Monica Striplin is a financial advisor with Edelman Financial Engines in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. She has worked with Financial Engines and its related entities since 2008. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients, managing both model-based and customized portfolios. The firm serves a large client base through advisor-led and online offerings and operates various discretionary and non-discretionary programs overseen by a centralized Investment Committee.

Jodie Edmunds is a Certified Financial Planner® with 21 years of industry experience, currently serving with Edward Jones since 2009. She holds the Series 63 and Series 66 licenses and is based in Litchfield Park, Arizona. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of discretionary and non-discretionary investment strategies under a fiduciary standard.

Samuel Isaac is a Financial Advisor at Merrill Lynch Wealth Management. He is dedicated to providing personalized financial guidance to individuals focused on preserving and growing their wealth, including successful business owners and those managing inheritance responsibilities. Samuel works closely with his clients to understand their goals and concerns, enabling him to design tailored strategies that aim to meet their specific needs and objectives. He holds a Bachelor's Degree from Grand Canyon University and has earned the Personal Investment Advisor (PIA) designation. Samuel is committed to serving clients with honesty, diligence, and genuine care, offering clear and personalized financial planning that emphasizes legacy planning, retirement income, tax minimization, and other wealth management strategies. Outside of his professional role, Samuel enjoys activities such as camping, football, golfing, hiking, music, pickleball, reading, spending time with his family, traveling, and watching movies.

Gavin Porter is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in financial planning and investment management strategies, focusing on understanding clients' personal perspectives and priorities to develop tailored short-, mid-, and long-term goals. Gavin provides guidance in areas such as family wealth management strategies, legacy planning, liquidity management, retirement income, portfolio management, and tax minimization. He holds a degree in Economics from Eastern Washington University and is designated as a Personal Investment Advisor (PIA). Gavin serves as a resource for a wide range of financial needs, including retirement planning, saving for unexpected expenses, and investment strategies. He also offers clients access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Gavin enjoys basketball, football, pickleball, cooking, spending time with his family, traveling, and watching movies. His approach emphasizes creating personalized strategies based on what matters most to each client and their family.

Nancy Walker is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Charles Schwab since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative investment process, supported by a large integrated structure and centralized operational services.

Scott Dewhurst is a ChFC® credentialed financial advisor with 39 years of industry experience. He is currently with LPL Financial and has prior experience at FSC Securities Corporation and Mass Mutual Investors Services. Dewhurst is also involved with Dewhurst Wealth Management, a business related to his advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by proprietary research and technology tools.

John Wentworth is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at Rw Baird Investments for 10 years. Outside of his advisory role, he is involved with Wentworth Property Company, which acquires and develops commercial real estate properties. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sang Gao is a financial advisor at Mass Mutual Investors Services with 14 years of industry experience. She has held roles at Edward Jones and Massachusetts Mutual Life Insurance Company prior to her current position. Outside of her advisory work, she is the owner of several business ventures including an importing company and a farming solar energy enterprise. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations with financial planning, asset management, and educational programs.

Nicholas Kolb is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked for Charles Schwab and LPL Financial. Outside of his advisory role, he is involved in real estate as an agent and managing member of a real estate holding company. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pensions, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a variety of platforms and custodians.

Robert Smith is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at J.P. Morgan Securities and multiple Charles Schwab entities, where he has worked since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized custody and operational infrastructure.

Frank Mancuso is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. His background includes roles at Merrill Lynch Wealth Management and involvement with multiple educational institutions such as Pittsburg State University and Kansas State University. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Kevin Loy is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at Vanguard Advisers, Inc., Vanguard Marketing Corporation, The Vanguard Group, Inc., and Northwestern Mutual. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary guidance and access to discretionary separately managed accounts. The firm is notable for its large client base, integrated operational structure, and multi-asset model portfolio approach.

Michael Theis is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and with 31 years of industry experience. He has been with Charles Schwab since 1995. Outside of his advisory role, he owns a small online merchandise business using print-on-demand services. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies and offers a multi-asset, model portfolio investment approach supported by centralized custody and operational infrastructure.

Brian Hershey is a financial advisor with Cetera, holding a Series 66 credential and 18 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank for a combined 13 years before joining Cetera in 2025. In addition to his role at Cetera, he is involved with Wilde Wealth Management Group as a financial advisor and a member of Hershey Wealth Management LLC, which manages business-related expenses. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ryan Amy is a CFP®-certified financial advisor with nine years of industry experience. He currently works at J.P. Morgan Securities in Phoenix, AZ, having previously been employed at TFO Phoenix, Inc. and PricewaterhouseCoopers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting while clients retain final decision-making authority.

Amanda Morrell is a financial advisor at Ameriprise in Phoenix, AZ, holding a Series 66 designation with 18 years of industry experience. She worked at UBS Financial Services for 15 years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these services through a centralized consulting team, emphasizing the use of Ameriprise-managed accounts and algorithmic automation in its recommendations.

Elliot Nektalov is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and over 25 years of industry experience. He has worked at Charles Schwab since 1999 and is also involved in personal attendant work in Maricopa County, as well as operating a barber shop and a video and photo production business. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services supported by multi-asset model portfolios and integrated custody and brokerage solutions.

Mark Luna is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has been with Charles Schwab since 2015. Outside of advising, he owns a rental property through an LLC for liability protection. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative-investment onboarding process.

Mingya Chan is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Charles Schwab, Chan worked at Cox Communications and Vidya Concepts. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Aaron Howard is a financial advisor at LPL Enterprise with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Delphi Wealth Partners, Prudential Insurance Company of America, and Pruco Securities LLC. He also works through Howard Wealth Advisors, an advisory firm specializing in asset management, insurance, tax planning, and estate planning. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers and specialized programs.