Jonathan Pierro is a financial advisor with LPL Enterprise, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Enterprise, he worked at Deloitte LLP for two years and has experience at RSM LLP and Morgan Stanley. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Karen Rodriguez is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Red Bank, New Jersey. She brings over twenty-five years of experience in the financial industry, specializing in areas such as executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and tax minimization. Karen works with a diverse clientele including corporate executives, financial services professionals, entrepreneurs, and individuals navigating key life transitions. Her approach involves building strong relationships and providing customized strategies that align with each client’s unique goals, resources, and aspirations. Karen holds an M.B.A. in Finance from The University of Chicago Booth School of Business and a B.A. in Economics from Lafayette College. She has earned the Chartered Financial Analyst (CFA) designation as well as the Personal Investment Advisor (PIA) designation. In addition to her advisory work, Karen is involved with several organizations, including serving as the Merrill Ambassador for her local chapter of the National Association of Women Business Owners and participating in the Bank of America Women’s Exchange. She resides in Fair Haven, New Jersey with her husband and three children, and her personal interests include running, cycling, cooking, tennis, traveling, and spending time with her family. Karen is also engaged with community organizations such as Impact 100 Jersey Coast and the Monmouth Conservation Foundation.

Jennifer Cartagena is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 designations and has been with Bank of America and Merrill for 11 years. Outside of her advisory role, she is associated with Cartagena Group LLC, a family-owned business in the battery and lightbulb retail sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Lee Giordano is a CFA® charterholder with 28 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2016. Prior to joining UBS, he worked for Imperial Capital Asset Management LLC from 2009 to 2014. Outside of his advisory role, Giordano is a licensed real estate referral associate and holds an elected position on the Republican County Committee in Westfield, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets solutions.

Nicole Mochnal is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 27 years of industry experience. She has worked with Wells Fargo Clearing and Wells Fargo Advisors since 2016. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with banking, lending, and trustee services.

Hang Yu Jiang is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 designations. Outside of his advisory work, Jiang is a silent partner in a wholesale fruit and beverage business specializing in Bubble Tea. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Jianbin Li is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Fidelity Investments and NuSkin. Jianbin is based in Brooklyn, NY. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process uses centralized due diligence combining quantitative and qualitative research to build model allocations, with recommendations limited to eligible strategies.

Cynthia Crane is a financial advisor at Thrivent Investment Management with 13 years of industry experience. She holds the Series 66 designation and has been with Thrivent and its affiliated entities since 2012. Cynthia serves on the board of Catalyst Theater Company, a local nonprofit theater organization, where she participates in fundraising and community engagement activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive, goal-based financial planning without discretionary portfolio management. The firm combines planning with managed-account programs under a consolidated billing option called WealthPlan, while maintaining the planning and investment services separately.

Curtis Nesbit Jr is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors, LLC. and Footlocker. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad investment offerings.

Mykhaylo Stetsun is a CFP®-certified financial advisor with 19 years of industry experience, currently practicing at Wells Fargo Clearing since 2016. His prior roles include positions at J.P. Morgan Securities and Chase Investment Services Corp. Stetsun serves as a member of the Army Reserve. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm supports a broad client base with brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party databases to apply diversification principles and modern portfolio theory.

Mina Kerolos is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Kerolos worked for the Commercial Bank of Dubai and Emirates NBD Bank UAE. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Jayeeta Choudhury is a financial advisor at LPL Financial with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and advanced technology tools.

Dominick Palumbo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously held roles at Wells Fargo Bank, PNC Investments, Banc of America Investment Services, PNC Wealth Management, and Equitable Advisors. Palumbo serves as treasurer for the Algonquin Theatre, where he participates in financial discussions related to the theatre’s operations and community contributions. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and emphasizing diversified portfolio strategies.

Denny Totland is a financial advisor with LPL Financial in Red Bank, NJ, holding the CFP® designation and Series 63 and 65 licenses, with 36 years of industry experience. His prior roles include positions at City National Bank, RBC Capital Markets, and Citigroup Global Markets. Denny is also involved in consulting through Totland Consulting LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, combining extensive advisory services with non-advisory financial products.

Melvin Goldstein is a ChFC® and Series 63 credentialed financial advisor with 56 years of industry experience. He has been affiliated with Linsco / Private Ledger Corp. since 2001 and currently practices at LPL Financial in Marlboro, NJ. He also operates Advanced Capitol Strategies, Inc. and is involved in a non-variable insurance business focusing on life, health, disability, and group employee benefits. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services through a large network of advisers, utilizing model portfolios, third-party subadvisors, and technology tools to support client strategies.

Courtney Halasz is a financial advisor at Wells Fargo Advisors with nine years of industry experience. She holds the Series 66 designation and has worked within the Wells Fargo organization since 2016, including roles at Wells Fargo Clearing prior to her current position. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations across various planning areas, including retirement, education, and specialized topics like business-owner transition and special-needs analysis.

Samuel Rozenfeld is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and one year of industry experience. He has worked with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2023, and is also involved with First Call Tax Advocates Corporation. Outside of his advisory role, he operates as an insurance broker for life and health products through Kandelaki Solutions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

John Mcgovern Jr. is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 designations and has 33 years of industry experience. His prior work includes over three decades at Prudential Insurance Company of America and Pruco Securities, LLC. He is involved with NJPAIP and NJIUA in addition to his advisory role. LPL Enterprise, LLC serves a diverse client base including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment strategies developed by internal and third-party portfolio strategists and offers financial planning, consulting, and access to various asset managers and insurance products.

Joseph Vinciguerra Jr. is a CFA charterholder and Series 63 licensee with 25 years of industry experience. He is currently an advisor at LPL Financial and has previously worked at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. Outside of his advisory role, he serves as an adjunct lecturer at the College of Staten Island and is employed by Public Service Enterprise Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Rodney Mcmillian is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with Wells Fargo Bank NA since 2003 and joined Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.