Donald Phillips Jr. is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. He previously worked at T. Rowe Price Investment Services for 13 years before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various advisory programs.

Katie Bramley is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and has previously worked at Independent Financial Partners and Wasmer Schroeder. Outside of finance, she has experience in the restaurant industry, including roles at Tony Sacco's Coal Oven Pizza and Citrola's Italian Restaurant. Charles Schwab serves mainly high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm’s integrated platform includes advisory, brokerage, custody, and cash-sweep services, supporting a large client base with multi-asset model portfolios and alternative investment options.

Michael Polacek is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at firms including Cadaret, Grant & Co., Inc. and operated his own advisory businesses such as Polacek Capital Management and PCM Advisors. Outside of advising, he serves as a boys basketball referee with IAABO Board 38. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services utilizing various model portfolios, research, and technology-driven investment strategies.

Melissa Caban is a financial advisor at Raymond James & Associates with four years of industry experience. She holds Series 66 and Series 63 designations and has previously worked at Goldman Sachs, E*TRADE Securities LLC, Morgan Stanley, and Citigroup. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Heather Schaul is a financial advisor at Raymond James Financial with 20 years of industry experience. She has been associated with various Raymond James entities since 2013 and previously worked at Webster University for 12 years. Schaul holds a Series 66 designation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Carrie Harth is a financial advisor with LPL Financial in Largo, FL, holding a Series 66 designation and 12 years of industry experience. She has been with LPL Financial since 2014. Outside of her advisory role, she is a notary public in the state of Florida. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jared Sanders is a CFP®-designated financial advisor with 11 years of industry experience, currently serving at Raymond James & Associates since 2018. Prior to joining Raymond James, he worked at T. Rowe Price from 2014 to 2018. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and various organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Dionne Reed is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and having 20 years of industry experience. She has been with various branches of Raymond James since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Lauren Moon is a financial advisor at Raymond James & Associates with two years of industry experience. She previously worked at Tucker/Hall Inc. for four years and spent one year with the St. Petersburg Area Chamber of Commerce. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Perry Carter is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 21 years of industry experience. Prior to joining Raymond James in 2019, he worked at Arca Capital Investments and Brickell Global Advisory. Outside of his advisory role, he serves as an arbitrator for FINRA and owns a business providing general accounting and consulting services. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering tailored, non-discretionary financial planning and investment consulting supported by a broad range of portfolio management styles and affiliated research.

Gregory Singletary is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he provides financial advisory services to clients, leveraging his experience in wealth management. He holds the professional designation of Personal Investment Advisor (PIA). Gregory earned his bachelor's degree from East Carolina University.

Ryan Roy is a CFP®-designated financial advisor with 12 years of industry experience, currently associated with LPL Financial in St. Petersburg, FL. His prior roles include positions at Raymond James Financial Advisor, Wells Fargo Clearing, and Bluewater Financial. Roy is involved with BlackHealth Partners, contributing approximately 10 hours per month in an investment-related capacity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Barry Haas is a financial advisor at Raymond James Financial Services Advisors, Inc. with 29 years of industry experience. He holds the CFA® designation and Series 63 license. In addition to his advisory role since 2002, he has been affiliated with Kaplan Schweser and Hofstra University, where he has worked since 2008. Outside of finance, he serves as CEO of Reet Precision Technologies, LLC, a business where he focuses on strategic direction. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by analytical modeling and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Jon Peterson is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 63 designation and has 39 years of industry experience. Peterson was previously associated with Next Level Financial and LPL Financial from 2000 to 2017. He owns Next Level Financial, where he serves as branch manager and principal, focusing on client service and portfolio management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through advisory programs and institutional consulting.

Christine Godlewski is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at E*Trade Financial, TransAmerica, Raymond James, and T. Rowe Price. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios composed of mutual funds, ETFs, and ETPs.

Thomas Halvorsen is a CFP® with 30 years of industry experience. He has worked at LPL Financial since 2021 and spent 25 years at Waddell & Reed, Inc. Prior to LPL, he was also associated with various insurance carriers through W & R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management approaches supported by internal research and third-party subadvisors.

Ty Cohen is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Guardian Life Insurance Company, Strategies For Wealth, and Viva Pictures. Outside of his advisory role, he owns and operates an e-commerce site, ATLAS 25 LLC, overseeing its online storefront and supplier fulfillment on weekends. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services to deliver tailored investment solutions.

Cody Kimble is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing eight years of industry experience. His career includes roles at Charles Schwab & Co. since 2021 and Edward Jones from 2017 to 2021, preceded by four years at Publix and a decade in full-time education. Charles Schwab & Co. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, integrating custody, brokerage, and advisory services in a centralized model.

Mark Cibulas is a CFP® professional affiliated with Raymond James & Associates, with 29 years of experience in the financial services industry. He has held positions at T. Rowe Price for over two decades and has been with Raymond James & Associates since 2021. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers a range of financial planning and advisory services supported by extensive research and multiple portfolio management options.

Kevin Halifax is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for seven years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services focused on investment policy statement development, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.