Hyacinthia Roberts is a financial advisor with Cetera, holding a Series 63 designation and 28 years of industry experience. Her career includes long-term roles at Avantax Investment Services and Avantax Insurance Agency, as well as a six-year tenure at Aetna. She is also the owner of a small accounting and tax preparation business and serves on a neighborhood advisory board focused on community surveys. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Daniel Buckley is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is based in Staten Island, NY. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and algorithmic tools to deliver tailored, non-discretionary advice as part of a broad range of advisory, brokerage, and insurance solutions.

Stephen Sassi is a financial advisor with 21 years of industry experience, currently with Edelman Financial Engines. He holds the Series 66 designation and has worked at several firms, including Merrill, Charles Schwab, and Morgan Stanley. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling and planner delivery with online tools, offering diversified portfolios and both discretionary and non-discretionary advisory services.

Mathew Santos is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2016, alongside his tenure at Merrill beginning in 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Masone is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the Bank of America Merrill organization since 2014, beginning as a Relationship Manager with Bank of America. Over the years, he has held various roles within the organization, leading to his current position in Merrill's Private Executive Services team. Paul specializes in a client-focused approach, emphasizing personalized wealth management strategies tailored to individual financial situations and goals. His expertise includes equity compensation, financial management, banking, retirement planning, college education planning, and socially responsible investing, among other areas. He works directly with clients and their families to create flexible strategies responsive to changing needs and market conditions. He graduated from the City University of New York's School of Professional Studies with a bachelor's degree in Business. Paul holds several professional registrations and designations, including Series 7 and 66 FINRA registrations, New York State Life/Accident & Health Insurance certification, Accredited Wealth Management Advisor™, Chartered Retirement Planning Counselor™, and Sports & Entertainment Accredited Wealth Management Advisor™. Outside of work, he spends time with family and enjoys activities such as baseball, football, gardening, genealogy, hiking, reading, running, traveling, and watching movies.

Godfrey John is a financial advisor with Primerica Advisors in Valley Stream, NY, holding a Series 63 designation and 15 years of industry experience. He has worked with PFS Investments Inc. since 2011 and Primerica Financial Services since 2009. Outside of his advisory role, he owns Integrated Technology Business Solutions and is involved with Chemma Consulting, Inc., both unrelated to investment management. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Babak Rambod is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 29 years of industry experience. He has been with Mass Mutual Investors Services since 2011 and with MassMutual Life Insurance Company since 2010. Outside of his advisory work, Rambod serves as an officer of the Yosef Chaim Foundation, a charitable organization, and is an author writing about finance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved software and offers various programs including wrap and money-manager options as well as educational seminars.

Christopher Liotta is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has worked with Cetera Wealth Services, LLC since 2013 and Maximus Financial Services since 2009. Outside his advisory work, he is an independent insurance agent specializing in disability, fixed annuities, life/accident/health, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform that provides access to both affiliated and third-party investment managers.

Keith Mirto is a financial advisor with RBC Capital Markets in New York, NY, holding Series 63 and Series 66 registrations and bringing 38 years of industry experience. He has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customized investment strategies implemented through various portfolio management solutions and integrated capital markets capabilities.

Mikhail Khochinsky is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 21 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. since 2005 and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, incorporating forward-looking capital market assumptions and an ESG eligibility framework.

Steven Benjamin is a financial advisor with LPL Financial in Woodmere, NY, holding Series 63 and Series 66 licenses and 21 years of industry experience. His prior work includes positions at Sterling National Bank, National Securities Corp, M&T Securities, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies.

Michael Mattiello is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he helps successful individuals, families, and business owners make informed financial decisions that support their long-term goals. His expertise includes investment management, personalized financial planning, retirement and income strategies, business owner solutions, tax-efficient planning, and legacy and estate planning support. Michael's approach integrates customized portfolio construction, retirement and estate planning strategies, risk management, and multigenerational wealth planning. He collaborates closely with specialists across Merrill Lynch to provide clients with comprehensive resources and personalized advisory care. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He holds a Bachelor's Degree from Ithaca College. Outside of his professional work, Michael participates in community volunteering and enjoys personal interests such as baseball, drawing, hunting, music, reading, singing, skiing, spending time with his family, traveling, and writing.

Rosalie Maiorano is a financial advisor with OSAIC who holds Series 63 and Series 65 licenses and has 27 years of industry experience. She has worked at Royal Alliance Associates since 2005. Outside of her advisory role, she is involved in tax preparation through her sole proprietorships, RVM Tax Services and Maiorano & Associates, Inc. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. Its investment approach centers on model-based asset allocation and portfolio optimization supported by various analytical tools, with a platform notable for its scale, affiliated network, and alternative investment offerings.

Frank Devito is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services Inc. from 2016 to 2021. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2021. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Angela Di Martino is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has been with JPMorgan Chase Bank and JPMorgan Securities LLC since 2018 and previously worked at Signature Securities Group Corp./Signature Bank, Flagstar Securities, Inc., and Chase Investment Services Corp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates ESG eligibility frameworks, and includes broader derivatives and commodities capabilities.

Gavriel Hershkop is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Milvado Wealth Advisors LLC and the Union of Orthodox Jewish Congregations of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management programs.

Jeffrey Axford is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Chase Bank, TD Ameritrade, and Scottrade prior to his current role. Outside of finance, he is a minority owner and investor in Heirlome, LLC, a women’s fashion brand. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager research, and customized performance reporting. The firm combines quantitative and qualitative research with forward-looking capital market assumptions to support its advisory process.

John Barrett is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 credentials and over 39 years of industry experience. He has been associated with Merrill since 1986 and Bank of America, N.A. since 2009. Outside of his advisory role, he owns a residential property in New York City that he rents out. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutions, offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm employs a variety of investment strategies overseen by its CIO and leverages its affiliation with Bank of America to provide integrated trading, lending, and cash management solutions.

Enrico Bawar is a financial advisor at Cambridge Investment Research Advisors with 31 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corporation for seven years before joining Cambridge in 2022. Outside of his advisory role, he serves as president and board member of the Staten Island Rotary Club and is involved with several local community organizations, including the Philippine Independence Committee of Staten Island and the Community Agency for Senior Citizens. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates a multi-billion dollar asset base through thousands of financial professionals and supports various management platforms and proprietary model strategies.

Michael Lapaglia is a financial advisor with OSAIC in Brooklyn, NY, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has worked at OSAIC since 2018 and has additional roles in insurance and mortgage financing through Crump Insurance Serv and Mid Island Mortgage Corp. He also assists with tax return preparation at Maiorano & Associates, Inc. OSAIC Wealth serves a diverse range of retail and institutional clients with a multi-advisor platform offering brokerage and advisory services including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm employs a model-based investment process incorporating asset allocation, portfolio optimization, and third-party manager selection, supported by a complex affiliate network and private-equity ownership.