Erica Wadel is a financial advisor at Ameriprise with 32 years of industry experience. She previously worked for RiverSource Distributors Inc for 12 years before joining Ameriprise in 2024. Erica holds Series 63, Series 65, and Series 66 licenses. Outside of her advisory role, she is involved as an insurance specialist with both Ashford Wealth Advisors and TruSpire Wealth Advisors. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Raymond Mccarty III is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His career includes roles at Wachovia Bank, N.A. since 2002 and Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory work, he serves on the board of the Columbia Heritage River Cottage Association and coaches volleyball for the Columbia Boro School District. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jason Pierce is a Wealth Management Advisor and partner of a wealth management group based in the Philadelphia area, where he works with affluent individuals and families to address their financial goals and streamline their wealth management services. He joined Merrill Lynch Wealth Management in 2014 and provides guidance in areas including family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and small business strategies. Jason holds a Bachelor's degree from the University of Scranton and has attained the Chartered Financial Analyst (CFA) designation as well as the CERTIFIED FINANCIAL PLANNER (CFP) professional credential. His expertise spans wealth management, investment analysis, and estate planning strategies, allowing him to offer a full-service and holistic approach as a trusted advisor. Outside of his professional role, Jason is active in the Chestnut Hill Community Association. He lives in Philadelphia with his wife and children.

Sean Mc Cabe is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to help them manage their financial priorities, ranging from buying a home and saving for children's education to preparing for healthcare needs. With his role as a Merrill Financial Solutions Advisor and as a Personal Investment Advisor (PIA), Sean collaborates with clients to define their goals and develop portfolio strategies designed to achieve them. He provides ongoing advice and adapts portfolios as clients' situations change. Sean holds a Bachelor's Degree from Virginia Polytechnic Institute & State University.

Stephen Dudek is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include seven years at VOYA Financial Advisors and several years at Cetera Wealth Services, LLC before joining Cetera. He is also an independent insurance agent, involved in the sale of fixed insurance products and operates under Financial Independence Planning, LLC for advisory and financial planning services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of portfolio management and retirement services, supported by extensive assets under management and diverse program options.

Alan Good is a financial advisor at Ameriprise with 33 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise since 2020, with prior experience at APW Capital and Kistler Tiffany Advisors. Outside of his advisory role, he is involved in independent insurance brokering, working with multiple carriers on life, disability, and long-term care insurance products as well as group health benefits through various brokerage firms. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Paul Scattolini is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at AXA Advisors, LLC. His other business activities include operating an insurance brokerage business and a DBA under Karr Barth Associates. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Ryan Johnson is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked for Raymond James & Associates Inc and Bank of America, N.A. prior to his current role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marc Lowenberg is a financial advisor with Mass Mutual Investors Services, holding CFP® and ChFC® designations and over 29 years of industry experience. He has previously worked at Royal Alliance Associates, Inc. and John Hancock Mutual Life Insurance Co., and owns a business buying and selling baseball cards. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, goal-based planning supported by firm-approved software and a variety of investment programs.

Rocco Rugnetta is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has worked since 2006. Prior to joining Merrill Lynch, he spent ten years managing the Retirement Services divisions of two investment companies. He provides advisory and wealth management services to affluent families, professionals, business owners, and corporate executives, focusing on retirement income planning, investment portfolio customization, and corporate retirement plans. Rocco also serves as a Retirement Benefits Consultant, assisting employers with plan design and oversight, as well as educating employees on savings and investment options. Rocco holds several professional designations, including Certified 401(k) Professional, Chartered Retirement Planning Counselor™, Certified Plan Fiduciary Advisor, Personal Investment Advisor, and Retirement Benefits Consultant. He earned his MBA in Finance from Saint Joseph’s University and holds a Bachelor of Arts degree from LaSalle University. Additionally, he completed a certificate program at The Institute for Employee Benefits Training. Residing in Philadelphia with his wife Erika and their sons, Rocco is actively involved in community activities such as coaching youth baseball and serving on the board of the Christopher Doto Memorial Scholarship Foundation. He also volunteers at Saint Pio Catholic School and the Guerin Recreation Center. Fluent in English and Italian, Rocco engages with organizations including the Delaware Valley Youth Athletic Association.

