Amanda Carney is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank. Outside of her advisory role, she serves as a power of attorney for her mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm follows an IPS-driven, modern portfolio theory approach and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Curtis Floyd is a financial advisor at Merrill with Series 66 and Series 63 licenses and three years of industry experience. He has previously worked at J.P. Morgan Securities and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Friel is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in San Francisco. He has been serving clients since 1985, providing expertise in family wealth management strategies, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. Daniel and his team focus on customized wealth planning and investment portfolio management tailored to successful individuals, families, and business owners, emphasizing accessibility and proactive communication. Daniel earned a Bachelor of Arts degree in Economics from Princeton University and holds the designation of Personal Investment Advisor (PIA). Outside of his professional work, he resides in Orinda with his wife, Kathe, and their two children. He has actively contributed to his community by serving on the board of directors for the Arthritis Foundation of Northern California and the Orinda Youth Association, as well as coaching youth sports for over ten years. His personal interests include biking, chess, hiking, pickleball, skiing, and spending time with his family.

Undralyn Williams Reed is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and previously worked at TIAA Kaspick from 2013 to 2022. Reed is based in Oakland, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Nicholas Denicke is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at 280 Securities LLC and BOK Financial Securities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers customizable advisory programs with discretionary and non-discretionary portfolio management, utilizing a combination of in-house and third-party investment managers.

Adalberto Fuentes is a financial advisor at Merrill with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at both Merrill and Bank of America since 2015 and 2016, respectively. Outside of his advisory role, Fuentes serves as an advisory board member for St. Anne of the Sunset Church, a nonprofit organization in San Francisco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katia Kandah is a financial advisor with Raymond James & Associates in San Francisco, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, she held roles at Target and was involved in education at San Jose State University and Prospect High School. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Allen Lu is a financial advisor with Cetera based in San Francisco, CA, holding the Series 63 and Series 66 designations and bringing 24 years of industry experience. His prior experience includes roles at East West Bank, TD Ameritrade, and Scottrade. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and a mix of discretionary and non-discretionary authorities.

Ac Morgan is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in global strategies across both private and public markets within Merrill’s Venture Services team. He has extensive experience in equities, having worked across syndicate, trading, sales trading, and program trading throughout his career. Prior to his current role, Ac led the US Equity Block distribution efforts, developed secondary trading for Private Markets, and managed US Sales Trading within Merrill's Institutional Equities division. Before joining Bank of America in 2015, he served as a managing director at UBS, where he ran the US Equity Sales Trading business for four years and managed the US Equity Syndicate division for two years. Ac's association with Merrill dates back to 1989, starting as a Director on the trading desk and advancing to Senior Trader of the Technology sector by 2002. He holds a bachelor's degree in Communications and Business from Pepperdine University. Outside of his professional career, Ac Morgan has completed two Ironman triathlons, including the World Championship Ironman. He lives in Connecticut with his wife, Mandi Sue, and their two daughters.

Tristan Kao is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation. He has less than one year of industry experience, with prior roles at Equitable Advisors, Global Key Advisors, and McKenzie Adams. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that utilizes firm-approved tools and modeling techniques.

Candace Mcconnell is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2016 and Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she serves as Treasurer for the Miller Creek School Home & School Club in San Rafael, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and analysis methods.

Ian Goertz is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erekle Chanturia is a financial advisor with Wells Fargo Clearing in San Francisco, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has also worked at Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Evan Rosenberg is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, N.A. since 2013 and MORGAN STANLEY SMITH BARNEY llc since 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning with tools like Monte Carlo simulations and input from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets.

Bich Nguyen is a financial advisor with Charles Schwab in San Francisco, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. She has been with Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2017, following one year at Bank of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational infrastructure.

Bethany Jenkins is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2013 and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alisan Martin is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Morgan Stanley and its affiliates since 2016. Outside of her advisory role, she is the sole proprietor of Green Street Group Properties LLC, a passive real estate investment business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Tatiana Belaya is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 designations and having 11 years of industry experience. She has been with Morgan Stanley Private Bank and Morgan Stanley since 2016. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.

Sherry Roozrokh is a financial advisor with Wells Fargo Clearing in Menlo Park, CA, holding Series 65 and Series 66 licenses and 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is involved in a retail clothing business, designing and implementing low-volume apparel products. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryan Mahoney is a financial advisor at UBS Financial Services with a Series 66 designation and experience in the legal sector prior to entering the financial industry. He has worked at several law firms, including Fairfield and Woods, P.C., Davis Graham and Stubbs LLP, Dorsey and Whitney LLP, and Day Carter and Murphy LLP. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.