Louis Hoffman is a financial advisor with Mass Mutual Investors Services in Horsham, PA, holding Series 63 and Series 65 registrations and bringing 32 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2004. Outside of advisory work, he is also an insurance agent specializing in life, fixed annuities, and long-term care products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative annual planning engagements using firm-approved software to support goal analysis and delivers written recommendations across investment categories.

Scott Melzer is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at PMM Financial Group LLC, Waddell & Reed, Inc., and various insurance carriers related to W&R Insurance Agencies, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches along with various model portfolios and research resources.

Monica Figueroa is a financial advisor with Merrill, holding a Series 66 designation and bringing 12 years of industry experience. She has been with Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Sharaf is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo since 2009, including his current role since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Michael Rochonchou Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and possessing 10 years of industry experience. His prior roles include positions at American Portfolios Financial Services, American Portfolios Advisors, Haddon Planning, and BCG Securities. He also operates Rochonchou Wealth Management, LLC, which serves as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Ethan Li is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at LPL Enterprise and Pruco Securities LLC. Outside of finance, he has experience working at Dumplings 2 Go and served in various capacities at Stevens Institute of Technology and the West-Windsor Plainsboro School District. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Mulderig is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. His work history includes positions at Bank of America, Merrill, and Brigantessa. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individual, high-net-worth, corporate, and charitable clients, with portfolio implementation varying by strategy.

Garret Quallet is a Financial Consultant currently employed at Fidelity Investments. In this role, he works with individuals and families to develop personalized strategies to grow and protect their wealth. Garret has experience in financial planning and investment consulting, with a focus on creating strategies grounded in logical and sound principles that prioritize long-term goals. He has held various positions at Fidelity Investments since 2023, including Financial Services Representative, Relationship Manager, and Investment Consultant. Outside of his professional work, Garret has interests in baseball, comedy, fitness, football, and reading.

Debra Getz is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior roles include positions at Prudential Investment Management Services, Empower, AXA Advisors, Allstate, Merrill, and Bank of America. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

David Forscht is a financial advisor at Primerica Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2022. Prior to this, he was affiliated with Primerica Financial Services from 2019. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm manages approximately $15.5 billion in assets through a model-driven investment approach supported by third-party asset managers and custodial services.

Michael Richard is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 22 years of industry experience. He has worked at Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Byrnes is a financial advisor at Merrill with 15 years at the firm and 11 years of industry experience. He holds a Series 66 designation. Outside of his advisory role, he serves as Vice President of Recreation Baseball on the board of the Monroe Township Baseball Association in New Jersey. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Brian Mcnulty is a financial advisor at Merrill with 25 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Tronolone is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has been with Merrill since 2011 and concurrently with Bank of America, N.A. since 2012. Outside of his advisory role, he owns a sole proprietorship focused on general landscaping maintenance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Perry is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. His prior experience includes roles at Minnesota Life Insurance Company, Securian Financial Services, Allied Wealth Partners, and Stockton University. Perry has been with Fidelity since 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors, with an investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, advisory roles to multiple registered investment companies, and incorporation of AI and algorithmic tools in research.

Leah West is a financial advisor with LPL Financial in Lambertville, NJ, holding Series 63 and Series 66 licenses and over 31 years of industry experience. She previously worked at Cadaret, Grant & Co. Inc. for 20 years and has been associated with Rivertown Financial, LLC for more than a decade. She also facilitates estate planning outside of her investment advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and retirement consulting services.

Thomas Matarazzo is a financial advisor at Merrill with 20 years of industry experience. He has been with Merrill since 2009 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Sasha Roberts Alston is a financial advisor at LPL Enterprise with two years of industry experience. She holds Series 66 and Series 63 licenses and has worked with firms including Principal Securities and Lincoln Heritage. Outside of advisory work, she provides tax preparation services to a select group of clients and offers a range of insurance products, including life, disability, and property and casualty insurance. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, brokerage services, and access to model portfolios and third-party asset management, combining advisory programs with insurance product sales through an integrated platform.

Divya Rao is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and nine years of industry experience. Prior to joining Merrill in 2017, she worked at Wells Fargo and Icon Information Consultants. She serves as a co-trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Bruce Diamond is a Wealth Management Advisor with over 25 years of experience in the financial advisory field. He serves clients through Merrill Lynch Wealth Management, where he provides personalized wealth management strategies tailored to clients' goals and changing market conditions. Bruce emphasizes capital preservation and brings a disciplined approach to his work, leveraging access to Merrill's investment insights and the banking services of Bank of America. Before entering financial advising in 1995, Bruce had careers in teaching and the apparel industry. He holds a Bachelor's Degree from Temple University and the Personal Investment Advisor (PIA) designation. Bruce focuses on areas including divorce transition planning, family wealth management strategies, institutional and corporate benefit services, liquidity management, personal retirement planning, and retirement income. A lifelong resident of the Elkins Park area, Bruce maintains close ties to his community and participates in volunteer activities. He frequently travels within the tri-state region and to Florida to meet with clients. Outside of his professional pursuits, Bruce enjoys biking, boating, and reading.