Jay Pangelinan is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Choe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that address the full financial picture of his clients. Michael works closely with individuals and families to develop customized strategies that are adaptable to changing market conditions and client needs, leveraging the investment insights of Merrill and the banking and lending solutions of Bank of America. He focuses on a broad range of financial planning areas including college education planning, family wealth management, legacy planning, managing new wealth, retirement planning and income, philanthropic planning, portfolio management, and small business strategies. Michael holds a Bachelor's Degree from James Madison University and an MBA from the University of Southern California. He has earned professional designations as a Certified Exit Planning Advisor (CEPA) and a Personal Investment Advisor (PIA). Fluent in English and Korean, Michael combines his expertise with a commitment to understanding what matters most to his clients. Outside of his professional work, Michael enjoys biking, cooking, football, horseback riding, ice skating, photography, swimming, traveling, watching movies, and spending time with his family.

Stanley Anderson is a CFP® with 43 years of industry experience, currently serving at Cetera since 2023. He has been affiliated with Cetera Wealth Services, LLC since 2013. Outside of advisory work, he sells collectible coins from his personal collection on eBay. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jason Lee is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its related entities since 2011. His roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and global market analyses.

Darin Miller II is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His career includes tenure at Wells Fargo Advisors LLC and Prudential Equity Group, LLC. He is based in El Segundo, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Luana Branigan is a financial advisor with Wells Fargo Clearing in Torrance, CA, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo entities since 2006, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jerry Qi is a financial advisor at UBS Financial Services with 19 years of industry experience. He has been with UBS since 2016 and holds the Series 63 and Series 66 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Hsin Yuin Horng is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 license with 19 years of industry experience. Prior to joining Morgan Stanley in 2024, Horng worked at UBS Financial Services for four years and Merrill for twelve years, with a four-year period as a homemaker in between. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process includes structured discovery and firm-approved tools, with clients responsible for implementing their plans.

James Wennlund is a financial advisor with Raymond James & Associates in Los Angeles, CA, holding a Series 66 designation and bringing 19 years of industry experience. He has been with Raymond James since 2013 and has prior work experience at Tito's Vodka. Outside of his advisory work, he performs as a stand-up comedian, appearing in 4 to 6 shows per month. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, using a range of portfolio management styles supported by firm research and model manager options.

Noelle Calara is a financial advisor at UBS Financial Services with Series 66 credentials and no prior industry experience. She has worked at UBS since 2025 and previously held positions at Fidelity Investments and Northwestern Mutual. Calara also has a background linked to the University of Washington and experience with the Husky Union Building and local schools. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering a range of portfolio management, financial planning, and capital markets solutions. The firm integrates institutional trading capabilities with wealth management, delivering advisory work supported by proprietary research and model-based asset allocations.

Eric Johnson is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and previously worked for Kinecta Financial & Insurance Services and LPL Financial for 20 years. Johnson is also active as a financial advisor with Kinecta Wealth Management. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm provides comprehensive, research-driven recommendations that integrate tax-smart strategies and adaptive withdrawal planning, supported by a centralized consulting team and algorithmic tools.

Jason Gaskin is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has been with Merrill since 2021 and previously spent 16 years at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cristian Ochoa is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America and Sales Partnerships Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types, including individuals and institutions.

Kevin Muradyan is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2021. He holds a California Insurance License, supporting his work in the financial services sector. Kevin describes himself as a dedicated and passionate leader striving to inspire others. In addition to his professional responsibilities, Kevin has a range of personal interests that include spending time at the beach, cars, culinary experiences, social events with friends, hiking, and outdoor adventures.

Roberto Proano is a financial advisor with LPL Financial in North Hollywood, CA, holding the CFP® certification and Series 66 license. He has 22 years of industry experience, including prior roles at Mass Mutual Investors Services, MetLife Securities, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through its network of investment adviser representatives, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Gregori Volokhine is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 30 years of industry experience. His prior roles include positions at Raymond James & Associates and Meeschaert Capital Markets, Inc. He is based in Los Angeles, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

John Cowley is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

Whitney Visger is a financial advisor with Cetera and holds the CFP® and Series 66 designations. She has 16 years of industry experience, including periods at Merrill and Cetera Wealth Services. Outside of her advisory role, she serves as an investment committee member for the Pi Beta Phi Fraternity and is an audit committee member at Mayfield Senior School. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform allowing advisors to utilize model portfolios, third-party managers, or create bespoke strategies across various discretionary and non-discretionary program structures.

Christine Prakash is a financial advisor at LPL Financial with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at firms including Wells Fargo Private Bank, First Citizens Bank, HSBC, and BMO Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing model portfolios, third-party subadvisors, and technology tools to support investment strategies.

Ting Wang is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. Wang’s prior roles include positions at East West Bank and HSBC Bank USA, as well as HSBC Securities USA. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.