Timothy Tracey is a financial advisor with Raymond James & Associates in Orlando, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Raymond James & Associates since 2001. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting through various programs and drawing on multiple portfolio management styles and affiliated research.

Matthew Fosnow is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 license and with 25 years of industry experience. He has been with Raymond James and its affiliates since 2001 and is also the owner and operator of Fosnow Wealth Management and The Infinity Group. Both businesses support his advisory practice and are located in Apopka, Florida. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and encourages implementation through its advisory programs or other providers, with specialized services in municipal finance and SIMPLE IRA employer consulting.

John Greene is a CFP® with 11 years of experience in the financial industry and is currently with Raymond James Financial Services Advisors, Inc., where he has worked for 10 years. His prior experience includes a year at Concourse Financial Group Securities, Inc. Outside of his advisory work, Greene was involved in the restaurant business with The Osprey Tavern from 2016 to 2020. He is also the CEO of Greene Wealth Management, a financial planning practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services for a diverse client base ranging from individuals to institutional clients, employing tailored non-discretionary planning and analytical tools to support client goals.

Christopher Di Felice is a financial advisor with UBS Financial Services in Winter Park, FL. He holds a Series 66 designation and has one year of industry experience, including previous roles at Truist Financial Corporation and LanderGroup. He attended the University of Tennessee - Knoxville from 2019 to 2024. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Jeisier Gonzalez is a financial advisor with UBS Financial Services in Winter Park, FL, holding Series 63 and Series 66 registrations and two years of industry experience. His prior roles include positions at Morgan Stanley, Wells Fargo, Charles Schwab, and experience in real estate and education. UBS Financial Services serves individual, corporate, and institutional clients, combining brokerage and advisory services with capital markets capabilities. The firm uses proprietary research and asset allocation models to tailor financial plans to clients’ goals and risk tolerances.

Bryce Sutherland is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses. He has worked at Charles Schwab since 2024 and has prior experience with Credit Suisse and Florida Financial Advisors. Outside of finance, he was involved with the Southwest Stars Swim Club from 2017 to 2020. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains a centralized operational structure covering advisory, brokerage, custody, and cash-sweep services.

George Farley is a Series 66-licensed advisor with Wells Fargo Clearing, based in Winter Park, FL, and has 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of his advisory role, he is involved in rental income activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

David Peckham is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2019 and previously served at Cetera Advisors LLC and MSI Financial Services, Inc. Outside of his advisory role, he is involved with a business entity for tax and investment purposes based in Orlando, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by technological tools and a broad spectrum of non-advisory financial services.

Mark Clancy is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 63 designation and 38 years of industry experience. His career includes roles at Citigroup Global Markets from 1991 to 2009 and Morgan Stanley since 2009, including the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides tailored financial planning and employs a structured planning process supported by firm-approved tools and investment committee resources.

Ernesto Ramirez is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and 27 years of industry experience. His career includes roles at Prudential Insurance Company of America, J.P. Morgan Securities, and other financial firms. Ramirez is based in Orlando, FL. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers additional services such as financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Lauren Jones is a financial advisor at Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses with 15 years of industry experience. She has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by a centralized operational structure and access to multi-asset model portfolios and alternative investments.

Michael Giallanza is a financial advisor at Charles Schwab in Orlando, FL, holding a Series 66 designation with three years of industry experience. His prior work includes positions at Charles Schwab Bank SSB and roles in real estate management with Home Realty & Management and Stars & Stripes Homes DTC, Inc. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset portfolio guidance supported by in-house research and a formal alternative investment program.

Nolan Murphy is a financial advisor at Raymond James Financial in Orlando, FL, holding Series 63 and Series 66 licenses with two years of industry experience. He previously worked at New York Life Insurance Company and NYLIFE Securities LLC. Outside of his advisory role, he is involved with Palmer Planells Wealth Group, where he supports administrative functions. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and encourages implementation through its advisory programs or other providers.

Trevor Mason is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America and Wells Fargo in various roles since 2016. Mason is involved with the CECO Young Professionals Committee, where he participates in fundraising and awareness efforts for the Conductive Education Center of Orlando, a school for individuals with motor disabilities. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, by providing managed accounts, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America’s broader banking and capital markets platforms.

Mark Abramson is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He previously worked at UBS Financial Services Inc. for 17 years. Outside of his advisory role, Abramson serves as an officer for an adult day care organization and acts as treasurer for a fraternity, where he is involved in teaching young men. Wells Fargo Advisors is a national firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm utilizes research and analytics along with diversification principles to offer brokerage and advisory solutions at scale.

Brian Liden is a financial advisor at UBS Financial Services with 26 years of industry experience. He has been with UBS since 2012 and holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Michael Goldberg is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2025. He collaborates with clients and their families to develop holistic and customized financial plans that are tailored to their evolving needs and goals. Michael emphasizes partnering with clients to serve their interests effectively. Prior to his current role, Michael worked as a Planning Consultant at Fidelity Investments from 2023 to 2025. He also held positions at Charles Schwab, including Senior Associate Wealth Advisor with Schwab Wealth Advisory from 2021 to 2023, and Senior Advisor Services Representative from 2017 to 2021.

Elizabeth Galarza is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her prior roles include positions at Merrill and J.P. Morgan Securities. Outside of her advisory work, she owns and operates an online t-shirt sales business called Cozy Pop. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Stefanie Flohr is a financial advisor with LPL Financial in Orlando, FL, holding a Series 66 designation and 23 years of industry experience. Her career includes roles at FAIRWINDS Credit Union, CUNA Mutual Group, and Suncoast Credit Union. She also serves as a subject matter consultant for an educational practice in investment-related topics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies and a variety of operational and research tools.

Steve Miranda is a financial advisor with Fidelity, holding a Series 66 designation and 22 years of industry experience. His career includes extensive tenure with various divisions of Fidelity as well as earlier work at Merrill. Fidelity’s Strategic Advisers LLC, where he is associated, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it holds distinctive registrations such as with the CFTC and membership in the NFA.