Joshua Young is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He previously worked at Edward Jones for 19 years before joining Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Carroll Dannettell is a financial advisor at Cetera with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at firms including HD Vest Investment Services, Well Balanced Financial Services Inc, and B & Y CPAs. Cetera is an SEC-registered investment adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, retirement services, and access to a range of third-party money managers.

Paul Goudy is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Ameriprise, EQ, Fiserv, Transamerica, and Charles Schwab. Outside of his advisory role, he is involved with PLG Management LLC, a business entity for tax and investment purposes based in Littleton, CO. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both proprietary and third-party strategies.

Thaddeus Beller is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TCW Group LLC and Victory Capital Advisers, Inc. in roles spanning seven and two years, respectively. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and nonprofits. The firm offers various advisory programs with tailored investment strategies implemented through a combination of internal and third-party managers, supporting discretionary and non-discretionary portfolio management and financial planning services.

John Nimock III is a financial advisor with UBS Financial Services in Denver, CO, holding Series 63 and Series 65 licenses and having 39 years of industry experience. He has worked at UBS Financial Services since 2013. Outside of advisory work, he serves on the finance committee of Warren Village, a nonprofit organization supporting single parents and their children. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and discretionary portfolio management, using proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides access to a broad set of capital markets and research resources.

Andrew Forzley is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Transamerica Capital Inc., OppenheimerFunds, and RBC Wealth Management. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Julia Smith is a financial advisor with LPL Financial in Golden, Colorado, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. She has been with LPL Financial since 2012, with prior experience at Osaic FA, Inc. and an earlier tenure at LPL Financial. In addition to her advisory role, she is involved with Financial Balance Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, managed portfolios, and institutional platforms, utilizing both proprietary research and third-party investment strategies.

Patrick Jolliffe is a financial advisor with Martino Capital, LLC, holding the ChFC® designation and Series 63 and 65 licenses, with 25 years of industry experience. His prior roles include positions at Wave 8 Wealth Management, FamilyWealth Advisers, and his own firm, Jolliffe Capital, Inc. He also engages in independent insurance sales and works as a solicitor for Innovative Financial Partners LLC. Martino Capital, LLC is a small firm with two advisors, providing supported financial advisory services.

Ryan Wells is a financial advisor at Divergent Capital Asset Management LLC with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Integrated Wealth Concepts LLC, Prism Financial Strategies, Strategies Capital Management, Advisory Consulting Group LLC, and RBC Capital Markets. Divergent Capital Asset Management LLC is a supported firm with a small team of four advisors.

Thomas Martino is a financial advisor at Martino Capital, LLC with two years of industry experience. He previously worked at Wave 8 Wealth Management LLC for six years. Outside of advising, he has hosted iHeart Radio’s "The Troubleshooter Show" since 1993. Martino Capital, LLC is a small firm based in Denver, Colorado, serving clients with personalized financial guidance.