Sandy Sang is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63, 65, and 66 licenses and 25 years of industry experience. Their career includes extensive tenure at Wells Fargo Bank and Abbot Downing. Outside of advisory work, Sandy is involved in managing investment-related business activities jointly owned with their spouse. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs a research-driven approach, leveraging analytics and diversification principles, while offering a range of brokerage and advisory solutions.

Philip Soto is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 18 years of industry experience. Prior to joining Cetera in 2026, he worked at T. Rowe Price for seven years and Wells Fargo Bank NA for seven years. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through more than 10,000 advisors.

Nancy Gragg is a financial advisor at Cetera with 34 years of industry experience. She holds Series 63 and Series 66 licenses and has been associated with Cetera entities since 2013. Outside of her advisory work, she serves on the Professional Advisory Council of Torrance Memorial Medical Center and acts as a trustee for a family trust. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, employing multiple investment approaches including model portfolios, third-party managers, and bespoke strategies.

Christopher Rylander is a CFP® and holds a Series 66 license with 26 years of experience in the financial industry. He has worked at Ameriprise Financial Services, Inc. for 13 years before co-founding Rylander Richter, where he has been since 2018. Rylander Richter provides discretionary investment management, financial planning, and retirement plan consulting to individuals, including high-net-worth clients, trusts, and employer-sponsored plans. The firm manages wrapped accounts on an individualized basis, utilizing a broad set of analytical techniques and offering ERISA-oriented retirement plan services, including IPS development and participant education.

Jason Richter is a financial advisor at Rylander Richter with 23 years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for 13 years before joining Rylander Richter in 2018. Outside of his advisory role, he serves as a trustee for two family trusts and participates on the financial committee of a homeowners association. Rylander Richter provides discretionary investment management, financial planning, and retirement plan consulting to individuals, trusts, and employer-sponsored plans. The firm sponsors a wrap fee program and employs a comprehensive investment process that includes fundamental, quantitative, and technical analysis, with a focus on asset allocation and fixed-income management.