John Schultz is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with various Fidelity entities since 2013. Outside of his advisory role, he serves as president of Equip The Nations Inc, a nonprofit organization focused on fundraising and assistance for the poor. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a broad client base, including registered investment companies and charitable funds, and is noted for its use of systematic methodologies and AI-driven research tools.

John White Jr. is a financial advisor with OSAIC, holding the CFP® designation and Series 63 license, and has 35 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 31 years and has been affiliated with Guardian Life Insurance Company for over three decades. In addition to his advisory role, he offers fixed annuities and individual health insurance policies. OSAIC serves a diverse client base, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

C. Stephens is a financial advisor at Raymond James & Associates with 45 years of industry experience. He has been with Raymond James & Associates since 1995. He holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide network of advisers and affiliated research resources.

Christian Watson is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has prior experience with firms including Bank of America, MassMutual Investors Services, and The Piedmont Group. Outside of finance, Watson has worked in various sectors including retail and real estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Leeza Snyderman is a financial advisor with Primerica Advisors in Duluth, GA, holding a Series 66 credential and eight years of industry experience. Her prior roles include positions at The Farrell Law Firm, KPMG, and Poole Huffman, LLC. She is involved in the management and operations of investment-related products outside of her advisory work. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering model-based investment strategies supported by third-party asset managers and custody services.

Edward Armstrong is a financial advisor with Ameriprise in Alpharetta, GA, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its related entities since 2014. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement planning and ongoing advice focused on income stability and tax-efficient withdrawal strategies.

Bekira Mark is a financial advisor with Wells Fargo Clearing in Duluth, GA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has been with Wells Fargo Clearing Services since 2018 and has also worked with Wells Fargo Bank since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Mohamed Ali is a financial advisor with Morgan Stanley in Alpharetta, GA, holding a Series 66 designation and five years of industry experience. Prior to joining Morgan Stanley in 2021, he worked for the United Arab Emirates Ministry of Education from 2015 to 2021. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools to model outcomes without providing individual security recommendations as part of standalone plans.

Alissa Pounds is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She has been with Primerica Advisors since 2017 and has worked with Primerica Financial Services and AMP, LLC in various capacities since 2006. In addition to advisory work, Pounds is involved in the sale of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited range of separately managed accounts for individual and high-net-worth clients. The firm focuses on curated third-party asset managers and employs a tiered wrap-fee structure for its services.

Scott Reffett is a financial advisor with Thrivent Investment Management in Alpharetta, GA, holding a Series 66 designation and 22 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm provides holistic, goal-based financial analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping the services separate.

Archie Williams is a financial advisor with Primerica Advisors, holding a Series 65 credential and four years of industry experience. He has worked at Primerica Financial Services from 2021 to 2024 and resumed in 2025. Outside of advising, he is involved in management and operations of investment-related products. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, delivering model-based strategies and a limited number of discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, offering a tiered wrap-fee structure and multiple investment approaches including Strategic, Tactical, Tax-Aware, and Income Distribution models.

Michael Maltby is a financial advisor with Wells Fargo Advisors in Alpharetta, GA, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked at Wells Fargo Advisors and its related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options tailored to clients who meet certain net-worth thresholds.

Michael Hyser is a CFP® professional with 33 years of industry experience. He is currently with LPL Financial and previously worked at Kestra Advisory, Kestra Investment Services, and PRUCO Securities. His background includes roles in both advisory and insurance-related activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Vrinda Pitre is a financial advisor with Morgan Stanley in Alpharetta, GA, holding a Series 66 credential and five years of industry experience. Prior to joining Morgan Stanley in 2021, she worked with Forsyth County Schools for three years and was a homemaker for six years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm’s financial planning process involves structured discovery and uses firm-approved tools and models to help clients plan, while clients are responsible for implementing and updating their plans.

Tatenda Sekeso is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and seven years of industry experience. Prior to joining Morgan Stanley, Sekeso worked at E*TRADE Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Austin Mc Cranie is a financial advisor at Osaic Wealth, Inc. with eight years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation for seven years. In addition to his advisory role, he offers disability insurance, fixed annuities, life settlements, and traditional life insurance products. Osaic Wealth, Inc. serves a broad range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple advisory platforms and third-party money managers.

Zachary Hirschler is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. He previously worked at Wells Fargo Advisors, Guardian Life Insurance Company, and Park Avenue Securities. Outside of his advisory role, he is a part-time pickleball coach at Lifetime Fitness. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers advisory and brokerage services through a large network of investment adviser representatives, with a broad range of financial planning, asset management, and institutional platforms.

Phuc Le is a financial advisor with Cetera who holds the ChFC® designation and several securities licenses, bringing 38 years of industry experience. He has worked at firms including The Prudential Insurance Company of America and Securian Financial Services. In addition to his advisory role, he is the owner of Providential Legacy Group LLC, where he manages and develops financial professionals. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various program structures and investment strategies.

Andrew DuHon is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2022 to 2023. His professional experience includes leadership roles such as Director of Capital Markets at Birchwood Healthcare Partners (2021-2022), Regional Director at Voya Investment Management (2019-2021), and Sales Director at Nesvick Trading Group (2017-2019). Andrew focuses on helping clients develop strong and flexible financial plans to manage the complexities of lifetime financial decisions. He aims to empower clients to make informed financial choices to reduce stress and anxiety related to their financial well-being.

A. Mirza is a financial advisor with Cetera who holds a Series 63 designation and has 27 years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Advisory Services and Avantax Investment Services, Inc. for a combined 27 years. Outside of advising, he operates a CPA practice and is involved in property management and residential real estate renovation through separate business ventures. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, including model portfolios, third-party managers, and bespoke strategies.