Edwin Ruiz is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and educational positions at Universidad de San Carlos de Guatemala and Centro Educativo Juvenil Católico "Nuestra Señora de Fátima." He also has experience with Supremo Food Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Correia is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside of his advisory role, he is involved in youth soccer coaching with the Salvation Army and the Ironbound Soccer Club, serving as a trainer and head coach. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Beth Prospero is a financial advisor with Morgan Stanley in Jersey City, NJ, holding a Series 66 designation and bringing 17 years of industry experience. She has been with Morgan Stanley since 2014 and also works with Morgan Stanley Services Group Inc. since 2018. Outside of her advisory role, she engages in freelance journalism. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm employs structured planning tools and modeling techniques as part of its investment approach and manages approximately $2.74 trillion in client assets.

David Rosoff is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2013. He has been with Fidelity Investments since 2006, progressing through roles including Financial Representative, Investment Representative, and Financial Planning Consultant. His experience encompasses working with a variety of clients to address diverse wealth planning needs. He holds a California Insurance License, supporting his ability to provide comprehensive financial consulting. David emphasizes partnership with clients to navigate challenges and achieve financial planning goals for individuals and their families.

Rob Budziszewski is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2022. He leads a team of financial professionals focused on aligning with clients' evolving needs, collaborating to provide clarity and assist in developing personalized, goal-based financial plans. His approach aims to inspire clients to achieve peace of mind and fulfillment through their financial goals and dreams. Rob has held several positions within Fidelity Investments, including Assistant Branch Leader and Planning Consultant in 2021 and 2022. Prior to joining Fidelity, he worked at Hennion & Walsh, Inc. from 2008 to 2021, serving as Associate Vice President and Investment Associate Supervisor. Outside of his professional responsibilities, Rob enjoys family activities, golf, music, pets, skiing, and traveling.

Akhileswar Patel is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, LLC. Outside of his advisory role, he is a partner in a child care business. Equitable Advisors serves individuals across a range of wealth levels, as well as pension plans, corporations, and nonprofit organizations, offering financial planning, retirement consulting, and asset management services. The firm’s approach involves matching clients to advisory models or discretionary managers, often utilizing third-party programs and providing a variety of investment options and ERISA fiduciary services through credentialed representatives.

Neesha Khanna is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Credit Suisse Securities and JPMorgan Chase Bank prior to her current role. She is a silent partner in a consulting business owned by her husband. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm operates with a non-discretionary program, combining institutional advisory services with broker-dealer and investment adviser registrations.

Francesca Neilson is a financial advisor at Charles Schwab with 11 years of industry experience and a Series 66 designation. Her work history includes roles at LifeCapital Partners and Axa Advisors before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Andrew Jurczynski is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works with clients to develop strategies that address their short-, mid-, and long-term financial goals. He provides guidance on a range of matters including general investing, retirement planning, and preparing for unexpected financial needs. Additionally, he can connect clients with Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Andrew's areas of focus include college education planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Andrew earned a Bachelor's Degree from Monmouth University. Outside of his professional responsibilities, Andrew enjoys camping, fishing, football, golfing, and spending time with his family.

Michael Centonza is a Financial Advisor with Merrill Lynch Wealth Management based in Staten Island. He specializes in assisting individuals and families with making informed financial decisions to build and preserve their wealth. His approach involves understanding clients' priorities to develop strategies that address short-, mid-, and long-term financial goals. Michael provides services including general investing, retirement planning, and liquidity management, as well as access to additional banking and financing resources through Bank of America specialists. Michael holds a Bachelor's Degree from the College of Staten Island and has earned professional designations as a Personal Investment Advisor (PIA) and as a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His client focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Outside of his professional work, Michael is involved in community activities through the Knights of Columbus. His personal interests include baseball, football, golfing, music, and spending time with his family.

Kevin Meszaros is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 23 years of industry experience. He also manages multiple accounting and tax firms and serves as chairman of the South Amboy Redevelopment Agency. Additionally, he is a partner in Maison De Fils of NJ, a needlepoint supplies business where he works as a photographer. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies across various program structures.

Michael Pimpinelli is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 34 years of industry experience, including 16 years at Metlife Securities and over a decade at MassMutual Life Insurance Company. Outside of his advisory role, he is involved in developing a smartphone application through an LLC he owns. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars using firm-approved analytical tools.

Kevin Rodin is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Equitable Advisors since 1999, including during its prior affiliation as AXA Advisors, LLC. Outside of advising, he serves as an administrator or executor of an estate or trustee of a trust for a non-family member. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm delivers advice through a network of Investment Adviser Representatives and utilizes a range of third-party asset managers and proprietary programs.

Joseph Mele is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 licenses and having three years of industry experience. He previously worked at Brightview and served as an instructor at Fairleigh Dickinson University. Outside of his advisory role, he maintains insurance appointments. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

Genevieve Shanler is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses. She has been with Morgan Stanley since 2025 and has prior experience at Centralis and E3 Financial Planning. Shanler’s background includes four years of education at Boston University and prior teaching roles. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including customized financial planning. The firm uses structured planning tools and a broad range of investment offerings while managing approximately $2.74 trillion in client assets.

Louis Giasullo is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles including at Charles Schwab Bank, eXp Realty, and nThrive. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and centralized operational infrastructure.

Michael Madden is a Series 66 licensed financial advisor with 13 years of industry experience. He has been with Wells Fargo Advisors since 2026, following a 10-year tenure at Raymond James & Associates. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, offering a broad range of planning services including specialized areas like business-owner transition and special-needs planning.

Ingrida Veizaj is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and four years of industry experience. She has worked exclusively within the J.P. Morgan organization since 2016 in various roles. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Monika Nemeth is a financial advisor at UBS Financial Services with five years of industry experience. She holds Series 66 and Series 63 credentials and has previously worked at Morgan Stanley and AIG Funds. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning, portfolio management, and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Yuval Brokman is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and Jpmorgan Chase Bank NA since 2017, following two years at OppenheimerFunds. J.P. Morgan Securities LLC provides institutional consulting services including asset allocation advice, investment manager and fund searches, and customized performance reporting to corporations, foundations, and defined contribution plan sponsors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver its services.