Alan Jacobson is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets Inc, and Merrill. Outside of his advisory role, he manages seasonal weekly rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Peter Schoenenberger is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized supervisory and custody arrangements.

Robert Cerasia is a financial advisor at Morgan Stanley with 55 years of industry experience. He holds a Series 63 designation and has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Joseph Bancheri is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he co-owns Melanique Ventures, LLC, a business focused on recreational fishing activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options in its offerings.

Justin Lynch is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, he focuses on building valued relationships with clients and their families to develop personalized wealth strategies. He concentrates on delivering organization, purpose, and tax efficiency to help clients achieve their financial goals. Justin has over 20 years of experience providing financial strategies for entrepreneurs, corporations, and private individuals. He joined Merrill Lynch Wealth Management in 2009 to provide trusted advice and assist clients in planning their financial futures. While he maintains his Certified Public Accountant (CPA) license and holds the Chartered Retirement Planning Counselor (CRPC) designation, he does not provide tax advice in his current role. He holds a Bachelor of Science degree in accounting from Villanova University and a Master of Business Administration degree in finance from New York University. Justin resides in Bernardsville, NJ with his wife Anne and their three rescued dogs. He actively volunteers for local organizations including Rotary and his church, and has served as President of the Oratory Prep Parents' Guild. His personal interests include golf, fishing, and horseshoes.

Wilson Munoz is a financial advisor at Osaic with 14 years of industry experience and holds the Series 66 designation. He previously worked at Securities America Advisors and Guardian Life Insurance Company. Outside of his advisory role, Munoz manages a youth soccer organization focused on training and events and owns an insurance agency that also provides various business services. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers a wide range of integrated financial services and employs asset-allocation tools and third-party platforms to construct and manage portfolios across multiple investment types.

Jim Boyle is a Financial Consultant currently working at Fidelity Investments since 2024. He collaborates with clients to establish and implement financial plans tailored to their goals, and regularly reviews these plans to ensure ongoing alignment and improvement. Jim's professional experience spans several roles in the financial services industry, including Planning Consultant at Fidelity Investments from 2022 to 2024, Financial Advisor positions at Cetera Investment Services LLC and LPL Financial LLC, and roles as a Financial Services Professional at MML Investors Services, LLC and Signator Investors, Inc. He holds a California Insurance License. Outside of his professional work, Jim has interests in baseball, football, soccer, movies, reading, and participating in family activities.

Andrew Black is a financial advisor with Wells Fargo Advisors and holds a Series 66 designation. He has 18 years of industry experience, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining his current firm in 2022. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs planning, supported by proprietary research and tools.

Patricia Koch Perkins is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Tia Regan is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 27 years of industry experience. She has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Robert Laird Jr. is a financial advisor at LPL Enterprise with 17 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining LPL Enterprise in 2025, he worked at JP Morgan Chase Bank and JP Morgan Securities from 2015 to 2025, as well as Waddell & Reed and J. B. Hanauer & Co. Additionally, he has worked as a package car driver for United Parcel Service since late 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and affiliated trust and insurance services.

Kyle Kaiser is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Cetera Advisor Networks and Allied Wealth Partners. Outside of advising, he previously worked at Cliff's Homemade Ice Cream for three years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing multiple portfolio strategies and proprietary research tools.

Christian Cooper is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo Advisors and related entities since 2009. Outside of his advisory role, he is involved with Orange Sunshine Publishing Co., where he writes children's books. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations supported by proprietary research and planning tools, with services covering areas such as retirement, education, business-owner transition, and special-needs planning.

Steven Goldberg is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He previously worked for Family Investors Company for 24 years before joining Cambridge in 2024. He holds Series 63 and Series 65 licenses and serves as a board member of the Fanwood-Scotch Plains Rotary Club and vice president of BNI - Select Business Source. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a broad range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of portfolio solutions and custody arrangements.

John Tumminia Jr. is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 24 years of industry experience. He previously worked at MetLife Securities Inc. for 12 years before joining Mass Mutual Investors Services in 2017. Tumminia is also a servicing partner specializing in employee group retirement plans at Force Financial. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and provides event-driven planning services including divorce and estate settlement planning.

Lauren Conigliaro is a financial advisor at Morgan Stanley with six years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2020, and previously at BNY Mellon Wealth Management from 2015 to 2020. She holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and research to support its advisory services.

Michael De Nucci is a financial advisor at Merrill in Florham Park, NJ, holding a Series 66 designation. He has been with Merrill and Bank of America, N.A. since 2026. Prior to his advisory role, he was associated with Lehigh University and Pope John XXIII. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Ethan Madera is a financial advisor at UBS Financial Services with six years of industry experience. He holds the Series 66 designation and has worked at UBS since 2018 in various roles. Prior to his current position, he was involved with multiple organizations including Rutgers University and several service industry roles. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor strategies to clients’ goals.

Craig Levin is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jessica Palou is a financial advisor with Ameriprise Financial Services and holds Series 63 and Series 66 designations. She has 17 years of industry experience, including previous roles at T. Rowe Price Investment Services and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines written recommendation reports with ongoing tax-aware withdrawal strategies.