Jiaqi Chen is a financial advisor at Cetera with 14 years of industry experience. Chen holds Series 63 and Series 66 designations and has been associated with Cetera and CTBC Bank in various capacities since 2013. Outside of advisory roles, Chen owns Jahh Capital Investment LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to affiliated and third-party managers across multiple program structures.

Margo Grandy is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding a Series 66 license and one year of industry experience. She has worked in various financial institutions including JPMorgan Chase Bank, Eagle Strategies, New York Life, Northwestern Mutual, Wells Fargo, and Bank of America. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Hayden Jolley is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding a Series 66 designation. He began his career in the financial industry in 2025 and has prior experience working at technology and service firms including SentinelOne and Mozart Data. J.P. Morgan Securities primarily provides investment consulting and advisory services to institutional clients and retirement plan sponsors, specializing in asset-allocation advice and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and incorporates ESG criteria when recommending investment options.

Brandon Tse is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting successful individuals and families with building, preserving, and transferring wealth across generations. Brandon focuses on creating personalized financial planning strategies that bring clarity and confidence to his clients' important decisions. His areas of expertise include college education planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Brandon aims to simplify financial complexity and serve as a financial concierge by coordinating the various aspects of his clients' financial lives to reduce their burden. Brandon holds a degree in Business Administration from Pepperdine University and has earned the Accredited Asset Management Specialist (AAMS) designation. Outside of his professional work, he enjoys activities such as baseball, football, golfing, hiking, ice hockey, music, skiing, tennis, traveling, and spending time with his family.

Katiana Jamm is a financial advisor at Ameriprise with 20 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. In addition to her advisory role, she owns PARS Management Group LLC, which manages her Ameriprise business. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research-driven strategies and algorithmic tools to deliver personalized, non-discretionary recommendations.

Lorraine Salinas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and possessing 37 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dianne Mayne is a financial advisor at Edward Jones with 20 years of experience. She holds a Series 66 designation and is based in Laguna Hills, CA. Mayne has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Steven Schwimmer is a financial advisor at Morgan Stanley with 45 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1988. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeled outcomes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Xuepan Zeng is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 66 and Series 63 designations and eight years of industry experience. Prior to joining J.P. Morgan Securities in 2018, Zeng has also worked at JPMorgan Chase Bank, N.A., and spent time at the University of Southern California. Outside of advising, Zeng operates an online retail store selling auto accessories. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory approach. The firm integrates quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Michael Mahoney is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2004 after graduating from the University of Wisconsin - Madison. Initially based in Waukesha, Wisconsin, he relocated to Ladera Ranch, California in 2011, where he currently resides with his wife Kelly and their two daughters. Michael's areas of focus include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional role, Michael enjoys biking, cooking, football, golfing, hiking, scuba diving, soccer, and spending time with his family.

Xiwen Zhang is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America Merrill Lynch, China International Capital Corporation, and Shanghai Gfund Management Co., Ltd. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary approach. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

James Jones is a financial advisor with LPL Financial in Irvine, CA, holding a Series 63 designation and 48 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory work, he is involved in fixed insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios and research from internal and third-party sources.

Daniel Neve is a Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2014, progressing through roles including Investment Consultant, Investment Solutions Representative, and Financial Representative Full Trader. In his role, Daniel partners with clients to develop clear and straightforward financial plans, whether starting from the beginning or refining existing finances. Daniel holds a California Insurance License, supporting his work in financial consulting. Outside of his professional responsibilities, he has interests in cars, motorcycles, pets, photography, scuba diving, and traveling.

Thomas Kim is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo entities since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gary Roth is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with UBS since 2009. Outside of his advisory work, Roth serves on the investment committee for The Community Foundation, which supports local charities, and acts as a trustee for the William Eagleton Trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets, custody, and lending solutions.

Noel Todd is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and has worked at various Wells Fargo entities and Edward Jones. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable investment menu that includes insurance-related vehicles and bank deposit sweep options.

Aziz Ihani is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Ryan Neville is a CFP® with 18 years of industry experience, currently with J.P. Morgan Securities where he has worked since 2012. He also held a position at Wamu Investments Inc from 2008 to 2018. Outside of his advisory role, Neville works as a model and independent contractor for a family lifestyle and modeling agency. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple regulatory registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Alexander Ripps is a financial advisor at Fidelity with a Series 66 credential and experience in the legal and wealth management fields dating back to 2016. His prior roles include positions at Falcon, Rappaport & Berkman LLP and operating his own law office. Outside of his advisory work, he is involved as an owner and officer in several holding companies. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory role to multiple registered investment companies and its use of AI and systematic methodologies in its investment process.

Richard Kim is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.