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The program emphasizes non-discretionary advice, supported by centralized due diligence and a combination of quantitative and qualitative research.

Yousef Surmawala is a financial advisor with Mass Mutual Investors Services in Plantation, FL, holding a Series 63 credential and having 42 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also associated with Massachusetts Mutual Life Insurance Company since 2016. His activities include life, health, group health, disability insurance sales, and service of fixed insurance products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved software and collaborative planning processes.

Marshall Rosen is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Sagepoint Financial, Inc. and MSI Financial Services, Inc. Outside of his advisory role, he owns and operates Deluxe Charters LLC, a boat chartering business in Florida. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of advisory and brokerage services with an investment approach centered on model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Rory Doyle is a financial advisor with Morgan Stanley in Coral Springs, FL, holding a Series 63 designation and 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he is involved in a carpentry business, Rosalie's Son Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques.

Lawrence Katz is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Emily La Dow is a financial advisor with Morgan Stanley in Plantation, FL, holding a Series 66 designation and four years of industry experience. She previously worked at Merrill from 2021 to 2025 and has a diverse background including roles at CompHealth and involvement with companies in renewable energy and food sectors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.