Terra Edgington is a Financial Consultant at Fidelity Investments, a position she has held since 2021. She has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Relationship Manager, and Planning Consultant. Her professional approach centers on building lasting partnerships that emphasize respect, integrity, and dependability. She focuses on understanding and supporting her clients' unique financial goals and needs through holistic financial planning. Terra's experience spans various aspects of financial consulting, enabling her to navigate the evolving financial landscape alongside her clients. Outside of her professional work, she enjoys board games, outdoor adventures, and traveling.

Michele Lay is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Prior to joining Cambridge in 2023, she worked at Equitable Advisors, AXA Advisors, Transamerica Capital, and Oppenheimer Funds Distributor. She serves as treasurer on the board of The Crisis Center, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, using a range of direct portfolio management and model-based solutions tailored to client objectives.

Jon Brause is a financial advisor at Stifel in Denver, CO, with 23 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Stifel since 2015. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities. The firm offers both brokerage and investment advisory services, utilizing a proprietary methodology developed by its Investment Strategy Group to provide asset allocation, retirement, insurance, and estate planning analyses.

Regina Hall is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at RBC Capital Markets, Bank of America/Merrill Lynch, and Wells Fargo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Bobby Rost is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various Fidelity entities since 2015. Outside of his advisory work, he serves as a high school football official and works as a rideshare driver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, including model portfolios built from mutual funds, ETFs, and ETPs, and holds distinctive registrations such as with the CFTC as a commodity pool operator.

Landon Marshall is a financial advisor with J.P. Morgan Securities in Denver, Colorado, holding Series 63 and Series 65 credentials and bringing nine years of industry experience. He has worked within various JPMorgan entities since 2017 and has a background including academic roles at Texas A&M University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Evan Manson is a financial advisor at Morgan Stanley with nine years of industry experience. He holds the ChFC® designation and Series 66 license. His prior experience includes positions at Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Arnold Fernandez Fuentes is a financial advisor with J.P. Morgan Securities in Denver, CO, holding Series 63 and Series 65 registrations and seven years of industry experience. His career includes roles at J.P. Morgan Chase Bank and prior employment at Denver International Airport and Colorado State University’s Morgan Library. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Todd Bower is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding a Series 66 designation and five years of industry experience. He has worked at Cambridge Investment Research Advisors since 2022 and previously at Equitable Advisors. Outside of advising, Bower serves as an affiliate professor at Metropolitan State University of Denver and is an Assistant Chief with the Denver Fire Department. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management approaches and platform options tailored to client objectives.

Evan Becerra is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 12 years of industry experience. He previously worked with Eagle Strategies, Legacy Tree Financial Group, and New York Life Insurance Company. Becerra is also the founder of Legacy Tree Financial Group, a business focused on insurance and benefits. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through a network of independent Financial Professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Samuel Sweeney is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to connect all aspects of their financial lives, helping them prioritize and pursue goals such as legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Samuel holds a Bachelor's Degree from Saint Lawrence University and carries the Personal Investment Advisor (PIA) designation. His approach involves bringing simplicity and transparency to wealth management, focusing on personalized plans that take into account individual clients' perspectives and priorities. Outside of his professional work, Samuel has personal interests that include adventure sports, boating, camping, chess, golfing, hiking, ice hockey, music, and rock climbing. He draws parallels between his experiences, such as his 2016 thru hike of the 485-mile Colorado Trail, and the discipline required in wealth management.

Michael Bonilla is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, Invesco, and Oppenheimer Funds Distributor Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence and an ESG eligibility framework.

Joseph Gibbons is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill Lynch since 2006 and Bank of America since 2009. Outside of his advisory role, Gibbons serves as an officer and board member of a homeowners association in Vail, Colorado. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Eric Haney is a financial advisor with Edward Jones in Lafayette, Colorado, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, Haney serves as Board President of the Grandview Townhome Owners Association in Centennial, Colorado. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Erin Zuckerman is a financial advisor at UBS Financial Services with 14 years of industry experience. She holds the Series 66 designation and previously worked at Merrill for 12 years before joining UBS in 2022. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources.

William Kessel is a financial advisor with Edward Jones in Arvada, CO, holding Series 63 and Series 66 designations and 20 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Kellie Rixse is a financial advisor with Robert W. Baird & Co. in Denver, Colorado, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of her advisory work, she owns Kellie’s Krochets, LLC, where she designs and creates afghans. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing both in-house and third-party managers across a range of investment strategies.

Norma Trejo is a Planning Consultant at Fidelity Investments. In this role, she partners with clients to develop comprehensive financial plans that align with their financial aspirations and objectives.\n\nHer professional experience includes positions such as Associate Wealth Management Advisor at Northwestern Mutual from 2021 to 2022, Associate Financial Consultant at TIAA from 2019 to 2020, Team Lead Consultant at TIAA from 2017 to 2019, and Financial Services Consultant at TIAA from 2013 to 2017.\n\nOutside of her professional work, Norma enjoys activities such as spending time at the beach, attending concerts, hiking, engaging in outdoor adventures, parenthood, and traveling.

Kevin Brachle serves as Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2014. He has been with Fidelity since 2013, beginning as an Investment Representative before advancing to his current position. Prior to joining Fidelity, he worked as an advisor at Naples Money Managers from 2011 to 2013. With 15 years of industry experience, Kevin emphasizes understanding his clients' personal priorities to develop customized financial approaches. Outside of his professional responsibilities, he is interested in music, outdoor adventures, running, and parenthood.

Timothy Butler is a financial advisor with Robert W. Baird & Co. in Denver, CO, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. He has been with Robert W. Baird since 2011. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises a broad range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.