David Dieal is a financial advisor with LPL Financial in Ardmore, PA, holding a Series 66 license and 18 years of industry experience. He has been with LPL Financial since 2012 and previously worked at PFG Advisors from 2016 to 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, including retirement plans, banks, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services, supported by internal and third-party research and portfolio management options.

Christopher Smith is a Financial Consultant currently working at Fidelity Investments since 2023. He has held various roles within Fidelity Investments, including Investment Consultant from 2022 to 2023 and Investment Solutions Representative from 2021 to 2022. Prior to his tenure at Fidelity, Christopher was a Financial Consultant at Equitable Advisors from 2018 to 2021. In his role, Christopher partners with individuals and their families to develop and implement comprehensive financial plans tailored to their unique situations and goals. He focuses on helping clients make informed financial decisions to pursue their objectives and achieve financial freedom. Christopher values continuous learning and growth through his interactions with clients.

Gary Brogna is a financial advisor at Edelman Financial Engines with 21 years of industry experience. He holds the Series 66 designation and has worked with Financial Engines Advisors L.L.C. since 2018, following prior roles at Edelman Financial Services, LLC and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a range of workplace solutions, planner-led wealth management, and online advice, emphasizing diversified model portfolios, periodic rebalancing, and a long-term investment approach.

Stephen Kolodij is a financial advisor at Cetera with 19 years of industry experience and holds the Series 66 designation. He previously worked at Voya Financial Advisors and Cetera Wealth Services before joining Cetera in 2023. Outside of his advisory role, he serves on the audit and nominating committee of the Ukrainian Engineers' Society of America, acts as membership chairman for the Tryzub Ukrainian American Sports Center, and has worked as a machine inspector assisting voters in Philadelphia County. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering a range of program options, including model portfolios, third-party managers, and bespoke strategies, supporting both discretionary and non-discretionary accounts.

Daniel Loftus is a Senior Financial Advisor and Portfolio Manager with the Lewis Rosenwald Loftus Group at Merrill Lynch Wealth Management in Doylestown, Pennsylvania. He has over 20 years of experience in the financial industry, most of which has been with Merrill Lynch. Daniel works closely with clients on various financial areas including college education planning, family wealth management, endowments, foundations, non-profits, legacy planning, retirement income, and socially responsible investing. Daniel holds a Bachelor's degree in Finance from the University of Scranton and earned his MBA from LaSalle University. He has earned multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor (CRPC), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), among others. He is an active member of professional organizations such as the Bucks County Estate Planning Council and serves on the Doylestown Township Bike & Hike Committee. Residing in Doylestown with his wife Ellen and their three children, Daniel is involved in the community through the Doylestown Athletic Association. He enjoys an active lifestyle including running, biking, golfing, swimming, and coaching youth sports teams.

Matthew Ebbecke is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining LPL Financial in 2024, he worked at Lincoln Financial Securities Corporation for nine years and has been involved with Stephen B. Ebbecke and Associates since 2012, an insurance brokerage specializing in life and disability products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by model portfolios, third-party research, and various investment technologies.

Caprese Harmon is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and nine years of industry experience. Prior to joining Merrill in 2019, Harmon worked at Northwestern Mutual Investment Services LLC, Stephen T Guinan, and Gap Inc. Outside of finance, Harmon is employed in a non-investment role providing home care for a family member. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Leslie Weigand is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 38 years of industry experience. Prior to joining LPL Financial in 2025, Leslie spent 38 years at Lincoln Investment Planning, Inc. Leslie is also involved with Gallagher Wealth Management Services, LLC, a business related to their LPL advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced technology solutions.

Garren Nowicki is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career as an actuary with PricewaterhouseCoopers and Ernst & Young before transitioning to wealth management in 2000. Garren holds a bachelor's degree from Pennsylvania State University and has earned several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His practice focuses on education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategies, and retirement income. Garren is engaged with professional and community organizations such as the Pennsylvania State University Alumni Association, Nittany Lion Club, THON, Upper Makefield Youth Baseball and Softball, and the Yardley Makefield Soccer Club. Outside of work, Garren spends time with his wife and four children, often participating in or watching soccer. He also enjoys baseball, football, interior decorating, skiing, softball, traveling, volleyball, and watching movies.

Emma Jenkins Long is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining LPL Financial in 2025, she worked at Deutsche Bank Securities Inc. and CDP North America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management supported by research from LPL Research and third-party subadvisors.