Sung Kun Park is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, Mass Mutual Investors Services, and First Financial Group. Before entering finance, he worked in the food service industry at Domino’s Pizza and has business experience with Delice Global Inc and Moem Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Beth Pharr is a financial advisor with Morgan Stanley in Lutherville, MD, holding a Series 66 designation and possessing 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Patrick Delisa is a financial advisor at Merrill with 11 years of experience in the industry. He holds the Series 63 and Series 66 licenses and has worked at Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eduard Douglass Fearon is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at MassMutual Life Insurance Company and MML Investors Services LLC since 2020. Prior to his current roles, he was involved with Fearon Enterprises International from 2008 to 2020. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved software for goal analysis and written recommendations.

Brendan O'Brien is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 65 licenses and with 15 years of industry experience. His prior roles include positions at Bank of America, The Prudential Insurance Company of America, and New York Life Insurance Co. Brendan has experience across a range of financial services firms. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Justin Woelper is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Ameriprise Financial Services, Inc. for eight years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ethan Lizmi is a financial advisor with Fidelity in Towson, MD, holding a Series 66 designation. He has been with Fidelity since 2025 and has previous experience working in various roles including at Jersey Mike’s Subs and educational institutions. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its commodity pool operator registration, advisory roles with multiple registered investment companies, and the use of AI and systematic methodologies in its investment process.

Christopher Kelly is a CFP® with 25 years of experience in the financial services industry. He currently works at Wells Fargo Advisors and previously held roles at City National Bank and RBC Capital Markets Corporation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment strategies, utilizing proprietary research and planning tools to develop tailored client recommendations.

Jan Pretorius is a financial advisor at LPL Enterprise with 19 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and various affiliated financial services.

Neil Gunter is a financial advisor at Osaic with 16 years of industry experience. He holds a Series 66 designation and previously worked for Valic Financial Advisors for nine years. Outside of his advisory role, he is an agent offering and servicing fixed insurance products through Heritage Financial Consultants. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization.

Charles Brohawn Jr. is a financial advisor with LPL Enterprise holding CFP® and ChFC® designations and 34 years of industry experience. He previously worked at Pruco Securities, LLC for 32 years before joining LPL Enterprise in 2024. Outside of financial advising, he manages multiple rental properties. LPL Enterprise serves a broad client base including individuals, high-net-worth investors, retirement plans, and corporate entities, offering model-driven investment strategies primarily through third-party asset managers and providing access to various financial planning and brokerage services.

John Meegan is a financial advisor with LPL Financial in Timonium, MD, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Advest, Inc. since beginning with LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Joshua Rivlin is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 16 years of industry experience, including prior roles at LPL Financial and 1st Global Advisors Inc. In addition to his advisory work, he serves as president of The Rivlin Group PC, a tax preparation and accounting firm, and is involved in independent insurance sales and promoting the Xero brand to accounting professionals. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base across multiple platforms and provides both discretionary and non-discretionary management options.

Stephen Smith is a financial advisor at OSAIC with 21 years of industry experience. He holds the Series 66 designation and previously worked at Sii and John Hancock Life Insurance for 14 years each. Smith also operates an insurance brokerage specializing in life and health fixed insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering both brokerage and advisory services with a range of financial planning, portfolio management, and retirement plan consulting programs. The firm utilizes a model-based investment process that incorporates portfolio optimization, risk tolerance analysis, and a variety of managed account strategies.

Travis Wynn is a financial advisor with Charles Schwab based in Towson, MD, holding a Series 66 designation and bringing eight years of industry experience. His work history includes roles at Fidelity Investments, Citi, Merrill Lynch, and TD Bank prior to joining Charles Schwab in 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions, utilizing multi-asset model portfolios and due diligence from its Schwab Center for Financial Research.

William Nicholson is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and bringing 14 years of industry experience. His career includes roles at MassMutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance, and Prudential, among others. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop collaborative, goal-oriented strategies.

Max Highstein is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He is also a CPA and has maintained a tax preparation and accounting practice since 1983. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and access to institutional platforms.

Michael Schuller is a financial advisor with Thrivent Investment Management in Baltimore, MD, holding a Series 66 designation and 20 years of industry experience. He has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning that covers various financial topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Aaron Forker is a financial advisor at RBC Capital Markets with 10 years of industry experience. He holds a Series 66 designation and previously worked at Merrill and Morgan Stanley Private Bank, N.A. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Paul Bird is a financial advisor with Ameriprise in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported advice primarily for clients with Ameriprise-managed accounts.