Justin Selig is a Financial Consultant currently with Fidelity Investments, a role he has held since 2021. He collaborates with clients to develop customized financial plans tailored to their objectives, continuously adapting these plans to accommodate changes in life circumstances and financial markets. Justin's professional experience includes serving as Vice President and Financial Consultant at Charles Schwab & Co. from 2016 to 2021, following his tenure as an Associate Financial Consultant at the same firm from 2015 to 2016. Prior to that, he held positions at Fidelity Investments as an Investment Solutions Representative and Financial Representative in 2014 and 2015. He holds a California Insurance License.

Camoy Kotlyarov is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities LLC since 2019, including a role at JPMorgan Chase Bank, N.A. Prior to that, he was employed at American Income Life in 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective Wealth Advisor program. The firm emphasizes a non-discretionary approach with asset allocation advice, manager searches, and customized performance reporting supported by centralized due diligence and incorporates ESG considerations in its recommendations.

Kristina Halverson is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and three years of industry experience. She previously worked at The Advisory Group for four years and has experience at the U.S. Census Bureau. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and emphasizes research-driven investment strategies and diversified portfolio management.

Tina Miller is a financial advisor at Merrill with 19 years of experience at the firm and holds a Series 66 designation. She serves as a board member for Seniors First Inc., a nonprofit organization focused on senior health programs and meals on wheels. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Lana Bull is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018, following three years at Charles Schwab. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by proprietary tools and research.

Satyanand Lutchmidat is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 designations and over 30 years of industry experience. He has been with Charles Schwab since 2007 and previously worked at UBS Financial Services from 1998 to 2006. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational structures.

Melody Price is a financial advisor with Raymond James & Associates in Winter Springs, FL, holding a Series 66 designation and 20 years of industry experience. She previously worked at UBS Financial Services Inc. for 11 years before joining Raymond James in 2024. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting through various advisory programs and institutional fiduciary solutions.

Ryan Wyatt is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and 26 years of industry experience. His prior work includes roles at Wells Fargo Advisors, Capital Securities of America, Inc., and B. Riley Wealth Management. Outside of his advisory career, he co-owns AMI BEACH DREAMS, LLC with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christine Pinto is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021, with prior roles at Raymond James Financial Services and Cowen Execution Services. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and oversees multiple registered investment companies and fund-of-funds.

Hussain Contractor is a financial advisor with Cambridge Investment Research Advisors in Orlando, FL. He holds Series 63 and Series 65 licenses and has 10 years of industry experience. Prior to his current role, he worked at Voya Financial Advisors and Mass Mutual Investors Services. Contractor is also an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, supporting both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Christopher Strickland is a CFP® with eight years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior roles include positions at Triad Advisors, Equitable Advisors, Axa Advisors, and Under Armour. Outside of his advisory work, he teaches a 13-week personal finance course at the University of Central Florida’s Wesley Foundation. OSAIC Wealth provides brokerage and advisory services to a diverse client base, including individual investors, retirement plans, charities, and corporate clients. The firm employs a model-based investment process with portfolio optimization and offers a range of programs such as managed portfolios, Unified Managed Accounts, and retirement plan consulting.

Jennifer Herzog is a Senior Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to develop personalized financial strategies tailored to their individual goals and changing market conditions. Jennifer leverages investment insights from Merrill and the banking and lending resources of Bank of America to support her clients' wealth management needs. Jennifer holds a Bachelor's and a Master's Degree from Florida State University. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Committed to the community, Jennifer participates in volunteer activities with local organizations, reflecting the Merrill tradition of community involvement.

David Green is a financial advisor with LPL Financial in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Prior to joining LPL Financial in 2025, he worked for Ameriprise and Ameriprise Financial Services, Inc. from 2005 to 2025. Outside of his advisory role, he has involvement in commercial real estate ownership. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lisa Stewart is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has held positions at Wells Fargo Clearing and Prudential Equity Group, LLC prior to joining Morgan Stanley in 2020. Stewart also serves as a trustee for a trust in Windermere, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Kok Leng Tiew is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. He holds a Series 66 license and is based in Casselberry, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated investment products.

Howard Harris Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing decades of experience in providing wealth management services. He began his career with Merrill Lynch Wealth Management in 1986 in Miami, Florida, before relocating to Orlando, Florida in 1993. Throughout his career, Howard has held various roles, including sales manager and Senior Resident Director in the Orlando and Winter Park offices, a position he held for over 10 years until 2009. Howard specializes in developing goals-based wealth management strategies tailored for high-net-worth individuals, their families, and their businesses. He employs a range of financial tools such as Tax Free Municipal Bond Portfolios, Managed Portfolio Strategies, Liability Management, and Estate Planning Services to offer a comprehensive approach to his clients' financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree in Finance and Business Management from the University of Miami. Residing in Winter Park, Florida with his wife Suzy, Howard is an avid golfer and is active in several local charities, including Habitat for Humanity and the Boys and Girls Club of Central Florida.

Elvis Abreu is an advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His prior work includes roles at the Office of Healthy Aging and Rhode Island College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of funds and model portfolios, incorporating oversight controls and systematic methodologies.

Nichole Leland is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and previously worked at Bank of America for twelve years. Outside of her advisory role, she operates a resale clothing business and works as an independent contractor in electricity sales. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered through intermediary platforms.

Josephine Oliva is a financial advisor at Robert W. Baird & Co. with 25 years of industry experience. She holds the Series 66 designation and has been with Robert W. Baird since 1993. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers a range of consulting and portfolio services, tailoring investment strategies to client goals and risk tolerances through various management approaches and overlays.

Barbara Anderson is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in managing new wealth, personal retirement planning, and addressing the financial needs of women. Barbara is dedicated to providing personalized wealth management strategies that align with her clients' life priorities and goals. With over 40 years of experience working in retirement communities, Barbara understands the importance of considering longevity risk in portfolio allocation. She holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and earned a Bachelor's Degree from Arizona State University. Barbara is also involved with Junior Achievement, serving as a Financial Literacy Mentor. In addition to her professional work, Barbara spends time volunteering in the community. Her personal interests include cooking, ice hockey, traveling, and writing.