Lawrence Cane is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked with Bank of America and Merrill Lynch. Outside of his advisory role, he is involved in property management as the sole proprietor of a rental real estate business. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Monte Carlo simulations, to support client goals.

Lee Dover is a financial advisor with Ameriprise in Manhattan Beach, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Dover is involved in managing several business entities, including ownership of a tax preparation firm and independent insurance brokering. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its clients and emphasizes the use of Ameriprise-managed accounts within its advisory approach.

Scott Paul is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has more than 20 years of experience providing financial and wealth management advice and services. Scott is a CERTIFIED FINANCIAL PLANNER® practitioner and a Personal Investment Advisor (PIA). He joined Merrill Lynch Wealth Management in 1995. Scott graduated from California State University, Long Beach with a bachelor's degree. His expertise includes college education planning, retirement income strategies, portfolio management, and tax minimization. He focuses on managing new wealth and personal retirement planning. Scott is active in his community and participates in volunteer work. He enjoys gardening, golfing, and spending time with his family.

John Dellaporta is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and no prior industry experience. His work history includes roles at MassMutual Life Insurance Co and City of Torrance Department of Recreations, and he has been involved with Miceli's Hollywood since 2018. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements and a range of specialized planning programs.

Michael Ashburn is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and 18 years of industry experience. He previously worked at UBS Financial Services for 14 years before joining Morgan Stanley Smith Barney in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and models.

Kelsey Esswein is a financial advisor at Thrivent Investment Management with 11 years of industry experience. She holds the Series 66 designation and has been with Thrivent and its affiliated firms since 2014. Outside of her advisory role, she works as an independent consultant for Arbonne International, sharing nutritional and skincare products. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers a combination of planning and managed-account services under a consolidated billing option called “WealthPlan.”

Dwight Lee is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 28 years of industry experience. His prior roles include positions at Infinex Investments, Woodbury Financial Services, and Questar Asset Management. LPL Financial is an SEC‑registered investment adviser and broker‑dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations, through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non‑discretionary management supported by internal and third‑party research.

Huy Dang is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at several firms including MassMutual Life Insurance Co and Lenox Advisors. Outside of his advisory role, he owns an e-commerce business specializing in unique pillow designs sold through Etsy. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Edgar Arango is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Michael Dollins is a financial advisor with OSAIC in Los Alamitos, CA, holding Series 63 and Series 65 credentials and over 35 years of industry experience. His prior work includes roles at Arbor Point Advisors, Securities America Advisors, and National Planning Corporation. Outside of his advisory work, he is also an amateur poker player who participates occasionally in casino games. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple platforms. The firm employs a variety of asset-allocation tools and offers integrated brokerage and advisory services, as well as access to third-party money managers and managed-account solutions.

Daniel Lind is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 credentials and 37 years of industry experience. He has worked at Ameriprise in multiple periods since 2021 and spent four years at Wells Fargo Clearing and seven years at Unionbanc Investment Services. Lind serves as a neutral arbitrator for FINRA disputes and cases and is a member of the Board of Directors for the Financial Planning Association Silicon Valley. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through a centralized team that collaborates with advisors. The firm uses proprietary research and algorithmic tools to provide recommendations within an investment universe influenced by its affiliated products and distribution arrangements.

Howard Erman is a CFP® with 43 years of experience in the financial industry. He is currently an advisor at Edelman Financial Engines and has previously worked at Cetera Advisor Networks LLC and operated his own firm, Erman Retirement Advisory. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Jonathan Morris is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2018, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, Jonathan worked at PlanMember Financial Corporation and New England Financial in various capacities related to financial services and new business analysis. Jonathan holds a California Insurance License, supporting his work in financial consulting. He emphasizes personalized financial planning, aiming to understand clients' families and goals to create tailored financial plans using Fidelity's technologies and resources. Outside of his professional work, Jonathan has interests in beach activities, cooking and baking, food, hiking, surfing, and traveling.

Akihiko Mogi is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at PCE International, Inc, PFS Investments Inc, and Primerica Financial Services. Outside of his advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Frank Picarelli is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he owns a rental property business in Long Beach, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions grounded in an IPS-driven process and modern portfolio theory.

Sandeep Singh is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and having 17 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. Outside of finance, he is an officer and investor in Singh & Singh Investments Inc., which operates Ambala Sweets and Snacks, an Indian sweets and snacks restaurant. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using quantitative asset-allocation modeling combined with centralized due diligence and an ESG eligibility framework.

Eric Pagel is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 licenses and one year of industry experience. He has been affiliated with Wells Fargo entities since 2013, including Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad array of investment advisory, financial planning, and retirement consulting services, managing approximately $671 billion in assets across more than 14,000 advisors.

Mai Vu is a financial advisor at LPL Financial with 20 years of industry experience. He has been with LPL Financial since 2011 and holds the Series 63 and Series 65 licenses. Outside of advising, Mai Vu is involved in the restaurant business as a managing member of MJ Phuket Thai F&B LLC in Redondo Beach, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Chelsea Rojas is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Massachusetts Mutual Life Insurance Co and Northwestern Mutual. Outside of her advisory role, she is involved with Blue Water Girls, a beauty company she personally invests in and occasionally assists with order fulfillment. J.P. Morgan Securities provides institutional consulting services to clients such as corporations and foundations, offering asset allocation advice and customized performance reporting through a large team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Dwight Nakata is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing 26 years of industry experience. He has worked at Cetera and its affiliate entities since 1999 and previously was a principal at Yamada & Nakata CPAs. Nakata serves as a committee member of the California Society of CPAs, participates on the board of the Orange County Academic Decathlon, and holds volunteer positions with California State University, Los Angeles, including chairing the Board of Trustees and Audit Committee. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of investment strategies and program structures.