John Sinclair is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he focuses on understanding clients' situations, priorities, and goals to develop strategies that help them work toward achieving those objectives. Prior to joining Fidelity, he worked as a Financial Advisor at Equitable from 2020 to 2021. John holds insurance licenses in Arkansas and California.

Jeffrey Jordan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies tailored to clients’ unique goals and evolving market conditions. Jeffrey’s areas of expertise include college education planning, executive compensation, family wealth management, retirement planning, portfolio management, special needs planning, and individual and corporate investment strategies. Jeffrey holds a Bachelor’s Degree from Indiana University Kelley School of Business and the Personal Investment Advisor (PIA) designation. He is actively involved in the community, volunteering with organizations such as the Paths organization and Wounded Warriors on the water. Outside of work, Jeffrey enjoys spending time with his family and participating in activities including baseball, basketball, boating, fishing, football, hiking, hunting, scuba diving, and traveling.

Stefanie Benesh is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2018, including seven years at Morgan Stanley Private Bank, N.A. Her prior experience includes positions at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s research.

Timothy Bonura II is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with PFS Investments Inc. since 2010 and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in sales of loan products through Primerica Mortgage, LLC, and refers clients part-time for home security and automation services via a related affiliate. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-delivery strategies from third-party asset managers and supports trade execution and custody through Pershing, focusing on client advisory services rather than institutional portfolio management.

Matthew Legg is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Bank of America and held positions in various retail and service roles. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Elena Walker is a financial advisor at Merrill with 8 years of industry experience and holds a Series 66 designation. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and Bank of America, N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Britt Ester is a financial advisor with Ameriprise in Dickinson, TX, holding a Series 66 designation and 18 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2007. Outside of her advisory role, she is employed at DGW Worldwide, LLC, where she manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, providing detailed Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary retirement recommendations, supported by a centralized consulting team.

Daniela Schouest is a Series 66-registered financial advisor with J.P. Morgan Securities in Houston, TX, bringing two years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, NA and Paul Comstock Partner. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its investment recommendations.

Champ Warren III is a Private Wealth Advisor, Managing Director, and senior partner on one of the largest Private Wealth Management teams in the Southwest region of Merrill. He has over thirty-four years of experience, including thirty years with Merrill, where he focuses on wealth management, corporate finance, and business succession planning. Prior to joining Merrill Private Wealth Management, he co-managed the firm’s Business Finance Group in Houston and previously worked as a banker in the Middle Market Lending Group of First City Bank (now JP Morgan Chase). He holds a Bachelor’s Degree in Finance from The University of Texas at Austin and has earned the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Champ Warren has been recognized on multiple occasions for his professional achievements, including being named to Forbes Best-in-State Wealth Advisors from 2018 to 2026, Barron's Top Financial Advisors State by State from 2011 to 2025, and The Financial Times Top 400 Financial Advisors in 2017. He also received the 2017 Bank of America Global Diversity and Inclusion Award in recognition of his community service. Beyond his professional work, Champ is actively involved in community service, serving on eight boards focused on empowering vulnerable and disconnected youth. His community roles include board memberships with organizations such as 8 Million Stories, CareerSpring, Elliott Chandler Foundation, KIPP Houston, Kickstart Kids Houston, Lawson Academy, Pro-Unitas, Strake Jesuit College Preparatory Foundation Board (where he serves as Chairman), and the William A. Lawson Institute for Peace & Prosperity. He has served two terms on the Southside Place City Council and was a long-serving Assistant Fire Chief for the Southside Place Volunteer Fire Department. Outside of his professional and community activities, Champ enjoys fishing, hunting, reading, and spending time with his family.

Ty Pratt is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2019, he was briefly with Kestra Financial, Inc. and worked for Caddo Parish Schools/Louisiana State University for ten years. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and economic modeling.

Melissa Vargas is a financial advisor at Fidelity with 10 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Merrill from 2016 to 2021. Vargas has been with Fidelity since 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment products and also serves multiple registered investment companies.

Maria Banuelos is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. She has been with Merrill since 1987 and with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Levine is a financial advisor with OSAIC in Houston, TX, holding a Series 63 license and over 33 years of industry experience. He has worked at Royal Alliance Associates since 2016 and World Financial Advisors LLC since 2006, where he also serves as president. Levine is involved in the sale of life insurance and annuities through his own business. OSAIC Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across various asset classes.

Julio Cavazos is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and nine years of industry experience. He previously worked at Bank of America, Merrill, and JPMorgan Chase in various roles. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rolfe Young is a financial advisor with LPL Financial in Houston, TX, holding CFP®, Series 63, and Series 65 credentials and bringing 45 years of industry experience. His prior roles include positions at Stifel Nicolaus & Co., Hilltop Securities, Morgan Stanley, and A. G. Edwards & Sons. Outside of finance, he is involved with Redwood Bar Spirits, a for-profit business in Houston. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by research, third-party subadvisors, and technology tools.

Gina Sanchez Calderon is a financial advisor at UBS Financial Services in Houston, TX, holding a Series 66 designation with 10 years of industry experience. She has been with UBS Financial Services Inc. since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Julie Cotuno is a Series 66-licensed financial advisor at J.P. Morgan Securities with six years of industry experience. Her career includes roles at JPMorgan Chase Bank, N.A., US Capital Wealth Advisors LLC, and Blackwell Process LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Blaine Mcshall Jr. is a financial advisor with Raymond James & Associates based in Houston, TX, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. Prior to joining Raymond James in 2023, he worked at LPL Financial LLC and other firms including American Retirement Counsel and TIAA. Raymond James & Associates serves a diverse client base including individuals, institutional investors, pension plans, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, utilizing a range of portfolio management styles supported by firm research and affiliated sub-advisers.

John Montgomery is a financial advisor with Wells Fargo Clearing in Houston, TX, holding a Series 66 designation and six years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2019 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Rodrigo Blanco Creixell is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with JPMORGAN Securities LLC since 2006 and JPMorgan Chase Bank NA since 2018, both roles based in Houston, TX. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a blend of quantitative asset-allocation modeling, manager due diligence, and an ESG eligibility framework. Their services are delivered on a non-discretionary basis with clients retaining final decision-making authority.