Cole Trullender is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. He has worked with Cetera and its affiliate Cetera Wealth Services since 2022 and previously supported clients and financial planners as a Client Service Associate at Egan, Berger, & Weiner, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes both affiliated and third-party managers across various program structures.

Konnor Rothrock is a financial advisor at LPL Enterprise with a Series 66 credential and one year of experience in the industry. Prior to joining LPL Enterprise, his work history includes roles at Globowl Cafe, Walmart, Randolph College, and Hardee's. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management through both advisory and brokerage channels.

Patrick Bischoff is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2002 after beginning his career on the annuity desk at Manulife in Stamford, CT. Patrick and his team assist individuals and families in developing strategies to preserve, grow, and transition their wealth, utilizing a goals-based planning approach to structure customized asset allocation strategies aligned with clients' unique financial objectives. They leverage resources from Merrill and Bank of America and collaborate with local partners such as Walker & Associates to provide comprehensive financial guidance. Patrick holds a B.S. in Finance from George Mason University and an M.S. in Finance from Colorado State University – Global. He has earned several professional designations, including Certified Investment Management Analyst (CIMA), Retirement Management Advisor (RMA), and Retirement Income Certified Professional (RICP). His expertise encompasses college education planning, liquidity management, managing new wealth, retirement planning, portfolio management services, tax minimization, and retirement income. Residing in Leesburg, VA with his wife Sarah, their three sons, and a golden doodle, Patrick stays active in the community through youth athletic coaching and participation in initiatives such as Keep Loudoun Beautiful. Outside of work, he enjoys golfing, ice hockey, running, skiing, and spending time with his family.

Benjamin Melton Jr. is a financial advisor at Osaic with 35 years of industry experience and holds Series 63 and Series 65 licenses. His prior experience includes Lincoln Financial Advisors and PNC. Outside of finance, he is an ordained minister and also owns two music publishing companies through which he writes music and receives royalties. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy account transitions.

Justin Gormley is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials and nine years of industry experience. He has worked at Wells Fargo Bank NA since 2013 and Wells Fargo Clearing Services, LLC since 2017. Outside of finance, he provides guitar and piano instruction in Arlington, VA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Sergio Tello is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Ngoc Huynh is a financial advisor at Morgan Stanley in McLean, VA, holding Series 63 and Series 65 licenses with 16 years of industry experience. Ngoc has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Ziyov Mukhitdinov is a financial advisor at Wells Fargo Clearing with a Series 66 designation and experience beginning in 2023. Prior to joining Wells Fargo, he held positions at Citibank and Coastal Flats. He is also affiliated with George Mason University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment selection options tailored to plan objectives and demographics.

Joseph Bridge is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, using multi-asset model portfolios and a centralized operational structure.

Gary Frey is a Certified Financial Planner (CFP®) with 36 years of experience. He has been with Raymond James Financial Services Advisors since 2010 and previously worked at The Kavits/Frey Group, LLC. He is also the owner of The Frey Group, LLC, a support company based in Reston, VA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client decision-making and maintains unique capabilities in municipal and public finance advising.

Christopher Vi is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wachovia Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a range of financial products that include insurance-related vehicles and bank deposit sweep options.

Andrew Massaro is a CFP® professional with 36 years of industry experience, currently serving at Edelman Financial Engines in Fairfax, VA. He has been with affiliated firms since 1994, including Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines delivers technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutions. The firm utilizes a committee-based modeling process combined with planner support and online tools, offering a range of discretionary and non-discretionary investment solutions with an emphasis on diversified, long-term portfolios.

Stephen Tucker is a CFP® professional with 29 years of industry experience, currently serving at Cetera since 2023. He previously worked at Cetera Wealth Services, LLC for nine years and Ameriprise Financial Services, Inc. for twelve years. Tucker is also the owner of Potomac Asset Strategies, a financial services DBA, and holds a role as an insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is a large SEC-registered firm supporting over 10,000 advisors and approximately 800,000 clients. The firm offers a multi-manager platform with access to discretionary and non-discretionary portfolio management, financial planning, and a range of program structures tailored to individual, corporate, institutional, and charitable clients.

Meredith Hazen is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 24 years of industry experience. She has been with Cambridge Investment Research Advisors since 2014. Hazen is also active as an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing multiple custody platforms and both proprietary and third-party investment strategies.

Charles Oconnell is a financial advisor with Mass Mutual Investors Services and has 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company since 1997. Outside of advising, he serves as president of Charles J. O Connell LLC, which manages his tax filings and compensation arrangements related to his insurance and advisory roles. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides structured annual financial planning engagements using firm-approved software and offers specialized services including estate settlement and employer-sponsored planning.

Christopher Pramawat is a financial advisor with Ameriprise in Fairfax, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Outside of his advisory role, he is involved in business ownership through TC Partners LLC. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income plans.

Heather Jan Tudor Evans is a Wealth Management Advisor and Senior Portfolio Manager affiliated with Merrill Lynch Wealth Management. With over thirty years of experience, she specializes in building and maintaining relationships with affluent multi-generational families, including military personnel and engineers. Heather’s approach emphasizes simplifying complex wealth management processes to help clients grow, preserve, and transfer their wealth, while maintaining confidentiality and clear communication. Her areas of expertise include college education planning, divorce transition planning, family wealth management strategies, retirement income, and individual and corporate investment strategies. Heather holds several professional designations, including Chartered Financial Analyst (CFA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). She is a member of the Investment & Wealth Institute™ and serves as a Merrill media representative. Heather earned her high school diploma from James Wood High School. She is involved with professional organizations such as Women's Exchange and the National Association of Women Business Owners (NAWBO). Additionally, she contributes to the Marine Corps Scholarship Foundation. Outside of her professional work, Heather enjoys adventure sports, biking, cooking, golfing, reading, running marathons, skiing, swimming, and traveling.

Frank Thompson Jr. is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Edward Jones. He also provides financial planning services to individuals, families, and small businesses through a DBA affiliated with his LPL business. LPL Enterprise serves a broad range of clients, including high-net-worth individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory, and brokerage services through its integrated platform that combines adviser programs with access to insurance products and third-party asset managers.

Serene Cochran is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2026. She leads a team of financial professionals dedicated to helping clients co-create plans aimed at achieving their financial goals. Serene emphasizes building strong relationships and understanding client priorities to effectively partner with them in pursuit of their financial objectives. Serene's career at Fidelity Investments spans over a decade, during which she has held various roles including Branch Leader, Team Leader of Workplace Planning and Advice, Onboarding Team Leader, and Workplace Planning Consultant. Her extensive experience within different facets of Fidelity Investments reflects her deep expertise in financial planning and advice. Outside of her professional responsibilities, Serene enjoys fitness, social events with friends, kayaking, and traveling.

Christopher McGrath is a financial advisor with Morgan Stanley in McLean, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of financial advising, he is involved in management consulting through Paquin Design/Build, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through various financial planning and investment strategies.